USDA Vs. FHA Pro and Con comparison in Tipton, Tulare County, CA

In 2025, the USDA loan limit in Tipton, within Tulare, CA, is set at $342,100. Meanwhile, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare the best available rates for USDA versus FHA loans today. Determine the necessary income, credit standing, reserves, and documents to qualify. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, aiding you in selecting the most suitable program for your financial situation in .

Review loan offers from 100 lenders

2025 Loan Limits and Downpayment Requirements in Tipton, Tulare, CA

Loan Type Loan Limit Down Payment
USDA $342,100 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Tipton, CA

At Lendersa®, we aim to connect you with excellent USDA or FHA loans quickly and with minimal hassle. Choose one of three starting options that will align you with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in CA?

A USDA home loan, guaranteed by the government's Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is strictly available in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Level One Financial
  • 1620 Mill Rock Way, Suite 100, Bakersfield, CA, 93311
  • We are a mortgage broker located in Bakersfield, CA. As a mortgage broker, we work with many different lenders which allows us to give you the most competitive rates & many different loan programs to tailor your specific needs.Our Integrity radiates through maintaining high standards, sticking to our word & providing a culture of honesty & hard wor
  • Karpe Real Estate Center
  • 8501 Camino Media, Suite 400, Bakersfield, CA, 93311
  • Karpe Real Estate Center has been providing private money (hard money) and conventional mortgage loans as well as residential and commercial real estate for over 85 years. We offer a variety of services to assist you with all your real estate needs throughout California, our primary focus is in the Bakersfield, Kern County and Central Valley areas.
  • Clovis 1st Real Estate Services Inc.
  • 635 Barstow Ave, Suite 16, Clovis, CA, 93612
  • Clovis 1st Real Estate Services, Inc. in 1995 to provide our community with the best realtor services that they deserve. We put up the business when we moved to Clovis. We are licensed to provide our real estate sales, home loans, and real estate consultation. We have always valued integrity and a high legal standard of work
  • Park Place Mortgage
  • 418 Pollasky, Clovis, CA, 93612
  • Park Place Mortgage helping our clients, its simple. We want to make real estate personal again. We want to make something that can be stressful and complicated, easy and streamlined. We are local. We live locally, we shop locally, we support local. We make this area our home. We know this market inside and out and are excited.
  • All Access Mortgage
  • 96 Shaw Avenue, Suite 205, Clovis, CA, 93612
  • We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
  • Mission Mortgage & Realty
  • 2700 Clovis Ave. Suite 108, Clovis, CA, 93612
  • At Mission Mortgage and Realty we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.
  • Universal Lending and Real Estate
  • 1522 Shaw Ave, Clovis, CA, 93611
  • A word rarely experienced in today's products and services. We, like you, are looking for it in the products and services that we choose for our lives. It is the primary motivation and goal in what we say and do for our customers. We are very aware that your home represents your hard work, and as for most of u
  • MAV Mortgage
  • 755 North Peach Ave Suite H5, Clovis, CA, 93611
  • At MAV Mortgage, our mission is to set a high standard in the mortgage industry.We are committed to quality customer service -putting the people we serve first.Our goal is to carefully guide you through the home loan process,so that you can confidently select the best mortgage for you & your family from the many mortgage options that are available.
  • Universal Lending & Real Estate
  • 1522 Shaw Ave, Clovis, CA, 93611
  • Our expertise and professionalism are ready,willing & able to accomplish your goal: a no-hassle, up-front loan package for your home at the most competitive rates available anywhere.The above navigation menu bar provides you with an array of choices.We trust you will enjoy the ease & simplicity of our web site's valuable resources in assisting you.
  • Murphy Bank
  • 5180 North Palm Avenue, Fresno, CA, 93704
  • Murphy Bank is a bit unusual. Rather than trying to be all things to all people, we do a few things, and we do them well. We help busy farmers and small business owners get loans for new or used machinery and equipment. We make it easy for them to get customized loans and leases for their vehicles
  • Sierra Mortgage
  • 516 W. Shaw Ave, Suite 200, Fresno, CA, 93704
  • Sierra Mortgage is your premiere mortgage lender located in Fresno, CA. We pride ourselves on offering competitive rates and outstanding service. We make the loan process simple, straightforward, and fast for all types of borrowers. Whether you are purchasing your dream home or looking to refinance an existing loan.
  • Mayu Capital Lending, Inc
  • 516 West Shaw Avenue, Suite 200, Fresno, CA, 93704
  • Mayu Capital Lending, Inc. is a California based lending agency that specializes in residential and commercial financing. With over 11 years in finance, Mayu Capital Lending, Inc. takes a different approach to funding through a preference of portfolio-client relations in place of purely transactional lending.