USDA VS FHA in Corning, Tehama County, CA

In 2025, the USDA loan limit for Corning, within Tehama county of CA, is set at $377,400. Meanwhile, the FHA limit for a single-family home is determined at $472,030.

To compare current USDA versus FHA rates and understand the income, credit, reserves, and documents needed for qualification, use the Lendersa® USDA loan calculator. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, helping you choose the best program for your financial needs in .

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Loan limits and down payment specifics for 2025 in Corning, Tehama, CA

Loan Type Loan Limit Down Payment
USDA $377,400 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Corning, CA

The objective of Lendersa® is to efficiently provide you with the best USDA or FHA loan possible without complexity. Start by selecting one of three pathways to connect you with lenders that fit your USDA loan requirements.

Visual representation of Lendersa USDA loan request and results

Defining the USDA Loan in CA

The USDA home loan, known as a USDA rural development loan or USDA mortgage, is backed by the government's Department of Agriculture and available exclusively in rural regions. Unlike FHA loans requiring a minimum of 3.5% down payment, USDA loans demand no down payment, positioning them as an attractive option for rural homebuyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Equinox Home Financing
  • 17291 Irvine Blvd, Suite 400, Tustin, CA, 92780
  • Equinox Home Financing, Inc. specializes in conventional and government loan programs as well programs for self employed business owners who have difficulty proving income. Equinox Home Financing is the local leader when looked upon for home purchase, refinancing, or HECM loan needs.
  • Equinox Home Financing, Inc.
  • 17291 Irvine Blvd Suite 400, TUSTIN, CA, 92780
  • Equinox Home Financing, Inc. specializes in conventional and government loan programs as well programs for self employed business owners who have difficulty proving income. Equinox Home Financing, Inc. is a direct lender, mortgage broker, and private money lender licensed in AZ, CA, CO, FL, TX, PA, VA, and WA. CA BRE #01961837
  • Hanover Mortgage Company, DBA Hanover MC
  • 2522 Chambers Road, Tustin, CA, 92780
  • Hanover Mortgage Company, DBA Hanover MC, is your trusted partner in mortgage services, offering tailored financial solutions to meet diverse needs. With decades of expertise, our dedicated team, led by industry expert Jo-Ann Lapin, guides you through every step, ensuring you secure your dream home effortlessly. Reach out at 714 838 1474 or jfl@han
  • Alta Equities
  • 17332 Irvine Blvd, Ste 235, Tustin, CA, 92780
  • Alta Capital is a leading nationwide private lender specializing in hard money loans for fix and flip, new construction,bridge loans,trust deed investments and private capital management.Over the last 10 years Alta has grown into a key player in this highly specialized industry and continues to stay ahead of the curve through constant innovation.
  • GREEN LION FINANCIAL
  • 370 W. Grand Blvd, Suite 207, Corona, CA, 92882
  • Green Lion Financial has been in business for 4 years now and leads the way in mortgage help. Each employee has in extensive knowledge in foreclosure rescue, HAMP, FHA, 2nd mortgage settlements, Payment deferments, foreclosure postponement, loan audit. GLF knows that all clients needs are unique.
  • Maximos Lending
  • 200 South Main Street, Suite 150, Corona, CA, 92882
  • Over the years, Maximos Lending has built and maintained a strong and reliable reputation of a direct lender serving the lending needs of real estate professionals, investors, and home-buyers. An outstanding customer satisfaction and a winning formula for our clients are the primary goals at Maximos Lending.
  • Crown Mortgage + Real Estate
  • 2621 Green River Rd, Corona, CA, 92882
  • Our team of experts represents the best and brightest in the industry, and we’re always striving to lead the field in research, innovation, and consumer education. Today’s buyers and sellers need a trusted resource that can guide them through the complex world of real estate. With our extensive knowledge and commitment to providing only the best.
  • Home Loans Direct Inc.
  • 2224 Avenida Del, Vista Corona, CA, 92882
  • We provide financing for the purchase or refinance of residential property located within the state of California. We specialize in FHA, VA, Conventional, USDA, Jumbo, Non-Conforming, and more. With a history of integrity & quality, Home Loans Direct is the place for you. We help you build a foundation with the right tools & services.
  • Express Home Funding Inc.
  • 1307 West 6th Street, Suite 103, Corona, CA, 92882
  • Express Home Funding have accumulated extensive knowledge in their 40 years of shared experience. The most important realization taken away from it all is that a mortgage company's success is determined by sharing this knowledge with their agents. Our core values as a company is to not only promote growth as a professional.
  • Altura Credit Union
  • 2847 Campus Parkway, Riverside, CA, 92507
  • Altura Credit Union was founded in Riverside in 1957. Over the many years, Altura has focused on its Members and their needs for products and services that will help them achieve their financial dreams. Today, we proudly serve more than 86, 494 Members who are not only our Members, but our owners as well.
  • Home Seekers Lending
  • 5225 Canyon Crest Dr, Suite 254, Riverside, CA, 92507
  • At Home Seekers Lending, we are home loan experts who are committed to making sure that you get the best home purchase or Refinancing experience. We are mortgage experts who will help you choose the best loans to match your goals, using our vast knowledge and wealth of experience as a map.