For 2026, the USDA loan limit in Davis, within the county of Yolo, CA, is set at $540,000. In comparison, the FHA limit for a single-family home is $763,600.
The Lendersa® USDA loan calculator lets you compare today's best USDA versus FHA rates to figure out the income, credit, reserves, and required documents for qualification. With our sophisticated mortgage calculator, you can view USDA, FHA, Conforming, and VA loan programs side by side, enabling you to choose the most appropriate option for your financial situation in .
Loan Limits and Downpayment Requirements for 2026 in Davis, Yolo, CA
Loan Type
Loan Limit
Down Payment
USDA
$540,000
0%
FHA
$763,600
3.5%
Conventional Conforming
$763,600
3%
USDA and FHA Loan Options in Davis, CA
At Lendersa®, our goal is to assist you in obtaining the most favorable USDA or FHA loan quickly and effortlessly. Choose any of the three starting points to connect with matching lenders and explore USDA loan programs.
A USDA home loan is backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or mortgage, and is specifically for rural areas. Unlike FHA loans which demand a minimum down payment of 3.5%, USDA loans require no down payment at all.
"We are a Mortgage Firm based out of Lakeland, FL working and licensed in the State of Florida.
Principle Home Loans is dedicated to finding great rates and the perfect loan option for you, with the fastest turn time in the industry.
Our goal is to act as your trusted advisor, providing personalized service"
1039 Harley Strickland Blvd Suite 700, Orange City, FL, 32763
Approved Mortgage LLC is Central Florida's premier mortgage lender. Our diverse team of lenders is experienced in all types of mortgages and mortgage loans and is committed to helping you get approved for the financing you need. We are proud to say that most of our business comes from the referrals of our satisfied clients.
Sovereign Mortgage Investments, Inc. has expertise and knowledge needed to explore the many financing options available and has been originating and processing mortgage loans for over 17 years. We enable clients to purchase and refinance their homes while offering a wide range of mortgage products such as FHA, USDA, VA.
The experienced team at Gain Equity Mortgage has over 50 years of mortgage experience combined. We are here to help, advise and do everything to get you into your dream home. Everyone is looked at to achieve their dream, some are ready today tomorrow or next year.The team helps you to own your home and become financially successful.
Topside Federal Credit Union was federally chartered in 1961, and has grown into a full-service financial institution with total assets of over $400 million dollars. We value our members' trust, and work diligently to offer the financial services our members need and want. Our members' funds are federally insured by National Credit Union
Our Credit Union started with very humble beginnings; a group of nine individuals came together to meet one simple need: making credit available to those with small means. Over eighty years later, HFS still holds onto its same sense of 'ohana with a deep desire to help those in our community to succeed and grow.
Hawaii County Employees Federal Credit Union is a cooperative financial institution comprised of people sharing a common bond, i.e. employees of Hawaii County and their families. We are a client-driven local enterprise whose goal is to provide a safe place for our members to save while earning a better return.
CU Hawaii, a federal credit union serving Hawai`i Island. We’re passionate about seeing our members succeed. The spirit of Hawai`i Island is the spirit of possibility. We see the potential in people, businesses and the community and get involved to help turn those possibilities into realities.
In 1936, a group of teachers formed the Big Island Teachers Federal Credit Union. It was the first chartered credit union in the State of Hawaii. In January of 1973, our name was changed to the Big Island Educational Employees Federal Credit Union. Later that year, the word “Employees” was eliminated
Family Mortgage Company of Hawaii, Inc.: Donna Dodd
762 Kanoelehua Ave, Suite C, Hilo, HI, 96720
Family Mortgage Purchasing or refinancing a house can be a huge undertaking. You can rely on us to lead you to the loan program that's perfect for you. Our team can help you with a myriade of specialty loan programs including Conventional, 100% USDA financing, VA Loans and FHA programs. For assistance in finding the perfect loan program for you
Local, family-owned mortgage broker company located in Hilo, Hawaii with over 75 years of combined experience. Open since 2003, Island Home Loans has been chosen as 'Best of East Hawaii' Mortgage Company six years and running! Come and see us or give us a call to see what we can do to assist you or your family to purchase or refinance a home.