For 2026, the USDA loan limit in Davis, within the county of Yolo, CA, is set at $540,000. In comparison, the FHA limit for a single-family home is $763,600.
The Lendersa® USDA loan calculator lets you compare today's best USDA versus FHA rates to figure out the income, credit, reserves, and required documents for qualification. With our sophisticated mortgage calculator, you can view USDA, FHA, Conforming, and VA loan programs side by side, enabling you to choose the most appropriate option for your financial situation in .
Loan Limits and Downpayment Requirements for 2026 in Davis, Yolo, CA
Loan Type
Loan Limit
Down Payment
USDA
$540,000
0%
FHA
$763,600
3.5%
Conventional Conforming
$763,600
3%
USDA and FHA Loan Options in Davis, CA
At Lendersa®, our goal is to assist you in obtaining the most favorable USDA or FHA loan quickly and effortlessly. Choose any of the three starting points to connect with matching lenders and explore USDA loan programs.
A USDA home loan is backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or mortgage, and is specifically for rural areas. Unlike FHA loans which demand a minimum down payment of 3.5%, USDA loans require no down payment at all.
2463 Torino Street, Unit 4, West Sacramento, CA, 95691
Lends in California
Our mission is to participate and provide sources in Green Business. We have made a pledge to engage in ethical, sustainable, and environmentally conscious business practices, including water and energy conservation and recycling, use reduction, and paper-free transactions when possible.
1401 Halyard Road, Suite 130, West Sacramento, CA, 95691
Lends in California
Our goals are to fulfill your mortgage needs with the friendliest customer service, secure a loan you can feel good about, and make you a happy homeowner. Hawkins Home Loans is a licensed mortgage broker based in West Sacramento, California. Our Business is built on our decades-long industry expertise and relationships, which benefits.
6355 Riverside Blvd, Suite E, Sacramento, CA, 95831
Lends in California
Evans Mortgage Co. started in 1990. John and Marcia Evans set up their kitchen table with a simple phone line and fax machine, eager to help serve clients. It wasn't long before the company evolved into Evans & Grupp Mortgage and took up residence on Sutterville Road in Land Park. In the summer of 1993.
1100 Corporate Way, Suite 210, Sacramento, CA, 95831
Lends in California
GFL Capital Mortgage was founded to assess current market conditions to find loan options that fit the needs of our clientele. Our goal is to provide exceptional service, comprehensible analyses and methodical recommendations for the individual. Our intermediary practice allows us to assist you.
At Bankers Lending Group you can Bank on our commitment to you and the community. Through our resources, experience and knowledge of lending we give it our all to make loans fund. With over 42 years of combined experience we have helped thousands achieve the American dream!
We love to give back to the community that gives us so much
At Alpha Omega Mortgage. We are a full-service mortgage company based in Davis, CA. We specialize in FHA, First Time Home Buyer, Jumbo in Davis. We also serve the surrounding cities in Yolo County. Whether you are buying a home or refinancing in our around zip code 95616. we can help you realize your dream of home ownership
When you need a mortgage that meets your Goals, Rafael will help you understand the mortgage process. Make a smart financial decision with your next mortgage. Since October 2019, Rafael Have been working. Rafael is younger Spanish speaking Person. Rafael’s educational background is in database management.
My name is Michael and I am so glad you clicked on my Yelp page. I would like nothing more than to earn your business and your trust and I hope your visit here will encourage you to reach out to me, even if you just have a simple mortgage or real estate question that you would like to ask.
"I am a Direct Lender as well as a Mortgage Broker, and as a result, have Great Home Loan Programs, Low Interest Rates and Fast Turn Times. Many people when financing a home do not take the time to understand the lender’s fees because they are shopping for the “Best Rate”. Sometimes the “Best Rate” is at a cost to the borrower. "
West Coast Mortgage Group (WCMTG) is a leading Direct Lender, with resources that take our customers home buying experience to the next level. Headquartered in Sacramento, CA, WCMTG offers a full variety of quality refinance and purchase home loans, including FHA (Federal Housing Administration).
