FHA Vs. USDA loan program for Orange-Cove, Fresno County, California

Here in 2026, the USDA loan cap for Orange-Cove in the county of Fresno, CA stands at $296,900, whereas the FHA limit for a single-family residence is set at $356,362.

By using Lendersa®'s USDA loan calculator, you can compare today's best rates between USDA and FHA loans. It allows you to figure out the necessary income, credit score, reserves, and documentation to qualify. This comprehensive mortgage calculator shows the USDA, FHA, Conforming, and VA options side by side, aiding your decision on the most suitable program in Alabama for your financial scenario.

Options for USDA and FHA Loans in Orange-Cove, CA

Our aim at Lendersa® is to simplify the process of securing the most favorable USDA or FHA loan swiftly and efficiently. Choose one of the three pathways to connect with matching lenders and suitable USDA loan programs.

Lendersa USDA loan requests and matching results

Understanding USDA Loans in CA

A USDA home loan is backed by the U.S Department of Agriculture, also known as a USDA rural development loan or mortgage, accessible only in rural areas. FHA loans mandate a minimum down payment of 3.5%, however, USDA mortgages require no down payment whatsoever.

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(509) 328-2900 Lender's profile and map Reviews Canopy Credit Union PO Box 2519, Spokane, WA, 99220 At Canopy Credit Union we know you have ﬁnancial dreams. Your dream may be to purchase your ﬁrst home, pay for college, get out of debt, or buy a new car. Whatever it is we can help you reach it. You deserve to work with experts who believe in your dream, give you the best advice possible , and never sell you something you don’t need.
(509) 340-5300 Lender's profile and map Reviews Northwest Farm Credit Services 2001 South Flint Road, Spokane, WA, 99220 We're a financial cooperative providing financing & related services to farmers, ranchers, agribusinesses, commercial fishermen, timber producers, rural homeowners and crop insurance customers in Montana, ID, Oregon, Washington and Alaska. Northwest FCS is a member of the nationwide Farm Credit System that supports agriculture & rural communities.
(509) 744-6900 Lender's profile and map Reviews RiverBank 202 E. Spokane Falls Boulevard, Suite 500, Spokane, WA, 99202 RiverBank is a community business bank devoted to creating long-term client relationships by delivering high quality, digitally focused and competitively priced products & services to small businesses, professionals & private banking clients. We are located in the downtown Spokane University District & serve the greater Eastern Washington market.
(509) 535-0191 Lender's profile and map Reviews Progressions Credit Union 2919 E Mission Avenue, Spokane, WA, 99202 Progressions Credit Union, formerly known as Spokane Postal Credit Union (SPCU), was organized in 1928. It was led by Paul Boberg, a Special Delivery Clerk at the Main Post Office in Spokane, WA. The credit union officially became state chartered on 11/27/1933 after the state had passed the state credit union law.
(509) 495-2000 Lender's profile and map Reviews Avista Credit Union 1411 East Mission Avenue, Spokane, WA, 99202 Avista Corp. Credit Union has been around since 1934. The Credit Union was formed to provide rates of interest for savings accounts and low rates on loan products. We are a nonprofit entity overseen by a 12 member Board of Directors made up of current employee’s and retirees. The Credit Union’s sole purpose is to make our members' financial situati
(844) 663-8711 Lender's profile and map Reviews Modus Mortgage 140 S Arthur St, Suite 506, Spokane, WA, 99202 We've had the pleasure of serving you as K Loans since 2013, and we're looking forward to continue helping you achieve your home goals as Modus Mortgage (NMLS# 1028232). Don't worry though, only the name is changing. Whether you're buying or refinancing your home, need a pre-approval letter or have questions about the home loan process.
(800) 858-3750 Lender's profile and map Reviews STCU 1620 N. Signal Drive, Liberty Lake, WA, 99019 STCU has grown to 600-plus employees, serving more than 170, 000 members at 21 branch locations with $2.6 billion in assets. Although STCU has become the Inland Northwest's largest and most successful credit union, we've never forgotten that our most valuable assets are our members.
(509) 362-0536 Lender's profile and map Reviews BEELINE MORTGAGE, LLC 1421 N Meadowwood Lane, Suite 71, Liberty Lake, WA, 99019 We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.
(800) 788-4578 Lender's profile and map Reviews Washington Trust Bank 717 W. Sprague, Spokane, WA, 99201 Washington Trust Bank has strived to provide quality service and financial stability for our customers. Four generations of Stanton family leadership later, we continue to focus on integrity and commitment to community.As the oldest and largest privately-held commercial bank in the Northwest
(509) 458-2265 Lender's profile and map Reviews Wheatland Bank 222 N Wall St, Suite 100, Spokane, WA, 99201 Wheatland Bank, a locally owned community Bank with a regional footprint, is nationally recognized as one of the strongest Banks in the nation. With decades of experience in providing customized Banking services to businesses throughout eastern and central Washington, Wheatland Bank stands ready to help make your vision a reality.
(509) 710-2227 Lender's profile and map Reviews Jack Tenold LLC 203 N Washington, Suite 200, Spokane, WA, 99201 Jack Tenold will put his 26 years of experience to work for your benefit & he considers it a privilege to work with senior homeowners & their families. Getting information or applying for a reverse mortgage does not have to be an ordeal. It is easy to apply in person or over the phone. You can trust that Jack will always put your interests first.
(866) 511-1824 Lender's profile and map Reviews Shout Mortgage LLC 546 N Jefferson Ln, Suite 304, Spokane, WA, 99201 After the market collapse of 2008 we, like everyone else, saw that the mortgage industry was broken. Reform was slow and we realized the only way to change anything was to start from the inside. So we set out to build a company that not only helped consumers obtain a mortgage but educated them on the process.