FHA Vs. USDA loan program for Clearlake-Riviera, Lake County, California

In 2025, USDA loan limit in Clearlake-Riviera, county of Lake, CA is $369,100 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Clearlake-Riviera, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(785) 885-4234 1277 miles Lender's profile and map Reviews Southwind Bank PO Box 40, Natoma, KS, 67651 At Southwind Bank, where you experience banking the way it should be! Here we still believe in personal banking relationships. Our customers are more than just a number; they are our neighbors and friends. For generations, we have worked together with our customers to help our communities grow and prosper.
(402) 482-5222 1277 miles Lender's profile and map Reviews Chambers State Bank 104 E Main St, Chambers, NE, 68725 Chambers State Bank is located in Chambers, NE, United States and is part of the Depository Credit Intermediation Industry. Chambers State Bank has 7 total employees across all of its locations and generates $3.66 million in sales (USD). There are 4 companies in the Chambers State Bank corporate family.
(940) 937-3611 1280 miles Lender's profile and map Reviews First United Bank Texas 301 North Main Street, Childress, TX, 79201 First United Bank, a subsidiary of Plains Bancorp, Inc, reports total assets of more than $2 billion and currently operates 17 Banking Center offices in 13 West Texas communities; Amarillo, Canyon, Childress, Dimmitt, Earth, Lamesa, Littlefield, Lubbock, Paducah, Seagraves, Seminole, Sudan, and Wichita Falls, Texas.
(402) 752-3235 1280 miles Lender's profile and map Reviews Adams County Bank 401 North Smith Ave, Kenesaw, NE, 68956 Adams County Bank was originally chartered in 1878 and has been serving South-Central Nebraska ever since. The main office has been located in Kenesaw, Nebraska since 1934. To better serve our growing customer base the branch location was opened in Juniata, Nebraska in 1996. In 2009, work began on the construction of a brand new building
(432) 264-2600 1281 miles Lender's profile and map Reviews Cosden Federal Credit Union 400 East Marcy Drive, Big Spring, TX, 79720 Cosden Employees FCU first charter was in Fort Worth, Texas in 1936. The first charter was a credit union to serve the employees and families of employees of the Cosden Refinery in Big Spring, Texas. A few years after starting in Fort Worth Cosden Employees Credit Union moved to Big Spring to improve service to the employees of the refinery.
(432) 267-6373 1281 miles Lender's profile and map Reviews Citizens Federal Credit Union 701 E FM 700, Big Spring, TX, 79720 Webb Air Force Base Federal Credit Union was chartered to serve the employees and the family members of Webb Air Force Base here in Big Spring, Texas. After the base closed, our charter was converted into a community credit union. It was at that time, in 1978, that we changed our name to Citizens Federal Credit Union.
(432) 264-2100 1281 miles Lender's profile and map Reviews The State National Bank of Big Spring 901 Main Street, Big Spring, TX, 79720 Chartered in January 1909, The State National Bank opened for business on March 1st of that year at 204 Main Street. The original bank was organized as The First State Bank of Big Spring and in 1924, converted to a national bank charter, with the bank being renamed The State National Bank of Big Spring
(620) 862-5222 1281 miles Lender's profile and map Reviews The Haviland State Bank 209 North Main Street, Haviland, KS, 67059 Haviland State Bank opened in 1903 by George Lemon of Pratt. The First directors of the bank were founder George Lemon, President; Otto H. Bock, Secretary and Cashier; H.A. Barbee, a cattleman near Pratt; R.D. Woodward, and L.J. Woodward of Haviland. When HSB first opened in 1903 the money was not kept in the bank.
(308) 485-4232 1285 miles Lender's profile and map Reviews Pathway Bank 306 High Street, Cairo, NE, 68824 Pathway Bank is a progressive and independent community bank with approximately $167M in assets. A full-service financial institution, proactively seek and deliver innovative, competitive products and services that exceed expectations and support the people and communities we serve.
(580) 497-3354 1286 miles Lender's profile and map Reviews Security State Bank 402 Broadway, Cheyenne, OK, 73628 Security State Bank has served Cheyenne & Roger Mills County since 1912. We offer the services of a modern financial institution while maintaining the integrity of a community bank where decisions are made locally. Throughout the years we have expanded, adding branches in Hammon and Laverne, to better serve our customers.
(701) 288-3491 1287 miles Lender's profile and map Reviews McIntosh County Bank 204 West Main Street, Ashley, ND, 58413 McIntosh County Bank of Ashley, North Dakota was organized September 15, 1911 as the Farmers State Bank of Danzig, North Dakota. By 1913, controlling stock was acquired by J.H. Wishek and Peter Billigmeier. At that time, Danzig was a thriving community with two grocery stores, meat market, lumber yard, hardware store.
(580) 256-3314 1291 miles Lender's profile and map Reviews The Stock Exchange Bank 1117 Tenth Street, Woodward, OK, 73802 The Stock Exchange Bank is a locally owned and operated financial institution. Established in 1903, the bank offers a wide range of products and services. It provides clients various deposits options, including free checking, regular checking, value plus club, value plus gold, money market checking,