USDA VS FHA in Kelseyville, Lake County, CA

In 2025, the USDA loan limit in Kelseyville, Lake county, CA, is set at $400,000, whereas the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's best USDA and FHA rates. Assess the required income, credit, reserves, and documents for eligibility. Our advanced mortgage calculator lets you analyze USDA, FHA, Conforming, and VA side by side, guiding you to choose the best program for your financial scenario in Alabama.

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Loan limits and downpayment requirements for 2025 in Kelseyville, Lake county, CA

Loan Type Loan Limit Down Payment
USDA $400,000 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA loans in Kelseyville, CA

Lendersa® strives to swiftly secure the best USDA or FHA loan for you without hassle. Choose from one of three initial steps to connect with lenders and USDA loan programs.

Lendersa USDA loan request and matching outcomes

Understanding USDA Loans in CA

The USDA home loan, supported by the U.S. Department of Agriculture, is also known as the USDA rural development loan or mortgage, and is specifically for rural areas. Unlike FHA loans, which mandate a minimum down payment of 3.5%, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Vihi Mortgage Inc
  • 5725 North 5th Street, Philadelphia, PA, 19120
  • "Vihi Financial was established in 1996 to service the people of Pennsylvania. We've gained the trust of our customers by finding the best financial solutions through our dedication to quality customer service. We are licensed as insurance broker in PA and NJ. We are also licensed as PA Mortgage Broker in PA"
  • EA Lending LLC
  • 5923 N 5th Street, Philadelphia, PA, 19120
  • I'm here to solve that for you. When you're ready, the next step in getting a low rate mortgage made easy is to contact me so we can review your unique situation & make sure that you get a low rate mortgage without the stress & hassle that's normally associated with it. Feel free to call me direct or if you prefer you can email me. Paul Kwon
  • Scion Lending
  • 325 Chestnut St, Suite 800, Philadelphia, PA, 19106
  • Our mission is to help our customers build wealth through real estate thus our tagline, "The Wealth Builder through Real Estates. Our only purpose is to deliver successful results. You do not need to be afraid of taking the first steps towards homeownership because we will guide you.
  • Tioga-Franklin Savings Bank
  • 320 East Girard Avenue, Philadelphia, PA, 19125
  • Tioga-Franklin is the little bank with the big difference. We have been around since 1873, so we know a few things about quality banking. At Tioga-Franklin, you get all the benefits of a large banking institution in addition to the personalized, familiar environment of a small, community bank. As a Tioga-Franklin customer.
  • Tioga-Franklin Savings Bank
  • 320 East Girard Avenue, Philadelphia, PA, 19125
  • Our mission is to serve our customers with honesty, integrity, and competence. Our goal has always been to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Cooperative Federal Credit Union
  • 39 Broadway, Woodridge, NY, 12789
  • The formation of Cooperative Federal Credit Union was based on a need. It came to fruition after many hours of hard work and the untiring dedication of ordinary people, specifically the founders and members of The Cooperative Fire Insurance Companies of Sullivan and Adjoining Counties.
  • AMC Mortgage Corporation
  • 20103 Cheetah Lane, Fort Myers, FL, 33913
  • Full service mortgage company serving Maryland, Pennsylvania and Florida. Acclaimed as one of America's top mortgage brokers. AMC also portfolios mortgage loans. AMC provides all types of mortgages from Fannie Mae, Freddie Mac, FHA, VA, USDA, construction loans to commercial loans.
  • Prudential Bank
  • 3993 Huntingdon Pike, Huntingdon Valley, PA, 19006
  • Prudential Bank is a Pennsylvania chartered savings bank originally organized in 1886 as a Pennsylvania chartered mutual building and loan association. We were originally known as “The South Philadelphia Building and Loan Association No. 2”. We converted to a mutual savings bank in August 2004, to a Mutual Holding Company structure in March 2005
  • Infinite Mortgage Services
  • 3103 Philmont Ave, Suite 103, Huntingdon Valley, PA, 19006
  • We are a private family-owned mortgage lender based out of Huntingdon Valley, PA established in 2007. Our upper management has a combined 75+ years of experience in the mortgage industry, and are always up to date on the ever-changing market. We offer FHA, Conventional, and the newest government programs available to Pennsylvania