USDA and FHA Pro and Con in Pacific-Grove, Monterey County, CA
In 2025, USDA loan limit in Pacific-Grove, county of Monterey, CA is $591,500 while FHA limit is $739,450 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Pacific-Grove, county of Monterey, CA
Loan Type
Loan Limit
Down payment
USDA
$591,500
0%
FHA
$739,450
3.5%
Conventional Conforming
$739,450
3%
USDA and FHA loan options in Pacific-Grove, CA
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
Home Connect, your local California mortgage professional. As a licensed mortgage originator, my reputation is built on professionalism, integrity and the ability to keep transactions on track. I am dedicated to helping my clients obtain a mortgage that fits their specific financial goals.
4000 Barranca Parkway, Suite 250, Irvine, CA, 92604
Est. 2002, we are a financial consulting business working with individuals, families, small businesses, retirees and trusts. Our Mission is Your Financial Success! The Tools and The Experience to help you get more out of your Financial Life! Mark H. the business owner Here is my experience and the basis from which I have created The Harvest Plan
Showcase Agency is a real estate and home loan company serving OC, LA, Riverside, San Bernardino and North San Diego counties. We help our clients buy and sell homes, and get home financing. After closing, we help our clients navigate their personal homeownership journey. We donate $150 to Operation Underground Railroad for every real estate
A2Z Tax & Financials is a Real Estate Brokerage (BRE #01987437) and a Mortgage Broker (NMLS #1393235) offering wide variety of services in the area of real estate purchase and sale, rental, investment, residential and/or commercial, as well as offering different types of mortgages for first time home buyers, investors, conventional,
Cerus Financial, your Southern California Boutique lender where exceptional customer service and relationship building is our number one priority. We’ve simplified the mortgage process with cutting edge cloud based technology and created the tools to give you a seamless hassle-free experience.
5151 California Avenue, Suite 100, Irvine, CA, 92617
We are committed to providing outstanding customer service and the lowest home loan rates to our clients. Whether you are purchasing a new home, or refinancing your existing residence, Kertin Mortgage Group offers you the best available loan programs, trustworthy advice, and will handle your loan in a professional manner.
RMWest’s focus is serving senior clients’ retirement and life-stage needs through the Reverse Mortgage product. Our team of select, seasoned Reverse Mortgage Loan Officers is committed to serving seniors. Our veteran Reverse Mortgage Loan Officers are senior specialists well-versed in considering the the total financial/life stage needs
Our mission is to provide you with high quality mortgage programs that are customized to fit your unique situation. We work & do business in an upfront and fully transparent way. We disclose the fees to the clients in advance and in writing & disclose the rate sheets from various lenders, listing the rates & points passed through from the lenders.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
4790 Irvine Blvd, Suite 105-594, Irvine, CA, 92620
Since 1991 Siavosh "SAM" Ardalan (Broker/Owner) has always served the community with integrity and professionalism. His clients are lifelong. He is an expert negotiator and problem solver. Many transactions have been saved with his creative solutions that made all parties extremely happy.
