USDA Vs. FHA Pro and Con comparison in Pixley, Tulare County, CA

In 2025, the USDA loan limit for Pixley in Tulare county, CA, is $342,100, whereas the FHA limit for a single-family home is $472,030.

Utilize Lendersa®’s USDA loan calculator to assess today's top USDA versus FHA rates and determine the necessary income, credit, reserves, and documents to qualify. Our comprehensive mortgage calculator allows you to see USDA, FHA, Conforming, and VA loans side by side, helping you choose the best suited program for your financial goals in .

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2025 Loan Limits and Downpayment Requirements in Pixley, Tulare, CA

Loan Type Loan Limit Down Payment
USDA $342,100 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Pixley, CA

At Lendersa®, our commitment is to quickly connect you with the best USDA or FHA loan, minimizing any hassle. Begin with one of three approaches aligning you with matching lenders and USDA programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in CA?

A USDA home loan is a government-backed mortgage facilitated by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. Available only in rural areas, it contrasts with FHA loans by requiring zero down payment, unlike the FHA's minimum 3.5% requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Karpe Real Estate Center
  • 8501 Camino Media, Suite 400, Bakersfield, CA, 93311
  • Karpe Real Estate Center has been providing private money (hard money) and conventional mortgage loans as well as residential and commercial real estate for over 85 years. We offer a variety of services to assist you with all your real estate needs throughout California, our primary focus is in the Bakersfield, Kern County and Central Valley areas.
  • Greater Heights Financial & Realty Inc
  • 2014Tuland street, Suite 631, Fresno, CA, 93721
  • At Greater Heights Financial & Realty, we’re committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward.
  • NOBLE CREDIT UNION
  • PO Box 8027, Fresno, CA, 93747
  • It started out as Fresno County Employees Credit Union in 1941, we didn’t even have an office location to call home. The credit union existed in the briefcase of Fred E. Main, one of our first members. Despite our humble beginnings, we had a dream to thrive and serve our members well. The decades that followed were tremendously successful
  • Oxford Priority Mortgage Inc.
  • 5118 Winter Pasture Avenue, Bakersfield, CA, 93313
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Fresn credit union
  • 1004 North Van Ness Ave, Fresno, CA, 93728
  • On December 3, 1954, The Fresno Police Department Credit Union was established. The original location was in one of the rooms at the old police department in downtown Fresno. The first member to join our credit union was our police chief at that time. Now we have almost 4000 members.
  • United Local Credit Union
  • 3650 E Ashlan Ave, Fresno, CA, 93726
  • United Local Credit Union is a cooperative corporation owned and operated by you, the members, for the benefit of all who belong. Formed in 1953, the purpose of the Credit Union is to encourage thrift and security and to provide a unique savings and lending service to its members. It offers credit at low rates
  • First California Federal CU
  • 2525 East Shields Avenue, Fresno, CA, 93726
  • First California Federal Credit Union was established November 18, 1924, as Fresno Postal Employees Credit Union, Limited. When the Credit Union first came into existence there were no federal or state laws governing the operation of credit unions, therefore, it was chartered under the provisions of Canadian Credit Union Law.
  • Clovis 1st Real Estate Services Inc.
  • 635 Barstow Ave, Suite 16, Clovis, CA, 93612
  • Clovis 1st Real Estate Services, Inc. in 1995 to provide our community with the best realtor services that they deserve. We put up the business when we moved to Clovis. We are licensed to provide our real estate sales, home loans, and real estate consultation. We have always valued integrity and a high legal standard of work
  • Park Place Mortgage
  • 418 Pollasky, Clovis, CA, 93612
  • Park Place Mortgage helping our clients, its simple. We want to make real estate personal again. We want to make something that can be stressful and complicated, easy and streamlined. We are local. We live locally, we shop locally, we support local. We make this area our home. We know this market inside and out and are excited.
  • All Access Mortgage
  • 96 Shaw Avenue, Suite 205, Clovis, CA, 93612
  • We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
  • Mission Mortgage & Realty
  • 2700 Clovis Ave. Suite 108, Clovis, CA, 93612
  • At Mission Mortgage and Realty we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.