USDA VS FHA in Kelseyville, Lake County, CA

In 2025, the USDA loan limit in Kelseyville, Lake county, CA, is set at $400,000, whereas the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's best USDA and FHA rates. Assess the required income, credit, reserves, and documents for eligibility. Our advanced mortgage calculator lets you analyze USDA, FHA, Conforming, and VA side by side, guiding you to choose the best program for your financial scenario in Alabama.

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Loan limits and downpayment requirements for 2025 in Kelseyville, Lake county, CA

Loan Type Loan Limit Down Payment
USDA $400,000 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA loans in Kelseyville, CA

Lendersa® strives to swiftly secure the best USDA or FHA loan for you without hassle. Choose from one of three initial steps to connect with lenders and USDA loan programs.

Lendersa USDA loan request and matching outcomes

Understanding USDA Loans in CA

The USDA home loan, supported by the U.S. Department of Agriculture, is also known as the USDA rural development loan or mortgage, and is specifically for rural areas. Unlike FHA loans, which mandate a minimum down payment of 3.5%, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Peak Mortgage Partners
  • 165 NE Juniper Street, Suite 202, Issaquah, WA, 98027
  • Peak Mortgage Partners! We are a Pacific Northwest mortgage broker and mortgage banker based in Issaquah, WA with licenses in the states of Washington, Oregon, and Idaho. We specialize in purchase loans and refinance of existing mortgages. We provide financing for other government programs such as FHA, VA, and USDA .
  • Pacific Northwest Trust
  • 22525 S.E. 64th Place Suite 2233, Issaquah, WA, 98027
  • Pacific Northwest Capital Partners is a Private Real Estate Lender Specializing in Hard Money, Bridge Loans, Secured by Commercial and Residential Investment Real Estate.We offer quick no-nonsense decisions based on the equity in any given property. Pacific Northwest Capital Partners is a local Seattle Company since 1998.
  • Juniper Capital
  • 11 Front St S, Suite 101, Issaquah, WA, 98027
  • Juniper Capital is one of the leading private money lenders in the greater Seattle, Washington area. We deliver fast commercial and investment residential real estate loans without the strict requirements that you may encounter with conventional lenders. We invite investors, borrowers, and brokers, throughout Washington and the Pacific Northwest
  • Flynn Family Lending
  • 6947 Coal Creek Pkwy SE, Suite 177, Newcastle, WA, 98059
  • We are a family business with nearly 20 years experience providing private money loans to clients throughout the Pacific Northwest. We specialize in short-term and intermediate loans ranging from $25,000 to $1M+. Our business and commercial loans are asset-based making the qualification process fast and easy.
  • First Electronic Bank
  • 2150 South 1300 East, Suite 400, Salt Lake City, UT, 84106
  • First Electronic Bank is an FDIC-insured, state-chartered industrial bank headquartered in Salt Lake City, Utah. First Electronic Bank believes in building a financial services industry that is inclusive and effective for the diverse range of consumers, businesses, and partners that rely on it.
  • Granite Credit Union
  • 3675 South 900 East, Salt Lake City, UT, 84106
  • Our mission is to be our members's 1st choice for high-quality financial products and services. We take pride in our history of serving teachers and the educational industry and strive to make the lives of our members easier and more rewarding. We now serve all of Salt Lake county, providing friendly and convenient financial services.
  • Latitude Lending
  • 1586 E Stratford Ave, Suite 3, Salt Lake City, UT, 84106
  • At LATITUDE LENDING, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • National JACL Credit Union
  • 3776 S. Highland Dr., Salt Lake City, UT, 84106
  • The Credit Union’s mission is to improve the financial lives of all members while promoting an environment that, like the J.A.C.L.’s vision, “respects the values of fairness, equality and social justice. “ The J.A.C.L. was founded in 1929 and is the oldest and largest Asian American civil rights organization in the United States.
  • Consumers Financial Company
  • 2834 S Highland Dr, Salt Lake City, UT, 84106
  • Matt Stout started Consumers Financial Mortgage in 1995 with the vision of helping homeowners save money. Since that time, he has worked to perfect the art of understanding mortgage customers and their financial goals. Using what he calls his “Mortgage Map”, Matt creates options based on his client’s financial goals to better guide.