FHA Vs. USDA loan program for Redlands, San Bernardino County, California

In 2025, the USDA loan ceiling for Redlands in San Bernardino County, CA, stands at $776,600, while the FHA limit is $1,089,300 for a single-family residence.

Utilize the Lendersa® USDA loan calculator to evaluate today's optimal USDA vs. FHA rates and identify the necessary income, credit, reserves, and documents needed for qualification. Our sophisticated mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side, supporting your decision on the ideal program in for your personal financial situation.

Exploring USDA and FHA Loan Options in Redlands, CA

Lendersa® is committed to helping you obtain the most advantageous USDA or FHA loan quickly and without hassle. Start with one of three available options to connect with appropriate lenders and USDA loan programs.

Lendersa USDA Loan Request with Matching Results

Understanding USDA Loans in CA

A USDA home loan, backed by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is obtainable exclusively in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA mortgage loans require no down payment.

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(210) 430-5200 Lender's profile and map Reviews Mi Casa Financial, LLC 1616 San Pedro Ave, San Antonio, TX, 78212 We are Texans and focus all of our energy on helping fellow Texans who may be struggling to keep their homes. Mi Casa grew out of our law practice, The Law Offices of Ed Goldner, and will continually operate as a closely held limited liability company. Our office is centrally located in San Antonio at 1616 San Pedro Avenue
(210) 236-7454 Lender's profile and map Reviews SecureNet Loan Services 311 Howard St, San Antonio, TX, 78212 We offer full service loan servicing for private investors. We can service a single loan or a complete portfolio. Assisting small investors is our passion, whether it be whole loans, partial loans, wraps or land loans. We offer easy setup and timely disbursements of investor funds and escrow payments for taxes and insurance.
(210) 610-6250 Lender's profile and map Reviews Covey Financial 4515 San Pedro Ave, San Antonio, TX, 78212 Founded in 2012, Covey Financial is a Texas-based loan servicer. We service over 8, 000 loans throughout 12 US States and are constantly growing. Our competitive advantage is our simple pricing model. Our clients experience: no setup fees, no laundry list of fees, and no conditional pricing. Covey Financial is a top choice for lenders.
(210) 493-5300 Lender's profile and map Reviews Texas Mortgage Capital Corporation 311 Howard St, San Antonio, TX, 78212 Texas Mortgage Capital Corporation is a premier provider of private money loans and investment opportunities. We specialize in offering tailored financing solutions for a variety of needs including short-term bridge loans, fix-and-flip investments, buy-and-hold investments, refinancing a current loan,
(580) 453-6702 Lender's profile and map Reviews Otoe-Missouria Federal Credit Union 7480 Highway 177, Suite A, Red Rock, OK, 74651 It is our mission to provide financial products, services, and education tailored to meet the unique needs of the Otoe-Missouria Tribe of Indians, its employees, and its businesses. When you join Otoe-Missouria Federal Credit Union, you become part of our family. We’re dedicated to supporting you and your financial goals.
(316) 687-4101 Lender's profile and map Reviews Wheat State Credit Union 1400 S Oliver Street, Wichita, KS, 67218 A St. Joseph Hospital employee, microbiologist Dennis Carr, first introduced the credit union idea, and St. Joseph Hospital Employees’ Credit Union was chartered in 1963. The name was changed to Medical Community Credit Union in 1998 and to Wheat State Credit Union in 2015 to better reflect the expanded field of membership we now serve.
(316) 945-2155 Lender's profile and map Reviews Kansas Mortgage Center LLC 840 S Oliver Ave, Wichita, KS, 67218 "Kansas Mortgage Center offers a wide variety of loan programs, including Home Purchase Programs, Refinance Programs and Home Renovation Programs. We lend on primary, secondary and investment properties. Let one of our trained specialists at Kansas Mortgage Center help you towards planning your future."
(682) 207-3886 Lender's profile and map Reviews My Credit Union 13016 Highway 287, Haslet, TX, 76052 My Credit Union has been open since 1975. The credit union has assets totaling $61.64 Million and provides banking services to more than 7, 000 members as of March 2022. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
(316) 681-2265 Lender's profile and map Reviews Bankers’ Bank of Kansas 555 N Woodlawn St, Wichita, KS, 67208 Chartered Oct. 5, 1988, we began with 31 banks investing $1.5 million in capital and surplus. Our equity capital now exceeds our first day total assets. Today, as one of 14 bankers’ banks across the country, BBOK has nearly 200 shareholders and provides correspondent services to more than 90% of the banks throughout the state.
(210) 225-0708 Lender's profile and map Reviews River City Federal Credit Union 610 Augusta Street, San Antonio, TX, 78215 River City Federal Credit Union is a member-owned financial institution. Membership is open to anyone who lives, works, worships or attends school in Bexar County, Texas. We are a Co-Op Shared Branching partner, which means we'll gladly help members of other shared branching credit unions with deposits, loan payments and funds transfers.
(210) 353-2376 Lender's profile and map Reviews CPS IBEW Federal Credit Union 1002 Camden Street, San Antonio, TX, 78215 In 1938, a group of CPS Energy® employees opened the first CPS IBEW Federal Credit Union in San Antonio. Today, we are still the only credit union to exclusively serve CPS Energy employees and their families with the most affordable, flexible and easy-to-use financial services in San Antonio.