USDA Loan Vs. FHA loan for Guerneville, CA [Sonoma County ]

For 2026 in Guerneville, part of Sonoma county, CA, the USDA loan ceiling is $763,200, whereas the FHA ceiling for a single-family home is $861,350.

Leverage the Lendersa® USDA loan calculator to examine today’s top USDA and FHA rates. This tool helps identify required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA loans, aiding in selecting the most suitable program in for your financial needs.

Available USDA and FHA Loans in Guerneville, CA

Lendersa® aims to efficiently secure you the best USDA or FHA loan without complications. Choose from three pathways leading to matching lenders and USDA loan opportunities.

Lendersa USDA loan request and matching results

Introduction to USDA Loans in CA

The USDA home loan, backed by the government's Department of Agriculture, also known as a USDA rural development loan, is only available in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require no down payment, making them an accessible choice for many.

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(469) 476-7702 Lender's profile and map Reviews GenWealth Capital Commercial 325 North St. Paul Street, Suite 3100, Dallas, TX, 75201 At GenWealth Capital Commercial, we believe that building strong client relationships is incredibly important. We do this by educating our Clients during the review process and providing information on real estate trends and topics. Education and transparency are keys to making real estate funding an efficient process.
(214) 960-0998 Lender's profile and map Reviews AsertaLoans Inc 1919 McKinney Avenue, Suite 100, Dallas, TX, 75201 AsertaLoans is a mortgage brokerage company, founded to make the homebuying process easier for homeowners with super low rates. With AsertaLoans, you fill out just one application with one Mortgage Loan Officer, then we check with several wholesale lenders to bring you the lowest rate. This means lower monthly payments for homeowners.
(972) 515-5579 Lender's profile and map Reviews Waterloo Mortgage LLC 1601 Elm Street, Floor 33, Dallas, TX, 75201 Waterloo Mortgage Everyday all across the great State of Texas we are working to help families realize the American dream. We provide specialized home-buying and refinancing services, and our approach is focused on addressing their needs and financial situations throughout the entire real estate financing process.
800 793 7550 Lender's profile and map Reviews Benchmark Commercial Lending 400 North Ervay #130455, Dallas, TX, 75201 Benchmark Commercial Lending was founded with the simple objective of helping businesses grow, while giving investors and Lending Partners above market returns. We believed that both objectives could support each other and We understand that the traditional bank is your cheapest, but often most difficult, source of capital with which to operate and
(214) 413-5588 Lender's profile and map Reviews LibertyOne Credit Union 1100 Commerce Street, Suite 615, Dallas, TX, 75242 LibertyOne Credit Union was chartered in 1935 by the State of Texas as Government Employees Credit Union of Dallas and served all U.S. Government employees. We changed our name in 1968 to Dallas Treasury Credit Union to reflect the fact that we began serving only Treasury Department employees. In 2001,
(214) 887-4213 Lender's profile and map Reviews Resource One Credit Union PO Box 660077, Dallas, TX, 75266 Since 1936, Resource One has been delighting members with over 60, 000 members worldwide today. Resource One was originally chartered on July 15, 1936, under the name of Sears Dallas Employees Federal Credit Union. Our mission was to fulfill the financial needs of the employees of the Catalog Order Plant of Sears, Roebuck,
(855) 282-6353 Lender's profile and map Reviews Best Egg Personal Loans PO Box 207865, Dallas, TX, 75320 Marlette Funding, through the consumer brand Best Egg, is a financial technology provider on a mission to find better ways to make money accessible to allow people to enjoy life. The team mixes decades of banking experience with deep customer knowledge and smart technology to deliver digital products, services.
(214) 987-9999 Lender's profile and map Reviews AKIN MORTGAGE, LLC PO Box 601356, Dallas, TX, 75360 Stephan has worked in the real estate industry for 30 years.First as a Realtor, then as a home builder & for the past 20 years as a mortgage banker.Prior to becoming a mortgage banker, he was the vice president of marketing & architecture for one of the nations top 10 home builders during which time he won national awards for his marketing efforts.
(800) 450-8090 Lender's profile and map Reviews Malkison 9221 Lyndon B Johnson Fwy, Suite 113, Dallas, TX, 75243 Malkison believes that information is the new currency. The success of every venture depends on certain factors. Some of which are accurate analysis, choosing the right technology, and the future vision. Building a team of experienced associates with extensive knowledge of respective subjects & by using emerging or proven technologies of the world.
(214) 342-0044 Lender's profile and map Reviews Integrity Mortgage 8678 Skillman, Dallas, TX, 75243 Integrity Mortgage Corporation of Texas was founded in 1993 by Roger and Pam Bazzell. Roger has more than 30 years of experience in all aspects of the mortgage industry, while Pam has served as an originating sales officer for nearly 20 years. Since its founding, Integrity Mortgage.
(214) 219-0003 Lender's profile and map Reviews Texas Brand Bank 4161 McKinney Ave, Suite 101, Dallas, TX, 75204 As a community-focused bank, we'd like to take a second to recognize the people that make Dallas, the surrounding communities, and this bank great — our loyal customers. From all of us at Texas Brand Bank, we'd like to thank you for your commitment to us and promise to uphold the same level of commitment you've shown us, every single day.
(469) 802-0156 Lender's profile and map Reviews Ready Mortgage Corp 301 S. Sherman, Suite 117, Richardson, TX, 75081 We can provide liquidity for your notes through Loan Trader - our custom website that will price your notes in real-time automatically. Ready Mortgage is located in Richardson, Texas, and is part of the Activities Related to Credit Intermediation Industry and was founded in 6/14/95.