USDA Vs. FHA your options comparison in Lakeport, Lake County, CA
In 2025, the USDA loan ceiling in Lakeport, within Lake county, CA, is set at $400,000. In comparison, the FHA limit for a single-family home is $472,030.
Leverage the Lendersa® USDA loan calculator to compare today's best USDA versus FHA rates. This tool will help you determine the necessary income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side to choose the best program for your financial needs in .
2025 Loan Limits and Down Payment Requirements in Lakeport, Lake County, CA
Loan Type
Loan Limit
Down Payment
USDA
$400,000
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Lakeport, CA
The core aim of Lendersa® is to swiftly and effortlessly provide you with the best USDA or FHA loan. Begin with one of the three starting points that align you with matching lenders and USDA loan programs.
A USDA home loan, endorsed by the government through the Department of Agriculture, is also called a USDA rural development loan or USDA mortgage, and is offered exclusively in rural areas. Unlike FHA loans that necessitate a minimum 3.5% down payment, the USDA mortgage requires no down payment.
AIC is a Eugene/Springfield OR based company offering Private Money loans for Non-Owner occupied residential as well as Commercial properties located in Oregon. AIC's common sense real estate loans are for bona fide business purposes and not intended for personal or household purposes.
Pacific Cascade opened its doors to serve members in 1961 as Eugene Municipal Federal Credit Union. We merged with Springfield Public Employees Federal Credit Union forming the Public Employees Federal Credit Union in 1982, and added Sacred Heart Credit Union to the mix in 1983. In 1996, we changed our name to Pacific Cascade Federal Credit Union.
At LANECO Federal Credit Union, we're a family. A family of like-minded people saving money together to provide loans and make dreams come true. We're not a huge credit union. We only have one branch. But what we don't have in size we make up for in service. Since September 1958 we've been "Providing our members financial security.
EWEB Employees Federal Credit Union was established in 1954 by a group of 12 EWEB employees to aid EWEB employees and their families with their financial needs. At startup, there was one Credit Union “employee” who worked two hours a week after his shift for EWEB; we now have six full-time employees and over 1, 500 members
4710 Village Plaza Loop, Suite 100, Eugene, OR, 97401
At Precision Capital we strive to offer top-quality financial options for investing that provide results our clients love, as well as assisting borrowers secure the capital they need. Whether you’re looking for a hassle-free loan or you want to diversify your investment portfolio,
As a credit union, our success is measured in member satisfaction, not profits. We understand that each member has their own dreams and aspirations, and that each person defines “wealth” in their own way. We are proud of the array of products and services we can offer to customize solutions that fit within your lifestyle and dreams.
We’re proud to be Eugene mortgage brokers that provide innovative mortgage solutions in not just Eugene, but all of Oregon. We help our clients tap into competitive mortgage lending markets and also find a greater diversity of lending programs. We’re able to offer these programs with superior terms and dedication to our clients.
975 Willagillespie Rd, Suite 201, Eugene, OR, 97401
We are a local family owned and operated full-service mortgage brokerage serving all of Oregon since 1997. We have 48 years of combined experience in satisfying the mortgage needs for the people in our beautiful community. Our goal is to work closely with our clients to ensure that they find the best loan to fit their own personal needs
