USDA and FHA Pro and Con in East-Rancho-Dominguez, Los Angeles County, CA

In 2026, the USDA loan limit for East-Rancho-Dominguez, in Los Angeles, CA, is $657,900, while the FHA limit for a single-family home is $822,375.

Use the Lendersa® USDA loan calculator to compare the best USDA versus FHA rates available today. Determine the income, credit, reserves, and necessary documents to qualify. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, helping decide the optimal program for your financial needs in .

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2026 Loan Limits and Down Payment Requirements in East-Rancho-Dominguez, Los Angeles County, CA

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Explore USDA and FHA Loan Options in East-Rancho-Dominguez, CA

Lendersa® aims to secure the best USDA or FHA loan for you quickly and without hassle. Start with one of three starting points that connect you to matching lenders and USDA programs.

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What is a USDA Loan in CA?

A USDA home loan, underwritten by the Department of Agriculture and also known as a USDA rural development loan or mortgage, is available exclusively in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



East-Rancho-Dominguez Lenders

  • Integrity Realty and Finance
  • 257 East Adams Street, Long Beach, CA, 90805
  • Lends in California
  • I obtained my Real Estate License in 1998 and functioned primarily as a Realtor in various areas of Southern California until 2008 (when the Real Estate market drastically declined). Once that happened, I decided to try my hand as a Mortgage Loan Officer and immediately created a niche in that field.

  • ILWU Credit Union
  • PO Box 7629, Long Beach, CA, 90807
  • Lends in California
  • ILWU Credit Union was founded in 1954 by Local 13 members Benny McDonald, Pete Moore, and Tony Arriaga. The Credit Union was founded as a financial cooperative to provide a place for longshoremen to cash their paychecks, save, and borrow money at reasonable loan rates. The Credit Union operated out of a small building next to the Local 13 Union.

  • Carina Slepian
  • 626 Avery Place, Los Angeles, CA, 90807
  • Lends in California
  • "Carina is as an expert negotiator and strategic thinker, who has served real estate clients since 2005. Behind her success in real estate, she also has:

    Hundreds of successfully closed transactions; both listing and buying
    20 years of corporate experience
    Solid project management skills as a PMP.

  • Loan Source Central
  • 4608 Obispo Avenue, Lakewood, CA, 90712
  • Lends in California
  • Loan Source Central is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward.

  • Colonial Services Group Inc
  • 3939 Tweedy Boulevard, South Gate, CA, 90280
  • Lends in California
  • Amalia Rosenblum and Gary A Baker have over 50years combined experience assisting clients with their most important financial needs.

    Together they have formed and continue to manage Colonial Services Group, Inc. This company has the resources to assist you with all of your Real Estate, Insurance, and Financial needs at a very affordable cost.

  • Gilbert Realty and Investments
  • 13440 Paramount Boulevard, Suite C, South Gate, CA, 90280
  • Lends in California
  • Gilbert Realty and Investments Real Estate Mortgage Broker since 1984. We specialist in First time home buyer programs, FHA, VA, conventional and 100 % financing available for borrowers with fico scores 640 or higher, We also offer low down payment programs for first time buyers with fico scores as low as 500.

  • Mille Mortgage Inc.
  • 9631 Flower St, Suite 101, Bellflower, CA, 90706
  • Lends in California
  • Count on Mille Mortgage Inc. to help you choose from the home loans available to you. Since 2001, we have served the people of Los Angeles County as a licensed mortgage company. We provide fantastic customer service backed by more than 20 years of knowledge and experience. Owner and founder Russell Gomez was licensed in 1996

  • Global Interest Funding
  • 17822 Bellflower Blvd, Bellflower, CA, 90706
  • Lends in California
  • Global Interest Funding is an independent mortgage firm, our principal has over 22 years of experience in the mortgage industry. Helping our clients with variety of loan programs that best for their needs. We work with the leading lenders in the industry to provide FHA Home Loan, VA Home Loan, Conventional Home Loan.

  • The Mortgage Professionals
  • 16901 Bellflower Blvd, Bellflower, CA, 90706
  • Lends in California
  • Our staff is comprised of seasoned professionals, all having 7+ years in the mortgage industry. We honor our clients by providing trustworthy, honest work with integrity. We are proactive, not reactive – helping to avoid any headaches during the loan process. We offer fast and efficient escrows, providing thorough communication along the way.

  • Berkshire Hathaway HomeServices California Properties
  • 16911 Bellflower Blvd, Bellflower, CA, 90706
  • Lends in California
  • Our company has been serving Southern California communities since 1967. Founded on the values of equal and fair housing for all, our real estate experts are trained to guide individuals, families, and investors step-by-step through the real state buying and selling process. Our highly trained agents speak many languages.