USDA Vs. FHA your options comparison in Oakdale, Stanislaus County, CA

In 2024, USDA loan limit in Oakdale, county of Stanislaus, CA is $412,000 while FHA limit is $517,500 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2024 loan limits and downpayment requirments in Oakdale, county of Stanislaus, CA

Loan Type Loan Limit Down payment
USDA $412,000 0%
FHA $517,500 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Oakdale, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Valley One Community Federal Credit Union
  • 2990 Johnson Road, Steubenville, OH, 43952
  • Valley One Community Federal Credit Union has been open since 1965. The credit union has assets totaling $41.47 Million and provides banking services to more than 3, 000 members. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
  • Classic Home Mortgage
  • 330 Harrison Bridge Road, Suite C, Simpsonville, SC, 29680
  • Classic Home Mortgage is located in Simpsonville, South Carolina in the Upstate, Bluffton & Summerville, South Carolina in the Lowcountry and the Sunshine State of Florida. Whether you need an FHA, VA, USDA or Conventional loan, it's our mission to provide you with excellent service, competitive rates.
  • Mountain Empire Federal Credit Union
  • 1413 North Main Street, Marion, VA, 24354
  • Our Credit Union was founded in 1952 to serve the employees of the Brunswick Corporation Marion, VA operations. We expanded our field of membership in 1993 to include employees of several Select Employee Groups and their family members. In 1997, we became a community chartered credit union serving Smyth, Wythe,
  • The Bank of Marion
  • PO Box 1067, Marion, VA, 24354
  • The Bank of Marion is the third oldest bank in Virginia. That says a lot about the stability and success of our bank! Grounded in the principals of customer service and hometown banking, we have never wavered from our original mission We have always embraced the latest proven technologies to ensure the very best in customer convenience.
  • YTR Community Federal Credit Union
  • 134 3rd Street, Tiltonsville, OH, 43963
  • YTR Community Federal Credit Union exists to encourage thrift among our members, provide credit for prudent and productive purposes, and provide financial services which will better our members' lives and our community as well. If you live, work, or worship in our area, you can join YTR Community Federal Credit Union!
  • Beckley Loan Company
  • 622 Neville Street, Beckley, WV, 25801
  • Beckley Loan Company is a locally owned and operated company. They specialize in Personal Loans, Automobile Loans, Real Estate Loans, Debt Consolidation, Signature Loans, and Bill Consolidation. Beckley Loan Company serves Raleigh County and Surrounding Areas. Have been serving the area for over 80 years!
  • Secured Advantage Federal Credit Union
  • 116 NE Main Street, Simpsonville, SC, 29681
  • Secured Advantage Federal Credit Union was first organized in 1959 by a group of Cryovac employees. In 1998, when the brand packaging solutions company was acquired by Sealed Air Corp, the credit union expanded to serve the larger multinational corporation specializing in food care, product protection and healthcare solutions.
  • SC Home Loans
  • 124 Creek Shoals Dr, Simpsonville, SC, 29681
  • SC Home Loans is a local, family owned company with a mission to serve our community. We believe the rates and fees offered by banks and other financial institutions can be excessive. Our desire is to help you navigate the complexity of today's mortgages, because we understand the needs of South Carolina families.