FHA Vs. USDA loan program for Davis, Yolo County, California

In 2025, USDA loan limit in Davis, county of Yolo, CA is $540,000 while FHA limit is $763,600 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Davis, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(912) 275-7635 2316 miles Lender's profile and map Reviews Loan Velocity 4236 Norwich St, Brunswick, GA, 31520 veterans, Loan Velocity is a team of mortgage professionals with over one hundred years of combined experience. By integrating the ideals and principles from our military experiences, we strive to always give our clients our detailed attention while completing the mission at hand. Here at Loan Velocity, we believe that honesty and integrity
(434) 352-7171 2317 miles Lender's profile and map Reviews The Farmers Bank of Appomattox 223 Main Street, Appomattox, VA, 24522 The Farmers Bank of Appomattox has a very rich history of providing for the needs of our customers living within the communities in which we serve. We are a strong community bank with over 100 years of proven personal banking. The directors, officers and employees that have come before us have set high expectations in regard to this level of servic
(607) 776-3684 2317 miles Lender's profile and map Reviews Steuben Citizens Federal Credit Union 2 Wilson Avenue, Bath, NY, 14810 The NCUA chartered the VAC Employees CU in 1949. Originally for the VA medical center. The Credit Union is now known as Steuben Citizens Federal Credit Union. Anyone who works, lives, or worships in Steuben County!! VA medical center. The Credit Union is now known as Steuben Citizens Federal
(800) 581-2256 2318 miles Lender's profile and map Reviews JM Associates Federal Credit Union 9987 Pritchard Road, Jacksonville, FL, 32219 JM Associates Federal Credit Union officially opened its doors on October 21, 1980, at the SET Port Facility. A full-service, federally chartered credit union, JMAFCU serves associates and family members in all 50 states and abroad. JMAFCU currently has 5 offices. Two in Jacksonville, FL, Deerfield Beach, FL, Mobile, AL, St. Louis, MO.
(843) 603-5924 2319 miles Lender's profile and map Reviews The Kristoff Team 181 Bluffton Road, Suite F-102, Bluffton, SC, 29910 The Kristoff Team has been lending locally in Hilton Head Island and Bluffton since 1989. We have worked with thousands of clients and received numerous top producer awards by lending $3 billion over our combined 50 years. Our philosophy is simply, “say what you mean, mean what you say, and do what you say you’re going to do.”
(863) 409-8909 2319 miles Lender's profile and map Reviews Mortgage Lending Associates 23 Anchor Cove Court, Bluffton, SC, 29910 Finance. Jason has been in the mortgage industry since 2001 and founded Mortgage Lending Associates in 2003. He is an experienced and knowledgeable mortgage executive, he has personally funded over 100 million in residential loans. Outside of mortgage lending Jason enjoys running, playing basketball and spending time with his two children
(904) 964-7830 2319 miles Lender's profile and map Reviews Community State Bank FL 811 South Walnut Street, Starke, FL, 32091 Community State Bank has remained true to the dream of our founders: to provide quality service to the community in which we live and work. We are still going strong, and we hope to be there for every important phase of your life, from buying your first home, to starting your own business, to saving for retirement.
(800) 981-5474 2320 miles Lender's profile and map Reviews Kish Bank 4255 East Main Street, Belleville, PA, 17004 At Kish, we tell our customers to expect more. That’s more than a simple slogan—it’s a promise to deliver exceptional service as we work hard for our clients in all of our service lines: Banking, Wealth, Insurance, Benefits, and Travel. For over a century, solid and enduring values have made Kish Bank, the banking subsidiary of Kish Bancorp, I
(843) 395-1956 2320 miles Lender's profile and map Reviews Dedicated Community Bank 202 Cashua Street, Darlington, SC, 29540 Dedicated Community Bank will be known as the premier relationship bank in the communities we serve. We will be a highly effective and ethical financial services institution. We will provide our clients, individuals and businesses, with the highest level of quality financial services available.
(912) 236-0919 2321 miles Lender's profile and map Reviews Savannah Schools FCU 4673 US Highway 80 East, Savannah, GA, 31410 Membership in Savannah Schools FCU is an ongoing benefit to employees and associates of participating companies or groups. As a full-service financial institution, the credit union: Provides security for funds, with accounts insured up to $250,000 by the National Credit Union Administration, a U.S. government agency. Offers a full line of fr
(912) 638-2020 2321 miles Lender's profile and map Reviews Somerset Mortgage Corp 1607 Frederica Road, Suite 201, Saint Simons Island, GA, 31522 At Somerset, we believe that with the right tools - information, experience, technology and flexibility - getting through the mortgage process can be done smoothly and with confidence. Our knowledgeable, dedicated mortgage specialists are the best in the business, working with you to explore your financing goals and options.