FHA Vs. USDA loan program for Woodland, Yolo County, California

As of 2025, the USDA loan cap in Woodland, situated in Yolo, CA, is set at $540,000, whereas the FHA cap for a single-family home is $763,600.

Utilize the Lendersa® USDA loan calculator to effectively contrast the top USDA and FHA rates available today. This will help ascertain the required income, credit, reserves, and documents for eligibility. Our comprehensive mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the ideal program in for your unique financial scenario.

Exploring USDA and FHA Loans in Woodland, CA

The objective of Lendersa® is to connect you promptly and efficiently with the most suitable USDA or FHA loan. Choose from one of three entry points that facilitate connections with lenders and USDA programs tailored to your needs.

Results of Lendersa's USDA loan request and matching

An Overview of USDA Loans in CA

A USDA home loan is backed by the U.S. Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage. It is specifically available for homes in rural areas. Unlike FHA loans that require a down payment of at least 3.5%, USDA loans have no down payment requirement.

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(800) 662-6784 Lender's profile and map Reviews Loangevity Mortgage 999 Corporate Drive, Suite 100, Ladera Ranch, CA, 92694 Loangevity Mortgage is here for the long run all types of loans, for all people, for all situations. We are your lender for life. Life is about longevity. Loans are about Loangevity. Our mission is to help you with your first loan, your last loan, and all loans in between we offer Conventional, Jumbo, FHA, VA, and Foreign National Loans and more.
(949) 394-6268 Lender's profile and map Reviews Al's Shop 31 Barnstable Way, Ladera Ranch, CA, 92694 Al's Shop Our base core has always been service. We dont measure our success by the number of closed loans; we measure success by the experience you receive when you apply for a mortgage with us. There are a lot of mortgage companies and we know you have a lot of choices. We look forward to the chance to earn your business.
(877) 768-8081 Lender's profile and map Reviews United Pacific Mortgage 111 Corporate Drive, Suite 235, Ladera Ranch, CA, 92694 United Pacific Mortgage offers competitively priced residential mortgage solutions to customers throughout the United States. Our goal is to deliver complete customer satisfaction by offering a professional, fast, and reliable service. We take a great interest in helping each client reach their financial goals.
(949) 981-8835 Lender's profile and map Reviews The Mortgage Advisory 999 Corporate Drive, Suite 100, Ladera Ranch, CA, 92694 The Mortgage Advisory is a Direct Lender. We pride ourselves on high integrity service, trust and fast solutions. With our customized mortgage products, we allow you to make informed decisions for a more satisfying experience and also specializes in standardized home loans, VA loans, FHA loans, low-credit score approval loans, refinancing and more
(949) 218-7075 Lender's profile and map Reviews Dave Financial Inc 49 Downing Street, Ladera Ranch, CA, 92694 Dave Financial is a team of dedicated professionals who care deeply about our clients. Together, we have over 100 years of combined experience in mortgage lending. There are six (6) licensed LO’s on the team and one (1) bilingual processor. Each member of the team is committed to providing an honest, well-communicated.
(949) 535-1530 Lender's profile and map Reviews Pivotal Capital Group 111 Corporate Drive, #270, Ladera Ranch, CA, 92694 "Pivotal Capital Group is a direct lender providing financing for non-owner occupied residential properties throughout California. We lend on fix and flips, ground up construction, bridge/acquisition, and small value-add multifamily property repositions. Pivotal is well-capitalized with institutional private equity, and offers stability, "
(949) 264-2304 Lender's profile and map Reviews Isosceles Mortgage 1656 Hibiscus Ct, Beaumont, CA, 92223 At Isosceles Mortgage. We are a full-service mortgage company based in Beaumont, CA. We specialize in Refi and Purchase Mortgage Loans in Beaumont. We also serve the surrounding cities in Riverside County. Whether you are buying a home or refinancing in any of these zip codes: 92223, 92320, 92373,
(951) 399-2002 Lender's profile and map Reviews Sceptre Mortgage 3111 Beaumont Blvd, Beaumont, CA, 92223 Sceptre Mortgage is a Mortgage Brokerage which means we have relationships with multiple lenders that are standing in line to help our customers reach their goals. By having these relationships, Sceptre Mortgage can offer you the most competitive rates available. We believe that everyone should Rule their domain.
(909) 258-7072 Lender's profile and map Reviews Clear Lending Solutions Inc 1715 Boysen Way, Beaumont, CA, 92223 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(909) 289-4109 Lender's profile and map Reviews Lucid Financial 11220 Casper Cove, Beaumont, CA, 92223 "We specialize in Residential, Multi Family, and Commercial Loans. Whether you are purchasing, selling, or refinancing, I put my experience to work for you. I look forward to the opportunity to demonstrate the benefits of my service. I specialize in first-time buyer programs. including FHA, VA, Conventional, Construction loans, Hard money"
(702) 293-7777 Lender's profile and map Reviews Boulder Dam Credit Union 530 Avenue G, Boulder City, NV, 89006 Since this Credit Union's organization in 1940, we have strived to provide a financial institution where your needs could be met and your financial security attained. You are the only reason we exist. As an owner, you will benefit directly from every dollar the Credit Union earns.