USDA Vs. FHA Pro and Con comparison in Orosi, Tulare County, CA

In 2025, USDA loan limit in Orosi, county of Tulare, CA is $342,100 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Orosi, county of Tulare, CA

Loan Type Loan Limit Down payment
USDA $342,100 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Orosi, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • TYLER LENDING GROUP
  • 6649 Oak Hill Blvd, Tyler, TX, 75703
  • Tyler Lending Group, we’ll work hard to help you find the right home loan for your needs. We will shop our extensive network of competitive nationwide mortgage lenders to find the perfect mortgage for you. We work hard to help our clients find and secure the very best terms and rates available.
  • Power Co-op Employees Credit Union
  • 1208 North 13th Street, Humboldt, IA, 50548
  • Power Co-op Employees Credit Union was chartered in 1956. From 29 members and $356 in assets after the first month of operation, it has grown to over 2046 members and $53 million in assets today. Membership in Power Co-op Employees Credit Union is open to employees of Corn Belt Power and its distribution cooperatives.
  • The American National Bank of Mount Pleasant
  • 301 S Madison Ave Mount, Mount Pleasant, TX, 75455
  • Since 1979, American National Bank has been serving the Northeast Texas area with the best customer service and financial services available. American National is locally owned and operated, and we strive to provide our customers with the best banking experience possible. We invite you to visit us
  • Guaranty Bank & Trust
  • PO Box 1158, Mount Pleasant, TX, 75455
  • Guaranty Bank & Trust opened its doors for business in Texas on January 13, 1913. The bank has grown & prospered over the years by continually meeting the financial needs of all the communities it serves.Being one of the oldest & most firmly established banks in the area, and has built a reputation of conservative soundness that has served it well.
  • Citizens 1st Bank
  • 2001 East South East Loop 323, Tyler, TX, 75701
  • Citizens 1st Bank was chartered in Rusk on April 6, 1920. During the past 90+ years, the bank has had only three presidents - B. B. Perkins, E. R. Gregg, and the current President, James I. Perkins. Our current President has served since 1971 providing stability and leadership for the bank.
  • Tyler City Employees Credit Union
  • 3711 Frankston Highway, Tyler, TX, 75701
  • Tyler City Employees' Credit Union is a full-service, not-for-profit cooperative financial institution that began in August of 1953. It was formed for the purpose of encouraging savings by offering a good rate of return, using collective moneys to make loans at competitive, low rates and providing other useful financial resources
  • Cooperative Teachers Credit Union
  • 1424 WSW Loop 323, Tyler, TX, 75701
  • Cooperative Teachers Credit Union (CTCU), our mission is to be a thriving cooperative financial institution that helps our members achieve their goals by offering comprehensive financial products and services which they can receive in-person, online, or wherever they may be. Since 1953, we have committed ourselves to consistently serve our members.
  • Starr County Teachers Federal Credit Union
  • 1322 E San Benito Street, Rio Grande City, TX, 78582
  • The Starr County Teachers Federal Credit union was founded in 1968 by a group of educators. The purpose of organizing a credit union was to provide school district employees with a financial institution of their own. This institution could offer them better rates on loans and a better return on their deposits.
  • Olive Branch Mortgage, LLC
  • 3301 Market Street, Suite 105, Rogers, AR, 72758
  • Our loan originators have access to a wide array of loan products, helping them recommend the right loan for you! The mortgage process can be complicated and confusing. Our mortgage experts help make the process easy to understand! With a single application and credit report, we can show you great options from multiple lenders.