In the year 2026, the USDA loan limit for Upland in San Bernardino county, CA, is established at $776,600, whereas the limit for an FHA loan on a single-family dwelling is $1,089,300.
Utilize the Lendersa® USDA loan calculator to compare the best rates available today for USDA versus FHA loans. This tool helps you determine the necessary income, credit status, reserves, and supporting documents needed for qualification. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, aiding your decision on the most suitable program for your financial scenario in .
2026 loan limits and down payment requirements in Upland, county of San Bernardino, CA
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Options in Upland, CA
The primary goal of Lendersa® is to secure you the best USDA or FHA loan quickly and with ease. Choose one of three starting points to connect with matching lenders and USDA loan programs.
A USDA home loan is a government-backed loan by the Department of Agriculture, known as a USDA rural development loan or USDA mortgage. This loan type is only available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA mortgages need no down payment at all.
Bay Port Financial Inc Founder of the Tom Bass and his team made our mortgage process with buying our house a breeze. They were very knowledgeable and kept us very informed during the entire process. His responsiveness was a great help during the process and allowed us to close on time.
Chaffey Federal Credit Union (CFCU) has provided personal financial solutions and quality service since 1964. As a not-for-profit, federally chartered, full service financial institution owned entirely by our members, our main objective is to help our member/owners achieve and maintain financial well-being.
Colonial Mortgage We are an equal opportunity lender. To ensure everyone has a shot at getting the resources they need, we offer various financial products to fit a diverse range of needs. Some of these include FHA, Conventional, Jumbo, and ITIN. Whatever your situation may be, talk to us, we may have the solution you are looking for.
Four Clover Homes, your satisfaction is our number one priority. Count on us to give you the industry leading rates up front and help you choose which loan suits your needs. Due to our amazing up front rates, we know that you'll be satisfied. Call us today and take the first step to owning your dream home.
Crown Castle Mortgage Realty has since grown to become one of the new leading and most trusted real estate agencies in Southern California. Our business is based on the principles of Transparency, Tenacity and Trust and these are apparent in our business model, and our day to day operations.
400 North Mountain Avenue, Suite 224, Upland, CA, 91786
Lends in California
At Oak Tree Realty, where we specialize in residential mortgages, fix & flip lending and rental loans. At Oak Tree Realty, we find a loan that fits each borrower. Unlike overpriced banks who have one size fits all, we here at Oak Tree Realty have relationships with several lenders and always search for the best price and terms for our clients.
222 North Mountain Avenue, Suite 206, Upland, CA, 91786
Lends in California
Welcome to Nationwide Realty, your source for San Bernardino County and Surroundings real estate. If you own real estate that you're thinking of selling, I would be happy to provide you with a Home Evaluation. In today's competitive real estate market, timing is everything. Many good homes are sold before they are ever advertised.
2335 Foothill Boulevard, Suite 5, Upland, CA, 91786
Lends in California
Tri-Star Home Loans opened it's doors at the current Upland location in 2004. In 2005, through hard work and an excellent standing with our multiple bank sources, we obtained our FHA approval. Tri-Star continued to grow and was able to sustain the massive changes to the economy and mortgage market due to our dedication
TDR home loan mortgage company is a trusted provider of home loan mortgages and home refinance Compare mortgage rates on a home refinance, VA loans, FHA loans, Jumbo loans, conventional loans, reverse loans, first time buyer home loans, USDA loans, CalHFA loans. We serve southern California.
400 North Mountain Avenue, Suite 223, Upland, CA, 91786
Lends in California
ALLIED EQUITY specialize in FHA Loans, Conventional, Jumbo Loans and Self-employed Business Bank statement Loans. We are fully licensed and serve all of the State of California. Whether you are buying a home or refinancing within California, we can help you realize your dream of homeownership or save you money.
