FHA Vs. USDA loan program for Clearlake-Riviera, Lake County, California

In the year 2026, the cap for USDA loans in Clearlake-Riviera, located in Lake county, CA, stands at $369,100. Meanwhile, the FHA loan limit for a single-family house is $356,362.

Utilize Lendersa® USDA loan calculator for a side-by-side evaluation of today's top USDA and FHA rates, determining the necessary income, credit, reserves, and paperwork required for eligibility. Our advanced mortgage calculator provides a comparison of USDA, FHA, Conforming, and VA programs, guiding you to make an informed decision on the best financial solution for your distinctive situation in .

Available USDA and FHA Loan Options in Clearlake-Riviera, CA

The mission of Lendersa® is to ensure that you acquire the most advantageous USDA or FHA loan swiftly and with ease. Start by selecting one of three pathways, leading to matched lenders and USDA loan programs.

Lendersa USDA loan request and matching outcomes

Defining a USDA Loan in CA

A USDA home loan is backed by the governmental Department of Agriculture, often referred to as the USDA Rural Development Loan or USDA mortgage, and is offered only within rural areas. In contrast to FHA loans, which demand a minimum 3.5% down payment, the USDA mortgage loan does not necessitate any down payment.

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(763) 782-7302 Lender's profile and map Reviews United Family Mortgage Monticello 8623 Elk Ave, Monticello, MN, 55362 United Family Mortgage has been in business for more than 20 years and we strive to offer our local Elk River family and friends the best mortgage services available, in addition to our extended family and friends in the Otsego, Ramsey, Zimmerman and Big Lake, MN areas. If you are in the area
(956) 723-2265 Lender's profile and map Reviews Falcon International Bank 7718 Mcpherson Rd, Building F, Laredo, TX, 78045 Falcon’s current owners acquired the bank in 1995, the staff consisted of only 20 employees and $52 million in assets. Today, with the benefit of steady leadership, talented employees and a loyal clientele, Falcon is celebrating its 35th year anniversary and is the 75th largest bank in Texas and is proud to have over 350 dedicated bankers on its te
(956) 728-8700 Lender's profile and map Reviews GEO Mortgage 9901 McPherson Rd, Suite 101, Laredo, TX, 78045 GEO Mortgage Services, Inc., we are committed to helping you find the right mortgage loan that fits your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual needs. With many satisfied customers, our staff works to provide you with the lowest rates and the best service in the area.
(512) 971-2922 Lender's profile and map Reviews Asset Lending TX PO Box 1652, Buda, TX, 78610 Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
(512) 302-6800 Lender's profile and map Reviews A Plus Federal Credit Union 6420 E US 290 SVRD, Austin, TX, 78723 At A+FCU, we don’t have customers, we have members. That means we’re all in this together, and when one member does well, we all share the benefits. Our purpose is to educate each and every member and give them the right guidance for their unique financial situation. By giving our members the knowledge, resources,
(512) 670-1200 Lender's profile and map Reviews Citizens National Bank, National Association 601 FM 685, Pflugerville, TX, 78660 We've been serving Central Texas since 1900; that experience is what sets Citizens National Bank apart. We know & are active in each of the communities we serve. That makes us better able to meet your banking needs.Because we know our customers, we can deliver many of the same accounts & benefits as larger banks but with a personal touch they can't
(512) 477-2641 Lender's profile and map Reviews Travis County Credit Union 1101 North Interstate 35, Austin, TX, 78702 Travis County employees realized that having a credit union would provide them with better financial assistance than banks. Many probably remembered the financial hardship experienced by their parents in the 30s. Our Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance.
(888) 222-0017 Lender's profile and map Reviews PeopleFund 2921 E. 17th Street, Building D, Suite 1, Austin, TX, 78702 PeopleFund creates economic opportunity and financial stability for underserved people by providing access to capital, education and resources to build healthy small businesses. PeopleFund believes that healthy small business growth is the key to economic recovery and development and that every person.
(833) 505-1705 Lender's profile and map Reviews Tomo Mortgage, LLC 1645 East 6th Street, Suite 100, Austin, TX, 78702 Tomo Networks is a fintech startup that improves the homebuying experience by pairing a smarter and faster mortgage process with the best real estate agents to eliminate complexity, reduce cost, and put buyers in the best position to close. Tomo Networks was created by Greg Schwartz and Carey Armstrong in October 2020
(512) 699-3649 Lender's profile and map Reviews Park Place Funding, LLC 2220 E Cesar Chavez St, Austin, TX, 78702 Park Place Funding, LLC was started in 2015 and is based in Austin, Texas. We provide short-term, asset-based loans for non-owner occupied properties in the major markets of Central Texas, including Austin, Dallas, San Antonio, and the surrounding areas. Our loans are secured by a first lien against the property.
(512) 220-9916 Lender's profile and map Reviews Loan Ranger Capital 1800 E 4th St, Suite 170, Austin, TX, 78702 Loan Ranger Capital provides funding to real estate investors all over the state of Texas and has become highly regarded as one of Texas’s best funding sources for real estate investments.Loan Ranger Capital is different than other hard money lenders. We’re locally based and take pride in our first-hand market knowledge.
(417) 623-9816 Lender's profile and map Reviews Joplin Metro Credit Union 3301 Texas Avenue, Joplin, MO, 64804 Joplin Metro Credit Union has been open since 1950. The credit union has assets totaling $46.41 Million and provides banking services to more than 5, 000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.