USDA Loan Vs. FHA loan for University-of-California-Davis, CA [ best of 2023]

In 2024, USDA loan limit in University-of-California-Davis, county of Yolo, CA is $478,400 while FHA limit is $598,000 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in University-of-California-Davis, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(325) 247-5701 https://www.llanonationalbank.com/ 1419 miles Lender's profile and map Reviews Llano National Bank 1001 Ford Street, Llano, TX, 78643 Llano National Bank is a locally owned community bank with its main office located in Llano, Texas at 1001 Ford Street. We have two full-service branch bank offices: the Buchanan Dam branch, located at the intersection of State Highway 29 and RR 1431, Buchanan Dam, Texas and the Hill Country National Bank branch, located at 1210 S. Water Street.
(580) 233-3535 https://stridebank.com/ 1420 miles Lender's profile and map Reviews Stride Bank, National Association 1415 SE Washington Blvd., Bartlesville, OK, 74006 Founded in 1913, Stride Bank is an Oklahoma-based financial institution that holds over $1.17 billion in assets. Offering a full range of financial services such as consumer and commercial banking, mortgage, wealth management, and treasury management, we have also developed and currently manage highly specialized payment solutions
(918) 224-3210 https://www.ahb.bank/ 1420 miles Lender's profile and map Reviews American Heritage Bank 3309 E Frank Phillips Blvd, Bartlesville, OK, 74006 American Heritage Bank is a full-service community bank headquartered in Sapulpa, Oklahoma, with branches in twelve communities. In business since 1905, we are one of the oldest family owned and operated banks in the state of Oklahoma, and provide a full range of banking products and services.
(620) 468-2555 https://piquastatebank.com/ 1420 miles Lender's profile and map Reviews The Piqua State Bank 1356 Xylan Road, Piqua, KS, 66761 The Piqua State Bank was organized in 1910 by L. C. Neimann. During that same year the Farmers State Bank was opened in Piqua by George Wille. In 1914, the Wille family purchased the Piqua State Bank and merged the two banks under the name of the Piqua State Bank. John Wille, George Wille’s son, owned and managed the bank for the next 50 years.
(712) 732-5440 https://citizensfnb.com/ 1420 miles Lender's profile and map Reviews Citizens First National Bank 529 Lake Avenue, Storm Lake, IA, 50588 In 1902, Fred and George Schaller started the Citizens Bank as a private banking business with deposits of $70, 000.00. Since that time the bank has remained locally owned and managed by the Schaller family through the currency crisis of 1907, the depression of the 1930's, the agricultural crisis of the 1980's and the financial crisis of 2008.
(712) 732-2190 https://www.centralbankonline.com/ 1420 miles Lender's profile and map Reviews Central Bank Iowa 600 Lake Avenue, Storm Lake, IA, 50588 That’s the nature of being a part of Central Bank. Our small-town roots and dedication to the communities we serve push us to help our customers and communities to accomplish great things. We’re family-owned and decisions are made locally, not in a distant skyscraper. Whether it’s a mortgage, a small-business loan
(712) 663-4322 https://www.wsbankonline.com/ 1421 miles Lender's profile and map Reviews Westside State Bank 401 First Street, Westside, IA, 51467 Westside State Bank first opened the doors of our Westside, Iowa location in 1906. Since those early days, we've been dedicated to offering the conveniences and value of a big bank, while still maintaining the integrity and charm of a community bank — where decisions are made locally and interactions are handled by people you know and trust.
(830) 997-7575 https://ssbtexas.com/ 1421 miles Lender's profile and map Reviews Security State Bank & Trust 201 West Main Street, Fredericksburg, TX, 78624 Security State Bank & Trust was born in the heart of Fredericksburg, Texas. In 1941, a group of local businessmen saw a need for a new bank to better serve the community’s needs. We officially opened for business in the former Buckhorn Saloon building at 201 West Main Street where we still reside.
(817) 723-3597 http://www.venturelendingllc.com/ 1421 miles Lender's profile and map Reviews Venture Lending Group 2551 River Park Plaza, Suite 200, Fort Worth, TX, 76116 Venture Lending Group provides a competitive range of loan products to get home buyers into homes, whether it is their first home or their fifth home, our Clients enjoy a consistently applied standard of excellence; “Service Beyond Expectation”. Some Products and Services we offer include:
(785) 841-1988 https://www.unbank.com/ 1421 miles Lender's profile and map Reviews The University National Bank 1400 Kasold Dr, Lawrence, KS, 66049 We are a locally owned community bank in Lawrence, KS committed to giving our customers the best service possible. At UNB, you can feel the difference when you walk in the door or talk to us on the phone. We remain true to our core purpose: to provide value-added banking services to the Lawrence community by sticking to what we know best.
(785) 856-5626 http://firstassuredmortgage.com/ 1421 miles Lender's profile and map Reviews First Assured Mortgage 4830 Bob Billings Pkwy, Suite 100A, Lawrence, KS, 66049 We are a Kansas licensed mortgage broker which allows us to select the top lenders available to serve our customers. Our owners and staff are committed to providing our customers the lowest mortgage rates available from the very best wholesale mortgage lenders available. We offer most mortgage products available through FHA, VA, USDA,