As of 2025, the USDA loan limit for Del-Monte-Forest in Monterey county, CA, is $591,500. Conversely, the FHA limit is $739,450 for a single-family home.
Leverage the Lendersa® USDA loan calculator for a comparison of today's top USDA versus FHA rates. This tool evaluates income, credit, reserves, and essential documents for qualification. The advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, guiding you to pick the best program for your financial situation in
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| Loan Type | Loan Limit | Down payment | |
| USDA | $591,500 | 0% | |
| FHA | $739,450 | 3.5% | |
| Conventional Conforming | $739,450 | 3% |
The aim of Lendersa® is to offer you the best USDA or FHA loans swiftly and effortlessly. Choose from three different starting points to match with lenders and USDA loan programs.
The USDA home loan, guaranteed by the U.S. Department of Agriculture, also termed as USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans, which require a minimum of 3.5% down payment, the USDA mortgage requires no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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