USDA VS FHA in Redlands, San Bernardino County, CA

In 2025, the USDA loan ceiling for Redlands in San Bernardino County, CA, stands at $776,600, while the FHA limit is $1,089,300 for a single-family residence.

Utilize the Lendersa® USDA loan calculator to evaluate today's optimal USDA vs. FHA rates and identify the necessary income, credit, reserves, and documents needed for qualification. Our sophisticated mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side, supporting your decision on the ideal program in for your personal financial situation.

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2025 Loan Limits and Downpayment Requirements in Redlands, San Bernardino, CA

Loan Type Loan Limit Down Payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Exploring USDA and FHA Loan Options in Redlands, CA

Lendersa® is committed to helping you obtain the most advantageous USDA or FHA loan quickly and without hassle. Start with one of three available options to connect with appropriate lenders and USDA loan programs.

Lendersa USDA Loan Request with Matching Results

Understanding USDA Loans in CA

A USDA home loan, backed by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is obtainable exclusively in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA mortgage loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • MOUNT VERNON BANK was chartered and is what we know today as the oldest bank in this area. The officer’s in 1901 were as follows; President, Dr. J.H. McArthur, Vice-President, Alex McArthur, Cashier, W.A. Peterson; Director’s W.H. McQueen, L.B. McLemore, D.A. McRae, William H. Arthur and Joseph W. Sharpe
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