FHA Vs. USDA loan program for North-Lakeport, Lake County, California

In 2025, USDA loan limit in North-Lakeport, county of Lake, CA is $369,100 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in North-Lakeport, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(308) 452-3225 1279 miles Lender's profile and map Reviews Town & Country Bank. 423 Grand Ave, Ravenna, NE, 68869 We have been serving the central Nebraska region since 1905. Initially chartered as The State Bank of Poole, the Bank moved its main headquarters to Ravenna, Nebraska in 1932. We currently have offices in the communities of Ravenna, Pleasanton, Kearney and Litchfield. Town & Country Bank is locally owned and managed.
(785) 637-5401 1281 miles Lender's profile and map Reviews The Gorham State Bank 129 Market Street, Gorham, KS, 67640 The Gorham State Bank is a branch office of The Gorham State Bank. They provide the following services: Full Service Office Location and are located at 129 Market Street in Gorham Kansas. Mobile and traditional directions to this location can be found below along with ratings, their phone number, online banking website
(402) 775-2271 1282 miles Lender's profile and map Reviews Butte State Bank 510 Thayer St., Butte, NE, 68722 The First National Bank was chartered in 1904. Officers of the bank were H.A. Olerich, M.L. Honke, E.R. Johnson, Emil Statsman, and J.A. McLaughlin. In 1944 the bank was changed from a National Bank to a state chartered bank and the name changed to Butte State Bank. We pride our Bank in being "Small enough to know you and large enough to serve you"
(580) 735-2545 1283 miles Lender's profile and map Reviews Oklahoma State Bank 122 South Hoy St, Buffalo, OK, 73834 Oklahoma State Bank is proud of its tradition of local ownership and management. For over 90 years OSB has served our local communities with solid banking leadership and a focus on the needs of our customers. Our mission is to meet the needs of our local communities by combining time honored banking principles with a forward thinking approach.
(402) 482-5222 1284 miles Lender's profile and map Reviews Chambers State Bank 104 E Main St, Chambers, NE, 68725 Chambers State Bank is located in Chambers, NE, United States and is part of the Depository Credit Intermediation Industry. Chambers State Bank has 7 total employees across all of its locations and generates $3.66 million in sales (USD). There are 4 companies in the Chambers State Bank corporate family.
(785) 885-4234 1285 miles Lender's profile and map Reviews Southwind Bank PO Box 40, Natoma, KS, 67651 At Southwind Bank, where you experience banking the way it should be! Here we still believe in personal banking relationships. Our customers are more than just a number; they are our neighbors and friends. For generations, we have worked together with our customers to help our communities grow and prosper.
(402) 752-3235 1288 miles Lender's profile and map Reviews Adams County Bank 401 North Smith Ave, Kenesaw, NE, 68956 Adams County Bank was originally chartered in 1878 and has been serving South-Central Nebraska ever since. The main office has been located in Kenesaw, Nebraska since 1934. To better serve our growing customer base the branch location was opened in Juniata, Nebraska in 1996. In 2009, work began on the construction of a brand new building
(620) 862-5222 1290 miles Lender's profile and map Reviews The Haviland State Bank 209 North Main Street, Haviland, KS, 67059 Haviland State Bank opened in 1903 by George Lemon of Pratt. The First directors of the bank were founder George Lemon, President; Otto H. Bock, Secretary and Cashier; H.A. Barbee, a cattleman near Pratt; R.D. Woodward, and L.J. Woodward of Haviland. When HSB first opened in 1903 the money was not kept in the bank.
(940) 937-3611 1290 miles Lender's profile and map Reviews First United Bank Texas 301 North Main Street, Childress, TX, 79201 First United Bank, a subsidiary of Plains Bancorp, Inc, reports total assets of more than $2 billion and currently operates 17 Banking Center offices in 13 West Texas communities; Amarillo, Canyon, Childress, Dimmitt, Earth, Lamesa, Littlefield, Lubbock, Paducah, Seagraves, Seminole, Sudan, and Wichita Falls, Texas.
(432) 264-2600 1292 miles Lender's profile and map Reviews Cosden Federal Credit Union 400 East Marcy Drive, Big Spring, TX, 79720 Cosden Employees FCU first charter was in Fort Worth, Texas in 1936. The first charter was a credit union to serve the employees and families of employees of the Cosden Refinery in Big Spring, Texas. A few years after starting in Fort Worth Cosden Employees Credit Union moved to Big Spring to improve service to the employees of the refinery.