In 2025, the USDA loan limit in the city of University-of-California-Davis, situated within Yolo county, CA, stands at $478,400. Meanwhile, the FHA limit for a single-family home is $598,000.
Leverage the Lendersa® USDA loan calculator to evaluate today's top USDA and FHA rates. This tool can help pinpoint the income, credit, reserves, and documentation necessary to qualify. With our comprehensive mortgage calculator, you can simultaneously compare options across USDA, FHA, Conforming, and VA programs, enabling you to choose the most suitable plan in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $478,400 | 0% |
| FHA | $598,000 | 3.5% |
| Conventional Conforming | $598,000 | 3% |
Lendersa® aims to secure the most advantageous USDA or FHA loan for you, swiftly and straightforwardly. Choose one of three starting options for matching with lenders and USDA loan schemes.
The USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and is available exclusively in rural areas. Unlike FHA loans that mandate at least a 3.5% down payment, USDA mortgages do not require a down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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