In 2026, the USDA loan limit in San-Antonio-Heights, located within San Bernardino in CA, is $381,800. In contrast, the FHA limit for a single-family home is $477,250.
Leverage the Lendersa® USDA loan calculator to assess today's top USDA against FHA rates. Determine the required income, credit, reserves, and necessary documents to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, aiding in the decision for the best program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $381,800 | 0% |
| FHA | $477,250 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
The aim of Lendersa® is to guide you in acquiring the optimal USDA or FHA loan swiftly and without hassle. Choose from three methods to align with matching lenders and USDA loan programs available.
A USDA home loan, endorsed by the government’s Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is available solely in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require none, offering a zero-down-payment option.
Enter your location to find out if it qualifies for USDA rural housing loan?
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