USDA and FHA Pro and Con in East-Rancho-Dominguez, Los Angeles County, CA
In 2026, the USDA loan limit for East-Rancho-Dominguez, in Los Angeles, CA, is $657,900, while the FHA limit for a single-family home is $822,375.
Use the Lendersa® USDA loan calculator to compare the best USDA versus FHA rates available today. Determine the income, credit, reserves, and necessary documents to qualify. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, helping decide the optimal program for your financial needs in .
2026 Loan Limits and Down Payment Requirements in East-Rancho-Dominguez, Los Angeles County, CA
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Explore USDA and FHA Loan Options in East-Rancho-Dominguez, CA
Lendersa® aims to secure the best USDA or FHA loan for you quickly and without hassle. Start with one of three starting points that connect you to matching lenders and USDA programs.
A USDA home loan, underwritten by the Department of Agriculture and also known as a USDA rural development loan or mortgage, is available exclusively in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans have no down payment requirement.
William (Will) Call, Insight Mortgage Solutions LLC
9709 Mountain Vista Circle, Elk Grove, CA, 95757
Our Promise, Commitment & Expectation…From the first day we talk until the day we close escrow, & even after we close escrow, we are 100% committed to making sure you have a greater than expected mortgage experience. We will be working very hard from Day 1 to get your offer accepted ahead of others, meet or be early on the deadlines.
Five Diamond Realty & Mortgage was founded in 2009 during the Great Recession in Elk Grove, CA. The Broker, President, and CEO, Arsalon Badri, graduated from U. C. Berkeley, With hundreds of closed transactions, Five Diamond Realty & Mortgage is highly qualified to get the job done and surpass all your expectations.
"Define Mortgage Solutions has a proven track record of creating exceptional mortgage experiences, with an average turnaround time of less than 30 days. Our dedicated mortgage professionals are passionate about providing personal guidance to best serve your members.
In our most recent quarterly survey, over 96% of borrowers reported that they are
"At Desert Financial Credit Union, where we chat about what’s happening around Arizona, give away awesome prizes and keep you up to date on our news and events! Credit Union, where we chat about what’s happening around Arizona, give away awesome prizes and keep
Federally insured by the NCUA. Equal Housing Opportunity."
595 Market Street, Suite 200, San Francisco, CA, 94105
Since our founding in 2006, we have transformed the banking industry by bringing a traditional credit product - the installment loan - online and we’ve been on the fast track ever since. We are one of the first fintechs to acquire a national bank charter, which has transformed our business economics and introduced all new capabilities.
At Cooperative Center FCU being part of the cooperative movement is, quite literally, baked into our DNA. As a Certified Minority Depository and Community Development Financial Institution our mission is to serve the underserved and unbanked/underbanked in the communities, Alameda and West Contra Costa Counties, our field of membership work or live
595 Market Street, Suite 200, San Francisco, CA, 94105
LendingClub Corporation (NYSE: LC) is the parent company of LendingClub Bank, National Association, Member FDIC. It is the only digital marketplace bank, and the first public U.S. neobank. Members can gain access to a broad range of financial products and services through a technology-driven platform, designed to help them pay less when borrowing.
575 Market Street, Suite 900, San Francisco, CA, 94105
We founded Bank of San Francisco in 2005, seeing the need for a progressive, relationship-driven and technology-enabled community bank. Our focus has been to identify needs in our community and develop and provide the services necessary to meet those needs. Whether helping with the purchase of a business,
Charles Schwab Bank is a Bank with operations in fifty states. Charles Schwab Bank offers numerous mortgage programs including conventional, jumbo, non-owner occupied and FHA mortgages. Charles and The Charles Schwab Corporation provides a full range of brokerage, Banking and financial advisory services through its operating subsidiaries
131 Steuart Street, Suite 520, San Francisco, CA, 94105
We’re a nonprofit that provides interest-free loans to help Jewish individuals in Northern California overcome financial challenges and pursue life dreams. Loans are also available to those in Northern California who meet one of the following criteria, regardless of religious background.