USDA Vs. FHA your options comparison in Lakeport, Lake County, CA
In 2025, the USDA loan ceiling in Lakeport, within Lake county, CA, is set at $400,000. In comparison, the FHA limit for a single-family home is $472,030.
Leverage the Lendersa® USDA loan calculator to compare today's best USDA versus FHA rates. This tool will help you determine the necessary income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side to choose the best program for your financial needs in .
2025 Loan Limits and Down Payment Requirements in Lakeport, Lake County, CA
Loan Type
Loan Limit
Down Payment
USDA
$400,000
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Lakeport, CA
The core aim of Lendersa® is to swiftly and effortlessly provide you with the best USDA or FHA loan. Begin with one of the three starting points that align you with matching lenders and USDA loan programs.
A USDA home loan, endorsed by the government through the Department of Agriculture, is also called a USDA rural development loan or USDA mortgage, and is offered exclusively in rural areas. Unlike FHA loans that necessitate a minimum 3.5% down payment, the USDA mortgage requires no down payment.
Tuscaloosa County Credit Union is a member owned and controlled financial cooperative. Our mission is to deliver satisfaction by helping our members attain or achieve financial success through personal commitment to each others "individual" needs. TCCU offers an array of services to meet your financial needs.
RiverFall Credit Union is a full-service, member owned financial institution that has been serving its members since 1953. Let us help you move forward with the financial future you deserve. You'll love our FREE Reward checking accounts and great rates on loans. We invite you to find your pace at RiverFall.
5948 Timber Ridge Drive, Suite 202, Prospect, KY, 40059
Parkside Mortgage is an independent mortgage company licensed in KY, IN, TN, and FL. Our efficient business model allows us to offer rates below the national average while providing above-average service. Specialized loan products are available that you won’t find at the typical big-box lender or bank.
Journey Federal Credit Union was formed as a result of the merger between two local employee credit unions in 1972. Formerly Clinton County Federal Credit Union, we now serve the residents and employees of Clinton, Gratiot & Shiawassee Counties. Relatives of current members (whether related by blood or marriage) may also join Journey Federal Credit
Founded in 1882, Wayne Bank and Trust Co. is a well-established, reputable community bank, serving Wayne County, Indiana for over 130 years. As Indiana’s oldest family owned bank, Wayne Bank has successfully served its clientele for over a century by maintaining the core values of providing the finest personal banking services,
CedarStone Bank is known for returning to the simple basics of banking. Our friendly, experienced bankers are a group of business and community leaders in Wilson County & Nashville who deliver professional services and products to individuals and businesses. We are always looking for people who share our vision of serving.
Memorial Federal Credit Union opened its doors in February of 1962 to provide financial services to the employees of Memorial Hospital and their family members. In the years since, we have grown our membership and continue to provide exceptional service. At Memorial Federal Credit Union, we strive to provide quality financial services.
Wilson Bank & Trust was founded on May 5, 1987, by a group of local business leaders under the leadership of the founding CEO, Randall Clemons. The first office was located in this small house located in Lebanon, Tennessee. Since then, we've grown considerably with 29 offices in nine counties, and we remain focused on our mission to serve
