USDA Vs. FHA your options comparison in San-Antonio-Heights, San Bernardino County, CA

In 2025, the USDA loan limit in San-Antonio-Heights, located within San Bernardino in CA, is $381,800. In contrast, the FHA limit for a single-family home is $477,250.

Leverage the Lendersa® USDA loan calculator to assess today's top USDA against FHA rates. Determine the required income, credit, reserves, and necessary documents to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, aiding in the decision for the best program in for your financial goals.

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2025 Loan Limits and Down Payment Requirements in San-Antonio-Heights, San Bernardino, CA

Loan Type Loan Limit Down Payment
USDA $381,800 0%
FHA $477,250 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Opportunities in San-Antonio-Heights, CA

The aim of Lendersa® is to guide you in acquiring the optimal USDA or FHA loan swiftly and without hassle. Choose from three methods to align with matching lenders and USDA loan programs available.

Lendersa USDA loan request and matching results

What is a USDA Loan in CA?

A USDA home loan, endorsed by the government’s Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is available solely in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require none, offering a zero-down-payment option.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • The Savings Bank
  • 907 Main Street, Wakefield, MA, 01880
  • The Savings Bank is a community bank founded back in 1869 and is headquartered in Wakefield, Massachusetts in the heart of Middlesex County. TSB offers a complete range of both Commercial and Consumer banking products and has eight full-service branches. Member FDIC, Member DIF, and Equal Housing Lender.
  • Edward Voccola & Co. LLC
  • 75, Arlington Street, Suite 500 Boston, MA 02116, Boston, MA, 02116
  • Edward Voccola & Co. LLC – Commercial Real Estate Financing Commercial & Project Finance, Joint Venture Lending, Construction, Hotels, 100% Bond & Equity Financing, US & Worldwide We offer the following kinds of loans; * Personal Loans (Unsecured Loan), * Business Loans (Unsecured Loan), * Commercial Real Estate Loans, * Construction Loans, *
  • UC Funds
  • 745 Boylston Street, Boston, MA, 02116
  • UC Funds is a national balance sheet provider of both debt and equity capital solutions that has provided over $3 billion dollars of capital solutions since 2010. UC Funds provides quick, reliable and customized financial solutions throughout the entire capital stack, including joint venture equity.
  • Northeast Bank
  • 200 Berkeley Street, 17th Floor, Boston, MA, 02116
  • Northeast Bank (NASDAQ: NBN) is a full-service bank headquartered in Portland, Maine. We are both an experienced, balance sheet lender offering speed, certainty of execution and creativity to structure loan originations and acquisitions nationally, and a full-service bank serving customers in Western, Central, and Southern Maine
  • HIG Capital Llc
  • 500 Boylston St, Boston, MA, 02116
  • H.I.G. Capital is a leading global private investment firm with $44 billion of equity capital currently under management.* H.I.G.'s family of funds includes private equity, real estate, growth equity and debt/credit. H.I.G. Capital has invested in and controlled over 300 organizations globally since it was founded more than 20 years ago.
  • Edward Voccola & Co., LLC
  • 75 Arlington Street, Suite 500, Boston, MA, 02116
  • Edward Voccola & Co. LLC is a Private Equity & Joint Venture financial company based in New York City and have offices throughout the U.S & Internationally, We have a dedicated team of financial experts in commercial real estate finance and project funding delivering creative financing solutions consistently to worldwide clients.
  • Tremont Credit Union
  • 2 Granite Avenue, Suite 101, Milton, MA, 02186
  • Tremont Credit Union is a full service cooperatively owned financial instituion serving the working men and women of Boston and Eastern Massachusetts (Norfolk, Suffolk and Middlesex Counties). Operating 4 full service branches throughout Boston and on the South Shore There are many ways to be eligible for membership at Tremont Credit Union. Members
  • Secured Lending Group
  • 529 Main St, Suite P200 & P300, Charlestown, MA, 02129
  • Our goal is to provide the best suited real estate financing for investors. We engage in honest conversation while showing respect to all people. We listen to our clients, investors, vendors, and other individuals we may come in contact. We truly embrace customer commitment, building and nurturing relationships.
  • Boston Firefighters Credit Union
  • 60 Hallet Street, Dorchester Center, MA, 02124
  • Boston Firefighters Credit Union was established in 1948. Since that time, BFCU has had one goal; to provide high quality services in a warm, friendly atmosphere with the best possible rates while operating in a safe and sound manner consistent with all regulatory rules and regulations
  • East West Mortgage Company
  • 100 Hallet Street, Boston, MA, 02124
  • East West Mortgage was started to help individuals and families manage their home finances and their lives in an efficient, and informed manner. Our technology allows us to save our customers time and money. Our knowledgeable loan officers are dedicated to helping customers understand their options and select the best loan programs available.