USDA and FHA Pro and Con in Pacific-Grove, Monterey County, CA
As of 2026, the USDA loan limit in Pacific-Grove, located in the county of Monterey, CA, is $591,500. Conversely, the FHA limit for a single-family home in this region is set at $739,450.
Utilize the Lendersa® USDA loan calculator to compare the most competitive rates between USDA and FHA loans today. It assists in determining the necessary income, credit status, reserves, and required documentation for qualification. Our advanced mortgage calculator allows a parallel view of USDA, FHA, Conforming, and VA loans to help you choose the best program for your individual financial requirements, particularly if you're in .
Loan limits and down payment requirements for 2026 in Pacific-Grove, Monterey, CA
Loan Type
Loan Limit
Down Payment
USDA
$591,500
0%
FHA
$739,450
3.5%
Conventional Conforming
$739,450
3%
Options for USDA and FHA loans in Pacific-Grove, CA
Lendersa® aims to expedite your acquisition of the most suitable USDA or FHA loan, swiftly and without complications. Commence your journey by selecting from one of three initial options that link you to matching lenders and USDA loan schemes.
The USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is backed by the U.S. Department of Agriculture and is specifically available in rural areas. Distinct from FHA loans—which necessitate a minimum 3.5% down payment—the USDA mortgage demands no down payment, offering a significant advantage to individuals purchasing in designated rural locations.
2980 South Rainbow Boulevard, Suite 200L, Las Vegas, NV, 89146
United Way Mortgage, we are dedicated to you and all your different mortgage needs.We have the experienced loan officers a a team, we've won several awards as diamond broker to a lot of lenders. But, our most important win is making you a happy, life-long customer and Our mortgage firm is here to help you and your business
6625 West Sahara Avenue, Suite 8, Las Vegas, NV, 89146
Mortgage Solutions, LLC is dedicated to provide mortgage services to borrowers in Nevada and California. The company was founded in 2004 and has helped thousands of clients with all of their mortgage lending needs. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution.
Our Private Hard Money loans typically take 5-10 days and are based on equity in the property, not your credit score. We do require strong collateral (the property you're borrowing against), however we can often cross-collateralize a second property of yours to meet equity requirements. Our loans are for business purposes only
Private Hard Money Loans provide fast, equity based hard money funding for loans on residential property as well as commercial loans and land loans, regardless of credit score. For private loans, hard money loans, and bridge loans in California please call us or apply online with our 2 minute quick online application.
San Diego hard money lenders offering investors higher returns on their money and real estate professionals the money they need to fix and flip houses. To put it simply, we care. We care about our investors and borrowers, and are only interested in creating win/win situations for those who partner with us.
75280 Highway 111 Suite 101, Indian Wells, CA, 92210
LTV Private Equity is a locally owned company located in Indian Wells, California. With over 30 years of "Hard Money" experience within the LTV family, we have represented borrowers and lenders throughout the state of California.LTV personally inspects each property in question and gathers their own property data.
800 North Rainbow Blvd, Suite 206, Las Vegas, NV, 89107
Mortgage Ride started in 2019 to provide decades of experience and wealth knowledge to share within this industry even more than that; we wanted to create a place where homebuyers could feel comfortable with a local lender, get expert advice and feel like they were treated like family. Our approach to creating a fun environment.
500 N Rainbow Blvd, Suite 300, Las Vegas, NV, 89107
At Nevada Home Loans we believe in hiring amazing people and providing them with the benefits and opportunities they need to develop in both their personal, and professional life. We help our loan officers grow in their current roles and dream about what’s next.We take pride in the fact that our loan officers are changing the lives of the people
We have a unique way to handle every file we receive. It is the best way to get clients funded. Except for our company, no other will do this. We do our loans inside out. That means, we seek an underwriter’s approval before a loan application is submitted. This approach ensures that time will not be wasted. After all, wasting time is wasting money.
5115 S Decatur Blvd, Suite 200, Las Vegas, NV, 89118
We offer several mortgage-related products to help finance your first home, even lower your monthly payment on your current mortgage, and more. We offer mortgage products such as FHA, Conventional, VA, Non-prime, & even private funding to best suit our client’s needs. Currently operating in our home town Las Vegas, NV. We are currently licensed in
