In 2025, the USDA loan limit for Clearlake, located in Lake, CA, is set at $400,000, while the FHA limit for a single-family house is $472,030.
Leverage the Lendersa® USDA loan calculator to contrast today's top USDA and FHA rates. It will help identify the income, credit, reserves, and documentation you need to qualify. With our sophisticated mortgage calculator, you can examine USDA, FHA, Conforming, and VA loans side by side to decide which option best suits your particular financial situation in .
2025 Loan Limits and Down Payment Requirements in Clearlake, Lake County, CA
Loan Type
Loan Limit
Down Payment
USDA
$400,000
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Options in Clearlake, CA
The core mission of Lendersa® is to deliver the best USDA or FHA loan for you rapidly and without hassle. You can start with one of three approaches that lead to matching lenders and eligible USDA loan programs.
A USDA home loan is secured by the government through the Department of Agriculture. It's also referred to as a USDA rural development loan or USDA mortgage, applicable exclusively in rural areas. Unlike FHA loans with a minimum 3.5% down payment, USDA loans require no down payment at all.
4605 Lankershim Blvd., Suite 419, North Hollywood, CA, 91606
LBC Capital is a unique California private money lender for real estate investors looking for financing in a matter of days. LBC Capital offers flexible underwriting, attractively priced hard money loans , no hidden fees and quick funding. We develop long-term relationships with our clients through our professional service and exclusive loan terms.
We are a no Income lender that specializes in home financing for borrowers with too many write offs on their taxes, wage earners with less than 2yr work history. Foreign national & ITIN borrowers. fast approval fast close
Private money / Non-QM programs
70 CLTV
No fico required
15315 Magnolia Blvd #328, Sherman Oaks, CA 91403, United States, Sherman Oaks, CA, 91403
A Premier Reverse Mortgage Broker in California, Standard Lenders provides unrivaled transparency, communication, and accessibility. We stay in touch with clients regularly and update them on the latest happenings in the housing industry that could affect their finances. Our loan experts can connect with you over the phone, email, and at home to ac
14724 Ventura Blvd, Suite 775, Sherman Oaks, CA, 91403
Option One Lending was established over a decade ago as a full service lender. Since then, we have provided superior service to clients all over California. Option One Lending offers a wide variety of products and services and works diligently to ensure that each client gets the loan that matches their needs.
15315 Magnolia Blvd, Suite 328, Sherman Oaks, CA, 91403
1st Point Lending, Inc. is an expert financial adviser, providing best solutions for your home purchase needs. We are mortgage professionals assisting in Residential and Commercial loans, including Conventional, FHA/USDA/VA, Jumbo and Private Money loans. Financing Made Simple with 1st Point Lending, Inc
15260 Ventura Boulevard, Suite 1200, Sherman Oaks, CA, 91403
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
15303 Ventura Boulevard, Suite 921, Sherman Oaks, CA, 91403
PLG is an experienced team of finance and realty professionals committed to providing outstanding tailored programs to our clients — including fast and easy home loans and realty services. The PLG team recognizes that each individual & situation is unique and takes the needs of each client seriously to go the extra mile & ensure your satisfaction.
15325 Magnolia Boulevard, Suite 302, Sherman Oaks, CA, 91403
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
14930 Ventura Blvd, Suite 240, Sherman Oaks, CA, 91403
ClearCap inc. is an individualized Broker for complete financing needs. We employ, Work with, and have long standing relationships with wholesale and non-retail banks. We can link you directly to the lender without any other institutions involved so that you are able to deal with decision makers who can progress your file.
