FHA Vs. USDA loan program for Redlands, San Bernardino County, California

In 2025, USDA loan limit in Redlands, county of San Bernardino, CA is $776,600 while FHA limit is $1,089,300 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Redlands, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(909) 258-7072 Lender's profile and map Reviews Clear Lending Solutions Inc 1715 Boysen Way, Beaumont, CA, 92223 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(909) 289-4109 Lender's profile and map Reviews Lucid Financial 11220 Casper Cove, Beaumont, CA, 92223 "We specialize in Residential, Multi Family, and Commercial Loans. Whether you are purchasing, selling, or refinancing, I put my experience to work for you. I look forward to the opportunity to demonstrate the benefits of my service. I specialize in first-time buyer programs. including FHA, VA, Conventional, Construction loans, Hard money"
(909) 888-7348 Lender's profile and map Reviews Hypo Lending 250 N. G St., San Bernardino, CA, 92410 Hypo Lending is a mortgage bank that specializes and offers an extensive range of loan products for purchase and refinance; FHA, VA, conventional loans, bank statement loans, foreign loans, ITIN loans, and commercial loans. We are a group of knowledgeable finance professionals with a proud Christian background.
(909) 882-2911 Lender's profile and map Reviews Thinkwise Credit Union 599 N. E St, San Bernardino, CA, 92401 Credit Union officially become, Thinkwise Credit Union. After 63 years, the organization has re-branded to better position the credit union for long-term growth. Thinkwise, is intended to better reflect our current and future members' financial needs and goals. This name change will also allow a chance to reassert our priorities.
(909) 889-0838 Lender's profile and map Reviews 1st Valley Credit Union 401 West 2nd Street, San Bernardino, CA, 92401 1st Valley Credit Union began in 1951, serving the city employees of San Bernardino. Over the years, we added other local employer groups to our field of membership. In 1999 the credit union expanded its field of membership to encompass all persons living or working in the cities of San Bernardino, Colton, Rialto, Highland.
(888) 804-8384 Lender's profile and map Reviews Affordable Home Loans Inc. 370 West 6th Street, Suite 110, San Bernardino, CA, 92401 Affordable Home Loans Inc. in San Bernardino, California, is a home refinance and loan company with more than 70 years of combined experience in providing the lowest rates in conventional, FHA, VA, and reverse mortgage loans. In our more than 30 years in business, we have helped hundreds of referral clients with our personalized.
(951) 276-8200 Lender's profile and map Reviews Plaza Residential Mortgage 3610 Central Avenue, Riverside, CA, 92506 Plaza Residential Mortgage, is a full service mortgage Banker based in Riverside, CA. As a direct lender, we offer in-house processing, underwriting and funding of FHA, VA and Conventional loans. Residential Mortgage, is a full service mortgage Banker based in Riverside, CA. As a direct lender, we offer in-house processing
(951) 686-6060 Lender's profile and map Reviews Provident Savings Bank 3756 Central Avenue, Riverside, CA, 92506 Chartered in 1956, Provident Bank is the largest independent community bank in Riverside County. We built Provident Bank, then called Provident Federal Savings and Loan Association, on the strongest foundation possible: our customers. Today, our customers are more the focus of what we do than ever before.
(877) 540-5305 Lender's profile and map Reviews Lysa Nelson 3269 Highcliff Rd, Riverside, CA, 92506 Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
(951) 684-2600 Lender's profile and map Reviews National One Mortgage Corp. 6700 Indiana Avenue, Suite 130, Riverside, CA, 92506 The National One Mortgage Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of California. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of mortgage.
(951) 782-0470 Lender's profile and map Reviews Valley View Financial Services Inc. 6950 Indiana Avenue, Suite 2, Riverside, CA, 92506 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.