USDA VS FHA in Orosi, Tulare County, CA

As of 2025, the USDA loan limit for Orosi, located in Tulare, CA, stands at $342,100, while the FHA limit for a single-family home is $472,030.

To evaluate today's USDA vs. FHA best rates, use the Lendersa® USDA loan calculator and discover what income, credit, reserves, and documents are essential for qualifying. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the best program for your financial circumstances in .

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2025 Loan Limits and Down Payment Requirements in Orosi, Tulare, CA

Loan Type Loan Limit Down Payment
USDA $342,100 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Orosi, CA

The goal of Lendersa® is to secure the best USDA or FHA loan for you swiftly, without hassle. Choose one of three starting points that align you with appropriate lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in CA

The USDA home loan, alternatively referred to as the USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and available only in rural areas. Unlike FHA loans that require a 3.5% minimum down payment, USDA loans require none, offering an advantageous option for rural homebuyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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