USDA and FHA Pro and Con in North-Lakeport, Lake County, CA
In the year 2025, the USDA loan limit within North-Lakeport, situated in Lake, CA, is set at $369,100. In comparison, the limit for an FHA loan on a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to evaluate and compare today's top rates between USDA and FHA loans, helping determine the required income, credit, reserves, and documentation to qualify. Through our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, which assists in identifying the best program for your unique financial situation in .
2025 Loan Limits and Downpayment Requirements in North-Lakeport, Lake, CA
Loan Type
Loan Limit
Down Payment
USDA
$369,100
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in North-Lakeport, CA
Lendersa® is committed to connecting you with the optimal USDA or FHA loan swiftly and without hassle. Choose from one of three starting options that align you with matching lenders and available USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, is sometimes referred to as a USDA rural development loan or USDA mortgage. This loan type is available only in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, the USDA mortgage requires none, offering a no-down-payment option.
Intrepid Credit Union offers its members the latest in technology as well as a full menu of products — from all types of loans (including mortgage) to 24-hour account information by phone or internet, bill pay, free rewards checking, various savings accounts for all ages, as well as IRAs, Share Certificates, & Mastercard credit cards & debit cards.
Our mission is to create financial independence, promote diversity and assist hard-working families. First American Credit Union is a community oriented, non-profit financial institution. Our members and employees are people like you who live and work in Southwest Arizona and areas of New Mexico.
1664 E Florence Blvd, Suite 4-106, Casa Grande, AZ, 85122
Our mission is to help our clients purchase or refinance their dream home with a high level of service. We strive to earn your business and build a long-lasting relationship. 15 years in the lending field
Experts in credit repair at no charge to you
Specializing in hard to do loans
Your loan is our priority
Arizona lender for two decades
211 N. Florence Street, Suite 102 & 103, Casa Grande, AZ, 85122
AnnieMac Home Mortgage, a d/b/a of American Neighborhood Mortgage Acceptance Company, LLC, is a nationwide mortgage loan provider dedicated to the principle of providing MORE products, services support and value to clients, partners and the community. Headquartered in Mount Laurel, N.J with branches
RSNB Bank opened for business at its original location on South Main Street across from the Union Pacific depot June 10, 1892. That building still stands with engraving "National Bank of 1892" on its facade. John W. Hay, Sr. became president in 1907. Over the next 40 years, Mr. Hay oversaw the growth and management of the Bank.
"Trona Valley Federal Credi union Founded in 1963. Now, serving Sweetwater, Lincoln, Uinta, Sublette, Carbon, and Teton Counties in Wyoming and Rich, Morgan, Daggett, and Summit Counties in Utah.
Mission Statement: Trona Valley is a caring partner dedicated to your financial success. Branch locations in Green River, Rock Springs, and Evanston"
Franklin Prestige Mortgage specializes in making your dreams of home ownership come true! If you are in need of refinancing we can help you out there as well. We have great rates and low closing cost. We pride ourselves in making your purchase or your refinance a smooth and understanding process.
2001 Dewar Dr, Suite 260 Rock, Rock Springs, WY, 82901
Country Home Mortgage is committed to providing you with the highest quality home loans combined with some of the lowest mortgage rates available in Wyoming.Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of mortgage brokers.
Here at A Preferred Mortgage Team we are all dedicated Montanans. We love the beauty and exceptional outdoor opportunities that wait just minutes away. This is why we live here and this is why A Preferred Mortgage Team was founded in 2000.
Whether you are buying or refinancing your home, you should be able to afford a home in this beautiful st
First Security Bank is the community bank choice for southwest and central Montanans. Since the first branch opened over 95 years ago on Bozeman's Main Street, First Security has grown to be the market leader and offers the most branch and ATM locations in the area. The bank donates and supports employee volunteerism to over 250
