USDA Vs. FHA your options comparison in North-Lakeport, Lake County, CA

In 2025, USDA loan limit in North-Lakeport, county of Lake, CA is $369,100 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in North-Lakeport, county of Lake, CA

Loan Type Loan Limit Down payment
USDA $369,100 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in North-Lakeport, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • New Orleans Port Commission Employees Credit Union
  • 1350 Port of New Orleans Place, New Orleans, LA, 70130
  • New Orleans Port Commission Employees Credit Union has been open since 1952. The credit union has assets totaling $4.07 Million and provides banking services to more than 600 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans.
  • Hibernia Bank
  • 325 Carondelet St, New Orleans, LA, 70130
  • Hibernia Bank is a full-service bank offering a broad range of financial services to meet the needs of customers in the New Orleans Metropolitan Area. Hibernia has remained a local bank serving the local community. The main office is located in downtown New Orleans with additional locations in Old Metairie & Carrolton.
  • Bank of Louisiana
  • 300 St. Charles Ave., New Orleans, LA, 70130
  • Bank of Louisiana's mission is to provide companies and individuals locally and throughout the United States with banking alternatives which enhance the quality of life by providing the financial resources to address their needs. Bank of Louisiana provides quality services like commercial loans, mortgages and more to the citizens of Pike County.
  • Gulf Coast Bank & Trust Company
  • 200 St. Charles Avenue, New Orleans, LA, 70130
  • Our mission is to combine the values of old fashioned Community Banking that focuses on individualized customer service with innovative, competitive banking products, trust and brokerage services that further emphasizes and strengthens our relationship with our customers. Our philosphy is to do everything we can for every client we have.
  • LHH Mortgage
  • 1551 Magazine Street, New Orleans, LA, 70130
  • "At New Orleans Mortgage Specialists. We offer a full range of mortgage options as well as real estate investment consulting/creditworthiness consultations. Our dedicated associates have over 60 years of combined experience assisting homebuyers and investors in the Greater New Orleans, South Louisiana area."
  • ESSENTIAL MORTGAGE
  • 430 Notre Dame St., New Orleans, LA, 70130
  • Since 1998, the loan origination team at Essential Mortgage Company has been dedicated to providing a successful and stress-free transaction for every client. Professionalism and courtesy are our hallmarks, and the savings we pass along to our borrowers makes us unique among our competitors.
  • North Shore Mortgage Company
  • 8250 N 600 W, Suite A, McCordsville, IN, 46055
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Community First Federal Credit Union
  • 9637 N Greenville Rd, Lakeview, MI, 48850
  • Community First Federal Credit Union was founded in Lakeview, Michigan in 1985. We opened our second branch in Howard City, Michigan in 2009. The third branch, located in Trufant, Michigan, opened in 2012. In 2018, we opened our fourth branch in Morley, Michigan.We are a part of Xtend, a share branching network.
  • Fifth District Savings Bank
  • 4000 General Degaulle Dr, New Orleans, LA, 70114
  • Our primary mission is to provide a safe, secure place for local depositors to invest their savings and to reinvest their deposits primarily in home mortgage loans which enable our borrowers to buy, build, and repair homes in our local community. Established in 1926, Fifth District is a federal mutual savings association.
  • TVA Community Credit Union
  • 1405 South Wilson Dam Rd, Muscle Shoals, AL, 35661
  • TVA Community Credit Union has been defined by a renowned commitment and dedication to our members and to our community. This constant commitment is reflected in our enhanced service innovations and unequaled member service. In a financial age that has seen ever rising account fees and charges, TVACCU 's Totally Free Accounts remain a true rarity.