USDA Loan Vs. FHA loan for Woodland, CA [Yolo County ]

As of 2025, the USDA loan cap in Woodland, situated in Yolo, CA, is set at $540,000, whereas the FHA cap for a single-family home is $763,600.

Utilize the Lendersa® USDA loan calculator to effectively contrast the top USDA and FHA rates available today. This will help ascertain the required income, credit, reserves, and documents for eligibility. Our comprehensive mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the ideal program in for your unique financial scenario.

Exploring USDA and FHA Loans in Woodland, CA

The objective of Lendersa® is to connect you promptly and efficiently with the most suitable USDA or FHA loan. Choose from one of three entry points that facilitate connections with lenders and USDA programs tailored to your needs.

Results of Lendersa's USDA loan request and matching

An Overview of USDA Loans in CA

A USDA home loan is backed by the U.S. Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage. It is specifically available for homes in rural areas. Unlike FHA loans that require a down payment of at least 3.5%, USDA loans have no down payment requirement.

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(423) 558-3400 Lender's profile and map Reviews RockPoint Bank, National Association 401 Chestnut Street, Suite 101, Chattanooga, TN, 37402 When it comes to managing your money and growing your company, a banking relationship based on personalized service is becoming harder to find- that’s why we created RockPoint Bank. We're a locally-owned business bank headquartered in Chattanooga, Tenn., that embraces the spirit of our community.
(866) 668-4700 Lender's profile and map Reviews First Volunteer Bank 728 Broad St, Chattanooga, TN, 37402 Our mission is to be the bank where “every customer comes back and brings a friend. Over the years, we have grown to more than 24 branch offices in Tennessee and Northwest Georgia, while never losing focus on the customer. We remain attentive to the banking needs of our consumer, small business, and commercial banking customers.
(423) 498-2500 Lender's profile and map Reviews Barot Capital, LLC Commercial Real Estate Loan Consultants 736 Market Street, Suite 318, Chattanooga, TN, 37402 BAROT Capital, LLC originates commercial real estate loans through an online standardized product driven platform. BAROT Capital is a full-service commercial real estate finance company providing all facets of financing including origination, placement, analysis and advisement. BAROT Capital extensive knowledge, experience.
(423) 870-7610 Lender's profile and map Reviews Trust Federal Credit Union 555 Walnut Street, Suite 100, Chattanooga, TN, 37402 Trust Federal Credit Union is a federally chartered credit union with primary operations in Chattanooga, Tennessee. We service employees of Unum Corporation, Cigna Corporation and many smaller businesses. In addition, anyone who lives, works, worships or attends school in downtown Chattanooga may join.
(423) 424-4220 Lender's profile and map Reviews BrightBridge Capital 506 Broad St, Chattanooga, TN, 37402 Since 1981, we have stimulated economic development by providing innovative solutions that meet startup and existing businesses capital needs. Our capital solutions enable businesses to bring jobs, commercial goods and services, and community assets to communities that need them.
(859) 987-2951 Lender's profile and map Reviews Blue Grass Federal 600 High Street, Paris, KY, 40361 Blue Grass Federal Savings and Loan has served Bourbon County and the surrounding area since 1959. As a mutual thrift, Blue Grass Federal is owned by those we serve. Our goal is, and has always been, to meet the financial needs of our customers by maintaining a staff of knowledgeable, friendly employees.
(248) 975-7878 Lender's profile and map Reviews Infinity Home Lending LLC 555 Friendly Street, Pontiac, MI, 48341 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
(419) 674-4998 Lender's profile and map Reviews Quest Federal Credit Union 12837 US Highway 68, Kenton, OH, 43326 Quest Federal Credit Union serves those who live, work, worship or attend school in Hardin, Logan, and Wyandot counties. Quest FCU has 5 branch locations in Hardin, Logan, and Wyandot Counties with many offsite ATMs available to members and non-members. Quest FCU also participates in the Shared Branching and Alliance
(248) 765-9689 Lender's profile and map Reviews JM Mortgage Services LLC 970 Pine Avenue, Lake Orion, MI, 48362 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
(423) 267-7621 Lender's profile and map Reviews Chattanooga First Federal Credit Union 3120 Broad Street, Chattanooga, TN, 37408 Chattanooga First Federal Credit Union started out small with the sole ambition of serving employees of U.S. Pipe and Foundry and their families. Over time, we've expanded our membership base to others and now offer a comprehensive range of credit union services. Chattanooga First Federal Credit Union Established in 1961.
(423) 756-6201 Lender's profile and map Reviews Chattanooga Neighborhood Enterprise 1500 Chestnut Street, Suite 102, Chattanooga, TN, 37408 Chattanooga Neighborhood Enterprise, Inc. was founded in 1986 to help improve the quality of life in Chattanooga by building strong, sustainable neighborhoods through the promotion and preservation of homeownership. CNE has helped over 4.000 Chattanooga residents purchase their first home.