USDA Vs. FHA Pro and Con comparison in North-Lakeport, Lake County, CA
In the year 2025, the USDA loan limit within North-Lakeport, situated in Lake, CA, is set at $369,100. In comparison, the limit for an FHA loan on a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to evaluate and compare today's top rates between USDA and FHA loans, helping determine the required income, credit, reserves, and documentation to qualify. Through our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, which assists in identifying the best program for your unique financial situation in .
2025 Loan Limits and Downpayment Requirements in North-Lakeport, Lake, CA
Loan Type
Loan Limit
Down Payment
USDA
$369,100
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in North-Lakeport, CA
Lendersa® is committed to connecting you with the optimal USDA or FHA loan swiftly and without hassle. Choose from one of three starting options that align you with matching lenders and available USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, is sometimes referred to as a USDA rural development loan or USDA mortgage. This loan type is available only in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, the USDA mortgage requires none, offering a no-down-payment option.
Chelsea Groton Bank is a mutually owned bank with 14 locations throughout New London County and a Loan Production Office in Hartford County. The Bank has over $1 billion in assets and serves businesses, individuals and families throughout Connecticut and Rhode Island. To learn more, please visit chelseagroton.com
NHCash.com, LLC is a Veteran-founded and Woman-Led Online Loan Agency. Family-owned & operated so you can be sure you will receive a personal service. Locally-owned & operated. Supporting local people which is the core to our ethos We offer credit lines to people that may be underserved because of previous problems.
Advantage Home Loans, LLC is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Jason Jaramillo Owner at Advantage Home Loans, LLC. Jason has been in the mortgage industry for over 16 years. Jason is Licensed in Massachusetts, New Hampshire and Rhode Island.
264 South River Road, Suite 432, Bedford, NH, 03110
Matt Vance Owner/Loan Advisor with Precision Lending, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently.
264 South River Road, Suite 460, Bedford, NH, 03110
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Cambridge Trust is a private bank that creates custom financial solutions to build, grow and protect wealth for the needs of today’s individuals, families, businesses, private partnerships and nonprofit organizations. Each of our clients has a dedicated private banker who understands their needs
I’m Charley Farley with HarborOne Mortgage. Over the past 25 years my team of loan officers and I have helped thousands of New Hampshire homebuyers in Manchester, Concord, Nashua, Salem, Keene, Lebanon, Bedford, Hollis, the North Country and the Seacoast! I've financed thousands of homeowners all over New Hampshire since 1991
Jewett City Savings Bank is a community bank providing financial services to consumers & businesses in eastern Connecticut. The Bank currently operates 7 full-service offices along the I-395 corridor in Jewett City, Brooklyn, Dayville, Plainfield, Preston, Putnam & in Pawcatuck. Founded in 1873. Member of the Federal Deposit Insurance Corporation.
Shrewsbury Federal Credit Union (SFCU), consistently voted Readers Choice Awards #1 Community Bank, is committed to providing a personalized banking experience. Our mission is to ENRICH LIFE for our members and the communities we serve. Credit unions are member-owned institutions focusing on providing a safe route for savings and borrowing
