In 2026, the USDA loan limit for East-Rancho-Dominguez, in Los Angeles, CA, is $657,900, while the FHA limit for a single-family home is $822,375.
Use the Lendersa® USDA loan calculator to compare the best USDA versus FHA rates available today. Determine the income, credit, reserves, and necessary documents to qualify. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, helping decide the optimal program for your financial needs in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $657,900 | 0% |
| FHA | $822,375 | 3.5% |
| Conventional Conforming | $822,375 | 3% |
Lendersa® aims to secure the best USDA or FHA loan for you quickly and without hassle. Start with one of three starting points that connect you to matching lenders and USDA programs.
A USDA home loan, underwritten by the Department of Agriculture and also known as a USDA rural development loan or mortgage, is available exclusively in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans have no down payment requirement.
Enter your location to find out if it qualifies for USDA rural housing loan?
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