USDA Vs. FHA Pro and Con comparison in Jamestown, Tuolumne County, CA
For the year 2025, the USDA loan ceiling in Jamestown, within Tuolumne county, CA, is set at $336,500. Meanwhile, the FHA cap is $472,030 for a single-family home.
Employ the Lendersa® USDA loan calculator to evaluate today's prime USDA versus FHA rates, understanding the income, credit score, reserves, and documents required to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options, aiding your decision on which program in is ideal for your financial needs.
Loan Limits and Down Payment Requirements for 2025 in Jamestown, Tuolumne, CA
Loan Category
Maximum Loan
Initial Deposit
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Examining USDA and FHA Loan Options in Jamestown, CA
At Lendersa®, the objective is to swiftly and seamlessly obtain the best USDA or FHA loan for you. Choose from three initial options that align with lenders and USDA loan offerings.
The USDA home loan, backed by the Department of Agriculture, dubbed as a USDA rural development loan or mortgage, is specifically for rural areas. Unlike FHA loans demanding a 3.5% down payment, USDA loans need no down payment.
We’re all about helping Veterans and military families become homeowners. In two short decades, we’ve closed over 500, 000 VA Loans and became the #1 VA purchase lender in the nation.
But to us, success isn’t measured in numbers. Our success is measured in living our values every day
3401 W. Broadway Business Park Ct, Suite 213, Columbia, MO, 65203
Mid-Continent Funding offers mortgage products for home buyers. Working alongside several of today’s lenders gives us the capability to offer products that allow borrowers:
Minimum down payments
First time buyer benefits
Program options for high debt-to-income ratios and low credit
Refinancing opportunities
To lower your monthly payments
3401 W. Broadway Business Park Ct, Suite 213, Columbia, MO, 65203
We pride ourselves on giving the best customer service in the industry. Unlike some competitors, you will work with the same person from your first call to the closing of your VA-backed loan. Your loan officer will be available to you at any point in the loan process should any question or concern arise.
We are committed to exceeding clients' expectations and creating an amazing experience with the VA Mortgage process by providing an abundance of information and personalized service to Veterans, military members, and their families across the U.S. Veterans United consistently strives to amaze, measuring success by the positive impact on the lives.
We develop relationships that make a positive difference in the lives of our customers. At Ladiya Mortgage we are committed to providing our clients with an exceptional level of customer service that is superior to our competitors. Bhanuchand Paruchuri Mortgage Broker at Ladiya Mortgage.
Deal Mortgage LLC is a Texas Domestic Limited-Liability Company (Llc) filed On September 10, 2020. The company's filing status is listed as In Existence and its File Number is 0803756132.
The Registered Agent on file for this company is Sridhar Pasham and is located at 9406 Herons Grove Ln, Katy, TX 77494.
We are a full-service mortgage company based in Katy, TX. We specialize in Mortgage Purchase and Refinance in Katy, Houston, Sugar Land, Alief, Spring and the entire Greater Houston area. We also serve the surrounding cities in Fort Bend County. Whether you are buying a home or refinancing in or around zip code 77494
Gazette Mortgage is a premium mortgage brokerage company that has a wide range of mortgage products for every type of home loan clients. We search wide and deep to provide the right solution for our clients and We, at Gazette Mortgage, are able to get you the best rates on all types of loan programs.
HomeWay Mortgage is a full-service mortgage company dedicated to providing clients with detailed personal service at competitive rates. HomeWay Mortgage stands apart because it is a direct lender providing clients with great service, low rates, experienced loan officers and unique loan products in addition to the standard purchase.
Cedar Valley Bank & Trust is proud to be a locally owned full-service community bank. Our highest priority is serving and supporting the communities we serve. We look for individuals with a passion for community banking who will put the needs of our customers above everything else.
At MCT Financial, we have over 30 years of experience in serving mortgage borrowers. Our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come. We offer unparalleled mortgage and refinance service to clients throughout the entire State of Minnesota!
