USDA Vs. FHA your options comparison in University-of-California-Davis, Yolo County, CA
In 2026, the USDA loan limit in the city of University-of-California-Davis, situated within Yolo county, CA, stands at $478,400. Meanwhile, the FHA limit for a single-family home is $598,000.
Leverage the Lendersa® USDA loan calculator to evaluate today's top USDA and FHA rates. This tool can help pinpoint the income, credit, reserves, and documentation necessary to qualify. With our comprehensive mortgage calculator, you can simultaneously compare options across USDA, FHA, Conforming, and VA programs, enabling you to choose the most suitable plan in for your financial needs.
2026 Loan Limits and Down Payment Needs in University-of-California-Davis, Yolo County, CA
Loan Type
Loan Limit
Down Payment
USDA
$478,400
0%
FHA
$598,000
3.5%
Conventional Conforming
$598,000
3%
Explore USDA and FHA Loan Options in University-of-California-Davis, CA
Lendersa® aims to secure the most advantageous USDA or FHA loan for you, swiftly and straightforwardly. Choose one of three starting options for matching with lenders and USDA loan schemes.
The USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and is available exclusively in rural areas. Unlike FHA loans that mandate at least a 3.5% down payment, USDA mortgages do not require a down payment.
At Bankers Lending Group you can Bank on our commitment to you and the community. Through our resources, experience and knowledge of lending we give it our all to make loans fund. With over 42 years of combined experience we have helped thousands achieve the American dream!
We love to give back to the community that gives us so much
At Alpha Omega Mortgage. We are a full-service mortgage company based in Davis, CA. We specialize in FHA, First Time Home Buyer, Jumbo in Davis. We also serve the surrounding cities in Yolo County. Whether you are buying a home or refinancing in our around zip code 95616. we can help you realize your dream of home ownership
Yolo Federal Credit Union is dedicated to serving the banking needs of our members, their families, and everyone living, working or attending school in Yolo County. It is our mission to help members achieve financial success and build wealth and we achieve that mission by hiring and retaining the best talent in the industry.
Mitchell Mortgage has been serving the home loan needs of our clients in Napa, California for over 24 years. In addition to the beautiful Napa Valley, we are now also located in the lovely communities of Davis and Woodland, California to better serve the residents of Yolo County and the Sacramento region.
After completing my degree in finance at the University of Connecticut, I started in the mortgage business right out of college in 2004. With 13+ years of experience and a primary objective of thoroughly explaining all available loan options to my clients with what is typically the largest investment in their lives.
2463 Torino Street, Unit 4, West Sacramento, CA, 95691
Lends in California
Our mission is to participate and provide sources in Green Business. We have made a pledge to engage in ethical, sustainable, and environmentally conscious business practices, including water and energy conservation and recycling, use reduction, and paper-free transactions when possible.
1401 Halyard Road, Suite 130, West Sacramento, CA, 95691
Lends in California
Our goals are to fulfill your mortgage needs with the friendliest customer service, secure a loan you can feel good about, and make you a happy homeowner. Hawkins Home Loans is a licensed mortgage broker based in West Sacramento, California. Our Business is built on our decades-long industry expertise and relationships, which benefits.
We are a mortgage lender, mortgage banker, direct lender . We process, underwrite and fund loans. Our top priority is to help you make an informed decision by presenting all available options. We offer exceptional customer service, superior loan processing times, competitive mortgage rates, extensive mortgage product offerings
190 S. Orchard Ave, Suite B-115, Vacaville, CA, 95688
Lends in California
We were one of the first Mortgage Brokers in Vacaville. With over 30 years of experience, our specialty is offering products that others cannot and we have competitive rates to ensure satisfaction. Brokers in Vacaville. With over 30 years of experience, our specialty is offering products.
Mortgage Masters of California is a mortgage brokerage made up of experienced brokers hell-bent on delivering top notch customer service. We take pride in providing our clients with quick customized quotes, epic low rates curated with our client’s future goals in mind, then we seal the deal in lightning speed.
