For 2025, the USDA loan limit in Davis, within the county of Yolo, CA, is set at $540,000. In comparison, the FHA limit for a single-family home is $763,600.
The Lendersa® USDA loan calculator lets you compare today's best USDA versus FHA rates to figure out the income, credit, reserves, and required documents for qualification. With our sophisticated mortgage calculator, you can view USDA, FHA, Conforming, and VA loan programs side by side, enabling you to choose the most appropriate option for your financial situation in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $540,000 | 0% |
| FHA | $763,600 | 3.5% |
| Conventional Conforming | $763,600 | 3% |
At Lendersa®, our goal is to assist you in obtaining the most favorable USDA or FHA loan quickly and effortlessly. Choose any of the three starting points to connect with matching lenders and explore USDA loan programs.
A USDA home loan is backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or mortgage, and is specifically for rural areas. Unlike FHA loans which demand a minimum down payment of 3.5%, USDA loans require no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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