USDA VS FHA in Oakdale, Stanislaus County, CA

For 2025, the USDA loan limit in Oakdale, within Stanislaus county, CA, is $412,000, while the FHA limit for a single-family home is $517,500.

Utilize the Lendersa® USDA loan calculator to compare current USDA and FHA rates, and determine the necessary income, credit, reserves, and documents for eligibility. Our advanced mortgage calculator lets you evaluate USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the best program for your financial scenario in Alabama.

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2025 Loan Limits and Down Payment Requirements in Oakdale, Stanislaus, CA

Loan Type Loan Limit Down payment
USDA $412,000 0%
FHA $517,500 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Oakdale, CA

Lendersa® aims to quickly connect you to the best USDA or FHA loan options without hassle. Choose one of three starting points for matching with lenders and available USDA programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CA

The USDA home loan, ensured by the Department of Agriculture and also known as the USDA rural development loan or USDA mortgage, is available solely for rural areas. Unlike FHA loans requiring a 3.5% down payment, the USDA mortgage does not demand any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 5801 Broadmoor Avenue SE, Kentwood, MI, 49512
  • Community West Credit Union is a federally insured credit union committed to serving those who reside, are employed, attend school or worship in Allegan, Barry, Ionia, Kent, or Ottawa counties in West Michigan. Because we are a member owned, not-for-profit organization, we are able to offer our members services like auto loans
  • Mortgage 1 Inc.
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  • At Mortgage 1. We have been proudly serving home owners for over 25 years. We look forward to helping you with your home finance. At Mortgage 1, we understand what owning a home means to our customers. That’s why we offer the most flexibility at the best possible rates and back it with friendly, professional customer service
  • AIM Financial Inc
  • 3738 28th Street SE, Grand Rapids, MI, 49512
  • Our team is committed to providing our clients with the highest quality financial services combined with competitive rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Member Advantage Mortgage
  • 3330 Broadmoor Ave. SE, Suite B, Grand Rapids, MI, 49512
  • Member Advantage Mortgage leads the mortgage lending industry with exceptional service and expert solutions. As a trusted partner, we work with each of our members to understand their unique needs today and as they evolve in the future. Our team provides the transparency, knowledge, and support you need to make the best financial decisions.
  • Dividend Mortgage
  • 6204 Lovers Lane, Portage, MI, 49002
  • Our ultimate goal is to create lasting relationships with each and every client and to continue providing excellent service for many years to come. Unlike many of the larger nationwide mortgage companies that are out there, all your information will be kept secure and private. The Dividend Mortgage name is trusted throughout the community.
  • Service One Credit Union
  • 1609 Campbell Ln, Bowling Green, KY, 42104
  • Service One Credit Union is not-for-profit financial cooperative. We were founded in 1963 by WKU faculty and staff, but now serve a greater field of membership - anyone who lives, works, or worships in the Barren River Area Development District. Our mission is to improve our members'​ financial well-being through personal relationships.
  • Your Best Credit Union
  • 26 Century Boulevard, Suite 3, Nashville, TN, 37214
  • The credit union began serving its members for business on May 4, 1967 as Capitol Credit Union. Over the years the credit union’s membership has evolved and becoming more diverse. To align with all the companies we serve, we are known today as Your Best Credit Union. Where YOU Matter! Your Best Credit Union was organized to encourage thrift.
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  • At some point, the credit union moved first to the 3rd floor of the Criminal Justice Center and then to the basement. In 1999, a branch was opened at the South Station Precinct. In May of 2000, the credit union moved to the Realtors Building located at 306 Gay Street. Also in 2000, significant growth occurred as the Tennessee Department