USDA Vs. FHA Pro and Con comparison in Upland, San Bernardino County, CA
In the year 2025, the USDA loan limit for Upland in San Bernardino county, CA, is established at $776,600, whereas the limit for an FHA loan on a single-family dwelling is $1,089,300.
Utilize the Lendersa® USDA loan calculator to compare the best rates available today for USDA versus FHA loans. This tool helps you determine the necessary income, credit status, reserves, and supporting documents needed for qualification. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, aiding your decision on the most suitable program for your financial scenario in .
2025 loan limits and down payment requirements in Upland, county of San Bernardino, CA
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Options in Upland, CA
The primary goal of Lendersa® is to secure you the best USDA or FHA loan quickly and with ease. Choose one of three starting points to connect with matching lenders and USDA loan programs.
A USDA home loan is a government-backed loan by the Department of Agriculture, known as a USDA rural development loan or USDA mortgage. This loan type is only available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA mortgages need no down payment at all.
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