USDA Vs. FHA your options comparison in Cloverdale, Sonoma County, CA
In 2025, the USDA loan cap in Cloverdale, situated in Sonoma county, CA, is $763,200. Meanwhile, the FHA limit for a single-family home is $861,350.
Leverage the Lendersa® USDA loan calculator to compare the most favorable USDA versus FHA rates today. Determine the income, credit history, reserves, and documents needed for qualification. Our advanced mortgage calculator conveniently displays USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the suitable program for your financial necessities within .
2025 Loan Limits and Down Payment Requirements in Cloverdale, County of Sonoma, CA
Type of Loan
Limit
Minimum Down Payment
USDA
$763,200
0%
FHA
$861,350
3.5%
Conventional Conforming
$861,350
3%
Exploring USDA and FHA Loan Options in Cloverdale, CA
Lendersa® strives to secure the best available USDA or FHA loan for you rapidly and with ease. Select from three starting methods that connect you with compatible lenders and USDA loan offerings.
The USDA home loan, endorsed by the Department of Agriculture, is also known as the USDA rural development loan or USDA mortgage and is specifically accessible in rural areas. Unlike FHA loans that mandate a minimum 3.5% down payment, the USDA loan requires no down payment at all.
3707 North Country Club Drive 4, Long Beach, CA, 90807
Pete Benjamin understands the importance of making homeownership attainable. He is committed to helping Los Angeles-area clients obtain the right mortgage for their unique needs and facilitating the real estate process from start to finish. Pete understands there is no one-size-fits-all solution when it comes to home loans.
4000 Long Beach Boulevard, Suite 204, Long Beach, CA, 90807
we will work tirelessly to help purchase or sell a property in Los Angeles County, Orange County, or other nearby areas. We'll ensure we make the process enjoyable and successful. Looking to sell? We'll endeavor to sell your property in a timely fashion, at the best possible price, all in a highly professional manner.
4320 Atlantic Avenue Suite 216, Long Beach, CA, 90807
ChangeMyRate.com® is an Equal Housing Opportunity mortgage company. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age because all or part of your income may be derived from any public assistance program.
Loan Source Central is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward.
Joe Schwartz is the President and senior loan officer of Axiom Lending Group, a licensed mortgage firm that provides mortgage and mortgage-related services to its client base located in California. With over 30 years of experience in the industry, Axiom Lending Group and its experienced staff have been providing lending, investing and consulting se
Community Commerce Bank (CCB), formed in 1976, is part of The East Los Angeles Community Union (TELACU) family of companies. CCB prides itself on serving the financial needs of California residents through a wide range of loan products and deposit accounts. CCB specializes in commercial real estate loans, loans to non-profit.
Specializing in both residential and commercial loans for borrowers and brokers, as well as trust deed purchases to the investor community.
MCapital Holdings LLC. has provided private money products to clients who are interested in our ethical, intelligent approach.
Our long history in this business
Susana Rhoades Lending Team been in the mortgage industry over 30 years I have learned never to approach my clients with a “one-size-fits all” mentality. Understanding the unique needs of each individual is my top priority. I take the time to come up with the best plan of action for their needs based on personal desires
