USDA Vs. FHA Pro and Con comparison in Clearlake-Riviera, Lake County, CA
In the year 2025, the cap for USDA loans in Clearlake-Riviera, located in Lake county, CA, stands at $369,100. Meanwhile, the FHA loan limit for a single-family house is $356,362.
Utilize Lendersa® USDA loan calculator for a side-by-side evaluation of today's top USDA and FHA rates, determining the necessary income, credit, reserves, and paperwork required for eligibility. Our advanced mortgage calculator provides a comparison of USDA, FHA, Conforming, and VA programs, guiding you to make an informed decision on the best financial solution for your distinctive situation in .
2025 loan caps and down payment prerequisites in Clearlake-Riviera, Lake county, CA
Type of Loan
Maximum Loan Amount
Initial Down Payment
USDA
$369,100
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Available USDA and FHA Loan Options in Clearlake-Riviera, CA
The mission of Lendersa® is to ensure that you acquire the most advantageous USDA or FHA loan swiftly and with ease. Start by selecting one of three pathways, leading to matched lenders and USDA loan programs.
A USDA home loan is backed by the governmental Department of Agriculture, often referred to as the USDA Rural Development Loan or USDA mortgage, and is offered only within rural areas. In contrast to FHA loans, which demand a minimum 3.5% down payment, the USDA mortgage loan does not necessitate any down payment.
Our mortgage brokers and staff know what they’re doing. They use the latest comparative analysis software which allows them to research and compare various loan programs to find the best option to meet your needs. We have mastered loan fulfillment software which is designed to streamline the processing of your loan.
"Table Mountain Mortgage is a Colorado owned mortgage company established in 2001. Our goal is to provide our clients with the support and personal attention they deserve.
We are a full service, licensed company that specializes in all your mortgage needs. Greg Sutherland, President of Table Mountain Mortgage worked"
Columbine Federal Credit Union, we want to give you the service & products you will appreciate. All credit unions are member-owned, not-for-profit financial cooperatives. Our not-for-profit status allows us to offer better savings rates, lower loan rates & lower fees. Once you become a member of Columbine, you are also an owner of the credit union.
Arapahoe Credit Union is the Colorado alternative to typical banking. We are not-for-profit, without sales quotas, and put our staff and members first. This allows us to offer a work culture that is worlds away from large banks. We are family-first, inclusive, and prize the personal priorities of our staff.
6972 South Vine Street, Suite 366, Centennial, CO, 80122
Silver Leaf Mortgage, we want to serve you well. It is our passion to handle your loan like you are family. We will go above and beyond to complete every aspect of the loan process as quickly and easily as possible. We are your local reverse mortgage experts. Reverse Mortgage Insight ranked us in the TOP 50 Reverse Mortgage originators.
7950 Lincoln Street, Suite 115, Littleton, CO, 80122
Since founding Colorado One Mortgage in 2001, my team and I have been providing concierge level service to homeowners all across Colorado's front range. I treat your loan as if it were my own, and leverage 20 years of experience and technical understanding of markets to get you the lowest rate and fees.When you're ready to stop overpaying the bank.
7500 South University Blvd, Suite 102, Centennial, CO, 80122
Liberty Mortgage Group has been specializing in residential financing for Colorado borrowers since 1999. Unlike big banks that have "order takers" helping with your loan, we have highly skilled loan consultants who are experts at finding the mortgage that makes the most sense for your homebuying or refinancing scenario.
7950 S Lincoln St, Suite 109, Littleton, CO, 80122
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
9457 South Universlty Blvd, Suite 120, Highlands Ranch, CO, 80126
FCF Services Inc. (dba First Choice Financial Services Inc.) has been in the Mortage and Real Estate industry for over 17 years. With thousands of closings of purchase loans, refinances, debt consolidation and Home Equity loans we know how to get loans closed. We pride ourselves on knowledge and customer service skills to make this an easy
501 S Cherry St, Suite 1100, Denver City, CO, 80246
Located in Denver, CO our team of commercial financing specialists. With a network of vetted lenders, we work to assure you have the information to make the right financing choices. Our team has over 36 years of experience in the banking and private lending industry – an experience we bring to bear on your behalf.
We are your trusted and experienced mortgage advisers, we strive in helping you for years to come! We are unlike other mortgage companies, we focus on empowering our clients with competitive rates and monitoring the market for movements that would benefit you! That is the reason why we should be your number one choice when it comes
