USDA Loan Vs. FHA loan pro & con for Woodland, Yolo County, CA

In 2025, USDA loan limit in Woodland, county of Yolo, CA is $540,000 while FHA limit is $763,600 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Woodland, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(843) 990-7770 2356 miles Lender's profile and map Reviews First Capital Bank SC 304 Meeting Street, 1st Floor, Charleston, SC, 29401 First Capital Bank’s mission is to provide profitable, competitive and responsive community banking services, which exceed the expectations of our customers, stockholders and employees. First Capital Bank is a community bank with an emphasis on special attention to our customers.
(843) 724-1500 2356 miles Lender's profile and map Reviews The Bank of South Carolina 256 Meeting Street, Charleston, SC, 29401 The Bank of South Carolina is a state-chartered financial institution with depository accounts insured by the FDIC. The Bank was organized on October 23, 1986, and our first office opened for business on February 26, 1987. It is a wholly-owned subsidiary of Bank of South Carolina Corporation which became effective on April 17, 1995.
(843) 410-8382 2356 miles Lender's profile and map Reviews Keystone Lending Company 215 East Bay Street, Charleston, SC, 29401 Keystone Lending Company is a local family owned mortgage broker company formed by a retired teacher whose leadership skills and problem solving ability strives to get you the perfect home loan for your unique situation. Family owned means you get treated like family, not just a number like the online loan factories.
(843) 277-9304 2356 miles Lender's profile and map Reviews Sweetgrass Capital 25 Cumberland Street, Suite 120, Charleston, SC, 29401 SweetGrass Capital makes homeownership possible for more South Carolinian’s than any other state based lender. Our philosophy is to keep marketing and advertising expenses at a minimum, instead allocating those funds to optimize a streamlined loan process. This allows us to provide our clients with lower rates and a higher level of customer service
(843) 737-0182 2356 miles Lender's profile and map Reviews Coastal Equity Group 15 State Street, Charleston, SC, 29401 Coastal Equity Group offers both short and long-term financing for investors striving to build their wealth and generate income for a better future. As a lender, we strive to offer our borrowers smart investment solutions to help generate income and build their portfolio. Our team works quickly and ethically.
(843) 203-4578 2356 miles Lender's profile and map Reviews Leeward Point Mortgage LLC 215 East Bay Street, Suite 403-F, Charleston, SC, 29401 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
(800) 856-3056 2356 miles Lender's profile and map Reviews Ivy Asset Group, LLC 170 Meeting Street, Suite 501, Charleston, SC, 29401 Asset Group, LLC is a specialty finance firm with a focus on structured credit solutions across the capital stack. Ivy executives have extensive management experience in leveraged lending, investment banking, operations, financing, and consulting. We employ a pragmatic approach to private lending emphasizing disciplined.
(570) 428-3750 2356 miles Lender's profile and map Reviews West Milton State Bank 940 High Street, West Milton, PA, 17886 Susquehanna Community Bank was founded March 13, 1920, with 201 accounts and resources of $49, 000 in the village of West Milton, PA along the Susquehanna River. As our resources grew, so did our success. In 2020, we were ranked 63rd in the Nation as a Top Community Bank by US Banker Magazine
(804) 302-4858 2356 miles Lender's profile and map Reviews New Horizon Bank, National Association 1870 Stoneridge Commerce, Powhatan, VA, 23139 New Horizon Bank was founded in Powhatan, VA about 20 miles west of Richmond. In 2009, a group of local business owners had a vision to meet a need – a community bank to provide an alternative to large regional and national banks. Powhatan is comprised of merchants, small manufacturers, farms, individuals, and families
(910) 483-0516 2356 miles Lender's profile and map Reviews Sweetwater Capital 1019 Hay Street, Fayetteville, NC, 28305 Sweetwater Capital’s core focus is to achieve lifelong relationships by delivering the finest brokerage experience. Established in 2007, Sweetwater Capital began as a boutique commercial mortgage brokerage firm, specializing in permanent debt solutions. In 2019, we expanded our services to include our investment sales platform.
(910) 500-6170 2356 miles Lender's profile and map Reviews AAFMAA Mortgage Services LLC 639 Executive Place, Suite 203, Fayetteville, NC, 28305 AAFMAA (American Armed Forces Mutual Aid Association) is a not-for-profit, member-owned financial services association that provides life insurance, military benefits counseling, Survivor Assistance Services, residential mortgages, financial planning, investment management and trust services to the American Armed Forces Community.