USDA and FHA Pro and Con in Fruitridge-Pocket, Sacramento County, CA
In 2025, USDA loan limit in Fruitridge-Pocket, county of Sacramento, CA is $478,400 while FHA limit is $598,000 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Fruitridge-Pocket, county of Sacramento, CA
Loan Type
Loan Limit
Down payment
USDA
$478,400
0%
FHA
$598,000
3.5%
Conventional Conforming
$598,000
3%
USDA and FHA loan options in Fruitridge-Pocket, CA
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
Structure Finance is a direct mortgage Broker committed on helping our customers envision what home should feel like. Here we are to serve you with any mortgage loan need you have.Our team is committed to help you better understand the maze of mortgage finance. We take the time to listen to your mortgage needs and find the right loan that suits you
On August 7, 1900, eight men affixed their signature or mark to the handwritten letter requesting a charter for a bank in Vienna. These founders of The Maries County Bank were John Coates, Thomas Felker, J.H. Roberts, John Otto, T.F. Branson, Antone Feldkamper, John Birmingham and Peter Redel.
Independence State Bank has been serving Independence and the surrounding communities since 1897. Originally called State Bank of Independence, our name was changed in 1998. Independence State Bank strives to be the community bank that people seek first in the communities we serve, by offering prompt, personalized service at fair rates.
Community State Bank operates as a full-service bank. The Bank accepts deposits, makes loans, and provides other services for the public. Community State Bank has a wide array of services to meet your every day needs. We have simplied personal banking that you can access anytime.
Angelina Savings Bank, Ssb is a branch office of Angelina Savings Bank, Ssb. They provide the following services: Full Service Office Location and are located at 1721 Tulane Drive in Lufkin Texas.
Mobile and traditional directions to this location can be found below along with ratings, their phone number, online banking website
The credit union was started in 1954 by a small group of teachers from Lufkin ISD. Mr. Pop Ward and Miss Zelma Cook were instrumental in the beginning.
The credit union is a state chartered credit union and answers to the Texas Credit Union Department. Savings are insured by the National Credit Union Association up to $250, 000.00.
Jet Lending, LLC was founded on 2004 for the purpose of assisting real estate investors in their purchase of property quickly with as little cash out-of-pocket as possible. We loan money for the purchase and escrow additional funds for repairs. We have originated more than 2,000+ loans for real estate investors in Texas, totaling over $250,000,000.
The Pioneer Mutual Credit Union ("Pioneer") was founded by Momin community of Sidhpur, Gujarat, India in 1981 and it's a member-owned financial institution headquartered in Sugar Land, Texas. Pioneer Mutual Federal Credit Union was granted Federal charter in 2009 and has branch office in Austin, Texas.
We believe in a community Banking philosophy where personal relationships & great experiences go hand-in-hand. We provide convenient technology options that our customers expect – all backed by the highest level of security. At every touch point, you’ll find knowledgeable associates ready to serve our customers with accuracy.