USDA Loan Vs. FHA loan for Montclair, CA 2025

In 2025, the USDA loan limit for Montclair, county of San Bernardino, CA, is $776,600. Meanwhile, the FHA limit for a single-family home is $1,089,300.

Utilize the Lendersa® USDA loan calculator to assess and compare the best USDA versus FHA rates available today. Determine the income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side to help decide which option in best fits your financial situation.

Exploring USDA and FHA Loan Options in Montclair, CA

Lendersa® aims to secure the best USDA or FHA loan for you quickly and effortlessly. Choose one of three starting points to connect with matching lenders and discover USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CA

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the government Department of Agriculture and is exclusively available in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, a USDA loan requires no down payment at all.

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(641) 343-7310 Lender's profile and map Reviews Union State Bank 214 South First Street, Greenfield, IA, 50849 Union State Bank of Bridgewater opened for business on January 6, 1890, under the name of Union Bank. It was operated and owned by J.G. Hendry, President, G.G. Rechtenbach, Cashier, and Wes Tyler and Union State Bank of Greenfield and Bridgewater provides competitive rates on personal and business loans, and offers a full range of personal and bank
(479) 963-2121 Lender's profile and map Reviews The First National Bank at Paris 11 E Main St, Paris, AR, 72855 The First National Bank at Paris was established in 1891 as The Bank of Paris by a group of local businessmen who had a deep commitment to the people of Paris and Logan County. At that time, Paris was a bustling community of 600 people. Founded by W.R. Cherry, the bank occupied the first floor.
(507) 763-3262 Lender's profile and map Reviews Currie State Bank 141 Mill Street, Currie, MN, 56123 Currie State Bank was established in February 1931 and the Okabena office was established in December of 2016. We take pride in creating and delivering quality banking products and services to you at exceptional values.We provide a stimulating and challenging work environment for our employees that encourages, develops and rewards excellence.
(701) 769-2121 Lender's profile and map Reviews Bank Forward 128 Main St, Hannaford, ND, 58448 We got our start as a small business, a small bank in a small town, way back in 1927. Through 4 generations, we've provided banking and insurance services to the communities where we live and work. Our founder, A.C. Brown, always said, “Take care of the customer.” It’s a promise we intend to stick to. and our mission We believe in the commitment to
(281) 505-9404 Lender's profile and map Reviews Guarantee Mortgage, LLC 2770 North FM565 Road, Mont Belvieu, TX, 77523 Guarantee Mortgage is created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time.
(870) 772-0661 Lender's profile and map Reviews MilWay Federal Credit Union 2000 Arkansas Blvd, Texarkana, AR, 71854 MilWay Federal Credit Union celebrated its 60 Year Anniversary in 2016. It was November of 1956 when the Miller Ark Credit Union and the Railway Credit Union merged to create MilWay Federal Credit Union. Today, MilWay is a full-service financial institution with offices in Texarkana and Ashdown, Arkansas, and now in Texarkana, Texas as well.
(660) 425-7285 Lender's profile and map Reviews BTC Bank 3606 Miller Street, Bethany, MO, 64424 BTC Bank is a community bank founded on the traditional values of personal customer service. Our continued tradition of serving our friends & neighbors with courteous, professional banking services maintains. We strongly support our local communities. We are proud of the roots of our past and prepared for the growth in our future.
(660) 747-3311 Lender's profile and map Reviews Central Missouri Community Credit Union 620 N Maguire Street, Warrensburg, MO, 64093 Central Missouri Community Credit Union was chartered in 1961 as a credit union for the education community. We now serve a field of membership including all educational employees, college students and high school juniors and seniors in all counties of the University of Central Missouri District.
(660) 747-5513 Lender's profile and map Reviews Quarry City Savings and Loan Association 713 PCA Road, Warrensburg, MO, 64093 Established in 1890, Quarry City Savings and Loan is a local, community-oriented financial institution providing honest personal service to our customers. Our Mission at Quarry City Savings & Loan is to build and maintain solid relationships with the community we live in and the clients we serve.
(281) 471-1782 Lender's profile and map Reviews Beacon Federal Credit Union 2812 N. Alexander Drive, Baytown, TX, 77520 It all started for us in March 1949 when we were chartered as DuPont La Porte Federal Credit Union. By 2005, we were officially Beacon Federal Credit Union. But what has never changed is our commitment to providing courteous, efficient and sound financial services for our members, now and into the future.
(281) 422-3611 Lender's profile and map Reviews Community Resource Credit Union 2900 Decker Dr, Baytown, TX, 77520 Community Resource Credit Originally formed by a group of Humble Oil Employees in 1935, CRCU is the oldest local financial institution in the Baytown, Crosby and Atascocita area. Presently, CRCU is open for membership to anyone who lives or works in Liberty, or Chambers County or within the Goose Creek.
(870) 423-6601 Lender's profile and map Reviews First National Bank of North Arkansas 305 Public Square, Berryville, AR, 72616 At First National Bank of North Arkansas we are known as “the old bank with new ideas”. Having been in business since 1889, we have seen a lot of changes in banking. Through these changes we continue to strive to provide our customers with all of the necessary resources to make their experience the best.