USDA Vs. FHA your options comparison in University-of-California-Davis, Yolo County, CA
In 2026, the USDA loan limit in the city of University-of-California-Davis, situated within Yolo county, CA, stands at $478,400. Meanwhile, the FHA limit for a single-family home is $598,000.
Leverage the Lendersa® USDA loan calculator to evaluate today's top USDA and FHA rates. This tool can help pinpoint the income, credit, reserves, and documentation necessary to qualify. With our comprehensive mortgage calculator, you can simultaneously compare options across USDA, FHA, Conforming, and VA programs, enabling you to choose the most suitable plan in for your financial needs.
2026 Loan Limits and Down Payment Needs in University-of-California-Davis, Yolo County, CA
Loan Type
Loan Limit
Down Payment
USDA
$478,400
0%
FHA
$598,000
3.5%
Conventional Conforming
$598,000
3%
Explore USDA and FHA Loan Options in University-of-California-Davis, CA
Lendersa® aims to secure the most advantageous USDA or FHA loan for you, swiftly and straightforwardly. Choose one of three starting options for matching with lenders and USDA loan schemes.
The USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and is available exclusively in rural areas. Unlike FHA loans that mandate at least a 3.5% down payment, USDA mortgages do not require a down payment.
Second Federal Savings & Loan Association of Philadelphia
1727 Chestnut Street, Philadelphia, PA, 19103
Second Federal Savings and Loan Association of Philadelphia has been offering superior service since 1924. When working with our clients, we listen to and understand their needs and goals. We know what’s important to them, and work together to provide the financial products they need
HomeLend Financial We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates.
100 North 18th Street, Suite 1400, Philadelphia, PA, 19103
UMortgage Want comfortability, ease, and a broker who meets you where you’re at? No problem. We customize our process to you. Whether it’s over text, email, on the phone, in person or any combo of your choice, our team will be there. We offer great rates while partnering with you to close within 3 weeks.
1626 Locust Street, Suite 404, Philadelphia, PA, 19103
We offer expertise in every area of mortgage lending. With access to a full range of mortgage resources, all our lending specialists are dedicated to finding the right loan with the best rate, terms and costs to meet your unique needs. But that is just the beginning. Our talented staff provides regular updates and progress reports.
2001 Market Street, Suite 2500, Philadelphia, PA, 19103
Epoch Lending was founded in December 2018 as an independent mortgage brokerage to serve the needs of borrowers looking to buy or refinance a home throughout the United States. We hire local independent mortgage experts in local markets and allow them to operate with the flexibility of the broker channel without the stresses of managing a business.
Kenny Financial Services, Inc offering the lowest priced mortgage products to borrowers who deserve the best pricing. We also offer niche products to borrowers who need "specialty" solutions such as low down payment loans and "stated income" commercial loans. Mortgage financing is all that we do and we are experts at it!
1845 Walnut St, Suite 910, Philadelphia, PA, 19103
No matter what the project, Bluebird is the lender that’s in your corner. Our fast, fair, and flexible loans connect borrowers with the real estate financing they need to make acquisitions, complete rehabs, or build from the ground up. We put trust and a commitment to mutual success at the heart of all client relationships. By doing everything we c
We recognize that the dream of owning a home is a personal and emotional one. We are here to provide you with as much information as you need to start your mortgage journey. Our team is trained at the highest level to offer Conventional, FHA, USDA, VA, Jumbo, Reverse, Renovation Mortgages and Construction loans.
At Spectrum Mortgage Company, Inc. we realize that every customer has a different combination of assets, limitations and dreams. Our job is to understand your unique needs so we can formulate the perfect mortgage solution for you.Whatever your financial situation, whatever your credit score, we will help you make the right decisions
"County Mortgage Services, L.L.C. is a locally owned company located in Jamison, PA in Bucks County. We have been providing quality mortgage services with low mortgage rates since 2002. Our goal is to help you realize your dream.
We realize that buying a home can be a very intense ordeal filled with potential pitfalls and difficulties."
30 South 15th Street, 1st Floor, Philadelphia, PA, 19102
The primary mission of United Bank of Philadelphia is to deliver excellent customer service at a profit and to make United Bank of Philadelphia the “hometown” bank of choice. Our goal is to foster community development by providing quality personalized comprehensive banking services to business and individuals in the Greater Philadelphia Region, wi