USDA Vs. FHA Pro and Con comparison in Clearlake-Riviera, Lake County, CA
In the year 2025, the cap for USDA loans in Clearlake-Riviera, located in Lake county, CA, stands at $369,100. Meanwhile, the FHA loan limit for a single-family house is $356,362.
Utilize Lendersa® USDA loan calculator for a side-by-side evaluation of today's top USDA and FHA rates, determining the necessary income, credit, reserves, and paperwork required for eligibility. Our advanced mortgage calculator provides a comparison of USDA, FHA, Conforming, and VA programs, guiding you to make an informed decision on the best financial solution for your distinctive situation in .
2025 loan caps and down payment prerequisites in Clearlake-Riviera, Lake county, CA
Type of Loan
Maximum Loan Amount
Initial Down Payment
USDA
$369,100
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Available USDA and FHA Loan Options in Clearlake-Riviera, CA
The mission of Lendersa® is to ensure that you acquire the most advantageous USDA or FHA loan swiftly and with ease. Start by selecting one of three pathways, leading to matched lenders and USDA loan programs.
A USDA home loan is backed by the governmental Department of Agriculture, often referred to as the USDA Rural Development Loan or USDA mortgage, and is offered only within rural areas. In contrast to FHA loans, which demand a minimum 3.5% down payment, the USDA mortgage loan does not necessitate any down payment.
1425 N McDowell Blvd, Suite 209, Petaluma, CA, 94954
Emortgages.com is a California based mortgage broker company providing high quality loan services with web-based technology solutions at rates and costs that are consistently below the industry average. Our vision is to be the definitive mortgage broker that provides our customers with the highest level of service.
At Redwood Empire Home Loans, Inc, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
1372 N McDowell Blvd., Suite D, Petaluma, CA, 94954
First Bridge Lending specializes in providing fast and creative debt solutions for both commercial and residential property types. With over 100 combined years of lending and investing experience, the principals at First Bridge Lending understand our borrower’s needs and know how to deliver optimal financing solutions
1372 N McDowell Blvd. Suite D, Petaluma, CA, 94954
Founded in 2012, First Bridge Lending specializes in providing fast and creative debt solutions for both commercial and residential property types. With over 100 combined years of lending and investing experience, the principals at First Bridge Lending understand our borrower’s needs and know how to deliver optimal financing solutions.
Yolo Federal Credit Union is dedicated to serving the banking needs of our members, their families, and everyone living, working or attending school in Yolo County. It is our mission to help members achieve financial success and build wealth and we achieve that mission by hiring and retaining the best talent in the industry.
17 years of Real Estate experience, second generation - Residential & Commercial
My goal is to provide clarity, professionalism and success to my clients during the most important financial transactions of their life. I provide the financing to suit the current need and the ability to see the big picture
Del Sur Mortgage is committed to providing our clients with the highest quality home loans in California. Whether you are a first time home buyer, purchasing your dream home or refinancing an outstanding loan, our highly experienced team of mortgage lenders can help make your dreams come true.
Financial Planning Bookkeeping Tax Planning Estate Planning Insurances Investments Real Estate Financing Real Estate Consulting Loan Modifications/Short Sales Business Formations Business Law Mortgages . The vision that ultimately became Beryl Business Solutions was born out of the frustration that Beryl Slavov, JD.
"We are mortgage lenders that have been in the Napa area for 28 years and are true mortgage brokers.
This means that unlike bankers who follow the specific product guidelines of one entity, we are able to work with many different investor lenders on your behalf which allows us to match your needs with the perfect lender and most desirable rate."
We are a mortgage lender, mortgage banker, direct lender . We process, underwrite and fund loans. Our top priority is to help you make an informed decision by presenting all available options. We offer exceptional customer service, superior loan processing times, competitive mortgage rates, extensive mortgage product offerings
190 S. Orchard Ave, Suite B-115, Vacaville, CA, 95688
We were one of the first Mortgage Brokers in Vacaville. With over 30 years of experience, our specialty is offering products that others cannot and we have competitive rates to ensure satisfaction. Brokers in Vacaville. With over 30 years of experience, our specialty is offering products.
Mortgage Masters of California is a mortgage brokerage made up of experienced brokers hell-bent on delivering top notch customer service. We take pride in providing our clients with quick customized quotes, epic low rates curated with our client’s future goals in mind, then we seal the deal in lightning speed.
