USDA Vs. FHA your options comparison in Fruitridge-Pocket, Sacramento County, CA

In 2024, USDA loan limit in Fruitridge-Pocket, county of Sacramento, CA is $478,400 while FHA limit is $598,000 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2024 loan limits and downpayment requirments in Fruitridge-Pocket, county of Sacramento, CA

Loan Type Loan Limit Down payment
USDA $478,400 0%
FHA $598,000 3.5%
Conventional Conforming $598,000 3%

USDA and FHA loan options in Fruitridge-Pocket, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Nebraska Rural Community Fcu
  • 127 Center Avenue, Morrill, NE, 69358
  • The Nebraska Rural Community Federal Credit Union was established in 2003 to provide exceptional community development, financial and financial education services delivered by knowledgeable people with integrity, enthusiasm, and respect. Our services include: share accounts, share certificates, financial counseling, personal loans, etc
  • Miles City Federal Credit Union
  • 2513 Main Street, Miles City, MT, 59301
  • Miles City Federal Credit Union is Miles City’s oldest standing credit union! Miles City Federal Credit Union (MCFCU) is a non-profit cooperative financial institution owned by the membership to benefit and serve the members. MCFCU was chartered in 1952. The original field of membership provided financial services to State
  • Community 1st Federal Credit Union
  • 2905 Main Street, Miles City, MT, 59301
  • Community 1st Federal Credit Union is a member-owned, not-for-profit organization. Originally formed under a multiple group charter in 1953, the Credit Union has adapted to the needs of its community throughout the years. For the first 44 years of its existence, the Credit Union.
  • Insight Mortgage Company, LLC
  • 300 Thunderbird, El Paso, TX, 79912
  • Insight Mortgage Company is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. We will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Prime Mortgage LLC
  • 550 S Mesa Hills Dr, Suite A-1, El Paso, TX, 79912
  • Prime Mortgage LLC has a variety of mortgage loan products. FHA, VA, Conventional, Texas Vet,USDA. We also specialize in private mortgage loans. These mortgage loans we fund directly from our office and can assist the "harder" to qualify borrower. Ramsey Esper President of Prime Mortgage LLC.
  • Old West Lending, LLC
  • 7001 Westwind Drive, El Paso, TX, 79912
  • We specialize in loans that are a little different; credit scores from 500, one day after foreclosure or bankruptcy, and self-employed programs. We offer VA, FHA, and conventional loans with flexible guidelines. If you have been turned down, or you consider your situation unusual, please contact us. We have options.
  • DJ Jordan Properties
  • 200 Bartlett Dr #106, El Paso, TX, 79912
  • DJ Jordan Properties utilizes five different funds when offering financing for real estate investors. We were founded in 2004 by Jeff Katz and David Carlin who have bought and sold over 200 properties. It was our goal to provide an alternative financing option for real estate investors. We have offices in El Paso and San Antonio, and we can quic
  • The First State Bank of Malta
  • 1 South 1st Street East, Malta, MT, 59538
  • With over a "Century of Service" to Phillips County, The First State Bank of Malta was organized on Jan. 8, 1903. The new bank was chartered with an authorized capital of $50,000.00. The First State Bank has grown and changed in many ways over the past 112 years, however, it still maintains the same qualities
  • Banner Capital Bank
  • 205 State St, Harrisburg, NE, 69345
  • In 1964, we opened our doors under the brilliant blue skies of Harrisburg, Nebraska—a rural farming community in the heart of The Nebraska Panhandle. One firm handshake at a time, we earned the trust of our customers, allowing us to expand and create new relationships around Nebraska and then into Wyoming.