FHA Vs. USDA loan program for Pacific-Grove, Monterey County, California

In 2025, USDA loan limit in Pacific-Grove, county of Monterey, CA is $591,500 while FHA limit is $739,450 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Pacific-Grove, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(701) 775-3738 Lender's profile and map Reviews University Federal Credit Union 1575 17th Avenue South, Grand Forks, ND, 58201 University Federal Credit Union’s mission is to serve the financial needs of our members by being strong and secure. Since 1937 University Federal Credit Union has grown to meet the needs of our members by providing quality, not-for-profit financial services at reasonable rates.
(701) 780-5733 Lender's profile and map Reviews MED PARK CREDIT UNION 1200 South Columbia Road, Grand Forks, ND, 58201 The Med Park Credit Union exists as a stable financial organization. It provides members services that will encourage them to accumulate savings, provide them a source of credit and to help educate them that they can attain their optimal level of financial security and independence.
(701) 772-2690 Lender's profile and map Reviews Area Community Credit Union 2800 South Washington Street, Grand Forks, ND, 58201 The Area Community Credit Union has a rich heritage in the Greater Grand Forks area. We started as a Federally Charted Credit Union in 1958. We converted to a State Charted in December, 1964 with approximately $52, 000 in assets. Initially, we were a Credit Union solely for the Grand Forks Public School employees.
(701) 795-3357 Lender's profile and map Reviews Alerus Financial 401 Demers Ave, Grand Forks, ND, 58201 With roots tracing back to 1879, Alerus is a diversified financial services company with approximately $31.5 billion in assets under administration/management. We provide business and consumer banking products and services, residential mortgage financing, employer-sponsored retirement plans and wealth management services.
(913) 756-2221 Lender's profile and map Reviews The Farmers State Bank Of Blue Mound 205 South Fifth Street, Blue Mound, KS, 66010 The Farmers State Bank of Blue Mound was chartered in August of 1913 by 26 area men, with capital stock of $10,000.00. The men were mainly farmers, from the surrounding Kansas communities; Centerville to Bronson and Selma/Kincaid to Mound City. The initial board of directors included J. L Pettyjohn, President; Fred Bronson,
(913) 669-0700 Lender's profile and map Reviews HOME LOAN ARRANGERS 11850B S Homestead Ln, Olathe, KS, 66061 Home Loan Arrangers Providing solutions for home loans for all loan types: Conventional, FHA, VA, USDA, Renovation Loans, 203K Loans, VA Escrow Holdback, USDA Escrow Holdback, FHA Escrow Holdback. Purchases and Refinances. Conventional, FHA, VA, USDA, Renovation Loans, 203K Loans, VA Escrow Holdback, USDA Escrow.
(712) 673-2321 Lender's profile and map Reviews Breda Savings Bank 105 Main Street, Breda, IA, 51436 Bank of Breda of Frazier and Frazier originated August 4, 1890. The bank had its first depositor the following day and one month later the bank had ten depositors. Records indicate the bank was paying 8% interest on Time Certificates in September of 1896. The bank was incorporated on January 17, 1906, and the name changed to Breda Savings Bank.
(830) 875-2472 Lender's profile and map Reviews Citizens State Bank Luling TX 200 South Magnolia Avenue, Luling, TX, 78648 Citizens State Bank was founded November 12, 1913 by Dr. Sidney J. Francis. In 1996, the Francis family sold majority ownership to a group headed by Dr. Morris Spector. Dr. Spector joined the Board of Directors in 1993 and currently serves as Board Chairman. Other Board members are Ruben Robledo, D. Wade Hayden, David Spector, Rudy Rodriguez.
(830) 996-3125 Lender's profile and map Reviews Commerce Bank Texas 112 West Fordtran Drive, Stockdale, TX, 78160 Commerce Bank Texas, is a state chartered Commercial Bank, with its initial office located in Stockdale, Texas, established in 1932. The Bank’s operations have expanded into San Antonio and Corpus Christi Texas to increase its commercial, real estate, agricultural and consumer banking offerings and to service a broader customer base.
(660) 582-5747 Lender's profile and map Reviews Northwest Missouri Regional Credit Union 26155 Stolls Country Lane, Maryville, MO, 64468 Chartered in 1933, Northwest Missouri Regional Credit Union is a not-for-profit financial cooperative, owned, controlled, and operated for the benefit of its members. Since there are no outside stockholders to satisfy, the credit union can return a greater percentage of its income to you