USDA Vs. FHA your options comparison in Sacramento, Sacramento County, CA
In 2025, the USDA loan cap for Sacramento, located in Sacramento county, CA, is $540,000. Concurrently, the FHA limit for a single-family home is set at $763,600.
The Lendersa® USDA loan calculator is an excellent resource for comparing current USDA to FHA rates. It assesses the income, credit, reserves, and paperwork necessary for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loan options side by side, aiding in the selection of the ideal program for your unique financial circumstances, especially in .
2025 Loan Limits and Downpayment Requirements in Sacramento, Sacramento, CA
Type of Loan
Maximum Loan
Initial Payment
USDA
$540,000
0%
FHA
$763,600
3.5%
Conventional Conforming
$763,600
3%
Exploring USDA and FHA Loan Opportunities in Sacramento, CA
The mission at Lendersa® is to swiftly provide you with the optimal USDA or FHA loan without unnecessary hassle. You can choose from three starting points designed to match you with lenders and USDA loan programs.
A USDA home loan is government-guaranteed by the Department of Agriculture, frequently referred to as the USDA rural development loan or USDA mortgage, available exclusively in rural areas. While FHA loans require a minimum 3.5% down payment, the USDA mortgage loan requires no down payment at all.
6618 San Fernando Road, Unit 209, Glendale, CA, 91201
Fidelity Funding Loans we understand that you are making one of the most important financial decisions and commitments of your life and we will guide you along the way to find the best product with the lowest rate tailored to your specific need. Whether you’re purchasing your first home, investing in a vacation home, buying an investment property.
Showcase Investments, Inc. is a California direct lender, helping borrowers when their bank says “no” or is just too slow. We are licensed to secure our loans by only California real property, with most of our loans being secured by either non-owner occupied or owner-occupied residential properties. Although there are situations.
"Beverly Hills City Employees Federal Credit Union"
9298 W. Third Street, Beverly Hills, CA, 90210
Beverly Hills City Employees Federal Credit Union is located in Beverly Hills, CA, United States and is part of the Depository Credit Intermediation Industry. Beverly Hills City Employees Federal Credit Union has 5 total employees across all of its locations and generates $717,615 in sales (USD).
190 N. Canon Drive, Suite 304, Beverly Hills, CA, 90210
"Founded originally in 1993 by Brad G. Jones, Beverly Hills Financial Group has many satisfied customers. Our Focused expertise in the high end complex Mortgage Market is part of our tradition.
After 18 years as a Mortgage Broker, I wanted to know about the other side of Banking, and I have spent 4 years in the Banking"
9107 Wilshire Blvd, Suite 450, Beverly Hills, CA, 90210
Entertainment Mortgage Our loan programs were designed especially for folks in the entertainment industry and others like you who are self-employed. You want the best possible mortgage with the least amount of hassle. These loans have already helped hundreds of others who are self-employed
9663 Santa Monica Boulevard, Beverly Hills, CA, 90210
YLHFunding is a subsidiary of Hunter III Real Estate Inc. founded by James Hunter in 1989. A licensed broker since 1989. Subsequent to graduating from the University of Miami FL with a 4.0 gpa in Business/Finance, James has personally acquired, remodeled and resold over 125 Single Family Residences and borrowed
433 North Camden Drive, Suite 600, Beverly Hills, CA, 90210
Kind Home Loans small boutique agency where everyone knows everyone and that's the way we like it. While others may solely pursue the bottom line, we view success in a different light. Our fun and inclusive working environment is built upon equality, diversity, and team spirit. From new to seasoned loan originators.
While others may solely pursue the bottom line, we view success in a different light. That's how we approach the needs and hopes of each and every client and also why we offer one of the largest varieties of loans compared to nearly every other big-name lender. We offer lower rates, fees and are available weekdays, evenings, even weekends. From beg
9301 Wilshire Blvd, #502, Beverly Hills, CA, 90210
Macoy Capital Partners, Inc. brings this understanding of borrower need, combined with more than 20 years of experience in the mortgage industry, to broker private money transactions for business- purpose real estate loans secured by 1-4 unit residential property. We also fund commercial and construction loan transactions.
Crawford Park Financial is a team of dedicated professionals with many years of hands-on experience.
We’re people just like you who strongly believe in the value of investing in real estate. We’re people you can get to know and trust to make solid decisions with your investment dollars.
