USDA Vs. FHA your options comparison in Willows, Glenn County, CA

For the year 2026, the loan threshold for USDA in Willows, within Glenn, CA, is noted as $385,800, whereas the FHA single-family residence limit is set at $472,030.

Employ Lendersa®'s USDA loan calculator to weigh today's optimal USDA and FHA rates. It will also aid in understanding the income, credit, reserves, and paperwork necessary for qualification. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA details side by side, guiding you to the best option in, for instance, Alabama, tailored to your unique financial context.

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Loan limits and down payment prerequisites for 2026 in Willows, Glenn, CA

Loan Type Loan Limit Down Payment
USDA $385,800 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA loan selections in Willows, CA

Lendersa® aims to swiftly secure you the most advantageous USDA or FHA loan without complications. Start from any of three options to match with suitable lenders and USDA loan schemes.

Lendersa USDA loan request and matching results

Defining USDA Loans in CA

The USDA home loan, endorsed by the U.S. Department of Agriculture—commonly referred to as the USDA rural development loan or USDA mortgage—is exclusively for rural areas. In contrast to FHA loans that necessitate at least 3.5% down, USDA loans do not require an initial down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Surety First Mortgage
  • 1347 West 310 North, Midway, UT, 84049
  • The Surety First Mortgage Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Utah, Idaho and Colorado. Whether you are a first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt.
  • Pacific Horizon Credit Union
  • 96 East Center Street, Springville, UT, 84663
  • Pacific Horizon Credit Union has been open since 1954. It's the 24th largest credit union in Utah with assets totaling $103.18 Million and providing banking services to more than 8, 000 members as of March 2022. The credit union is a member-owned financial cooperative providing banking services including savings, loans
  • Nebo Credit Union
  • 730 East 300 South, Springville, UT, 84663
  • Founded on March 8, 1956 by teachers from the Nebo School District, we’re proud to be a part of this community. We’re your friends and your neighbors, and we mean it when we say we want to advocate for you and see you succeed. We haven’t forgotten what it means to be your local credit union,
  • 9 Year Mortgage
  • 2343 Deer Creek Way, Springville, UT, 84663
  • 9 Year Mortgage approach is unlike other debt elimination strategies in that it will not harm your credit. Our program is designed to pay off all of your debts, in full and on time. Our average client is able to eliminate all of their debt, including their mortgage, in about 9 years. While expensive self help programs.
  • Mortgage Zone, LLC
  • 1190 North Main, Suite 20, Springville, UT, 84663
  • Mortgage Zone is a brokerage specializing in home loans. If you are buying or refinancing, we can help you get the options you need to reach your financial goals. We offer renovation, home improvement, and renovation loan options. When you want to refinance, we can help you understand your options.
  • Pacific Crest Savings Bank
  • 3500 188th Street SW, Suite 575, Lynnwood, WA, 98037
  • Pacific Crest Savings Bank is a local, independently owned community bank. Delivering the highest level of customer service & expertise to our community for over three decades. We offer personal & business savings and checking products with competitive rates. Lending includes specialized loans for commercial, multifamily and residential properties.
  • Capstone Home Loans
  • 3400 188th Street SW, Suite 101, Lynnwood, WA, 98037
  • Capstone Home Loans is a leading, full-service integrated mortgage bank setting the standard for the industry today with a purposeful eye towards the future. A unique firm with a practice that actively supports the talents of experienced mortgage professionals who are focused on serving their client’s goals in pursuit of the American Dream.
  • Integrity First Mutual Mortgage LLC
  • 16000 Mill Creek Blvd, Suite 202, Mill Creek, WA, 98012
  • Integrity First Mutual Mortgage is totally committed to providing you with world-class service that is above and beyond expectations. We promise to work with the utmost integrity that is beyond reproach. Our mission is to serve our customers with honesty and competence. Moreover, our decades of experience.
  • Cornerstone Home Mortgage.
  • 1912 Sidewinder Dr, Suite 216, Park City, UT, 84060
  • Cornerstone Home Mortgage is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of UT. Whether you are 1st time home buyer, purchasing your dream home, refinancing an outstanding loan, our highly experienced team of mortgage brokers can help make your dreams come true.