USDA Loan Vs. FHA loan for Del-Monte-Forest, CA [Monterey County Rates 2023]

In 2025, USDA loan limit in Del-Monte-Forest, county of Monterey, CA is $591,500 while FHA limit is $739,450 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Del-Monte-Forest, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(806) 798-5554 1149 miles Lender's profile and map Reviews ALLIANCE Credit Union 6219 TX 327 Spur, Lubbock, TX, 79424 ALLIANCE Credit Union is a not-for-profit financial institution that serves anyone who lives, works, or worships in the counties of Lubbock, Hockley, Lamb, Hale, Floyd, Crosby, Garza, Lynn, and Terry. The mission of ALLIANCE Credit Union is to make a difference financially, and the vision is to be the best financial solution.
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(806) 273-9506 1151 miles Lender's profile and map Reviews Borger Federal Credit Union 1051 North Florida Street, Borger, TX, 79007 At Borger Federal Credit Union, our members matter most. We strive to have individual relationships with all of our members, providing the most insight, education and strongest relationships in the Panhandle. We’ve served our community for over 50 years and as a Credit Union that is owned by you, we are able to offer lower rates on loans.
(785) 460-3321 1151 miles Lender's profile and map Reviews Farmers & Merchants Bank of Colby 240 W 4th ST, Colby, KS, 67701 Farmers & Merchants Bank is Colby's only locally chartered community bank with two locations in Colby for customer convenience. We are a full service institution to satisfy all the financial needs of our customers! We are proud to be a part of Colby and NW Kansas. As a local community bank, we understand the importance.
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(806) 792-1000 1151 miles Lender's profile and map Reviews Lubbock National Bank 4811 50th Street, Lubbock, TX, 79413 Lubbock National Bank is part of a local, family-owned banking legacy that has been serving the people of this area since 1892, when the first settlers began arriving in the South Plains and Texas Panhandle. We introduced ourselves to Lubbock just a few years after the city was incorporated.
(888) 745-7678 1151 miles Lender's profile and map Reviews Pixel Mortgage 3309 67th St, Suite 14, Lubbock, TX, 79413 We offer mortgages for new home purchases at competitive rates. Whether you need cash out or just want a better rate and term, Pixel is here to help with your refinance. Pixel Mortgage works great with real estate agents. Fast pre-qualification, great rates, helpful processing, and great communication are Pixel qualities.
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