USDA VS FHA in Fruitridge-Pocket, Sacramento County, CA

In 2025, the USDA loan limit in Fruitridge-Pocket, within the boundaries of Sacramento, CA, is set at $478,400. Meanwhile, the FHA limit for a single-family home reaches $598,000.

Utilize the Lendersa® USDA loan calculator to distinguish between today's best USDA and FHA rates. It helps you assess the income, credit, reserves, and necessary documents for qualification. Our sophisticated mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA loans, aiding in the decision of the best program for your financial needs in .

Compare loan offers from up to 100 lenders

Loan Limits and Down Payment Requirements for 2025 in Fruitridge-Pocket, Sacramento, CA

Loan Type Loan Limit Down Payment
USDA $478,400 0%
FHA $598,000 3.5%
Conventional $598,000 3%

Exploring USDA and FHA Loan Choices in Fruitridge-Pocket, CA

The primary objective of Lendersa® is to facilitate your acquisition of the most favorable USDA or FHA loan quickly and without difficulty. Begin by selecting one of three avenues leading to matching lenders and USDA programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CA

A USDA home loan is guaranteed by the U.S. Department of Agriculture, also termed a USDA rural development loan. It is solely available for rural locales. Unlike FHA loans necessitating a 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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