USDA Loan Vs. FHA loan for East-Foothills, CA 2026

During 2026, in East-Foothills, located in Santa Clara county, CA, the USDA loan cap is set at $657,900, while the FHA cap for single-family homes is $822,375.

Leverage the Lendersa® USDA loan calculator to evaluate the best rates for USDA versus FHA loans today. Determine the required income, credit score, reserves, and documentation for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side to help you decide the optimal program for your financial situation in .

Exploring USDA and FHA Loan Options in East-Foothills, CA

The objective of Lendersa® is to provide you with the best USDA or FHA loan as quickly and conveniently as possible. Choose from one of three starting strategies that connect you with matching lenders and USDA loan options.

Lendersa USDA loan request and matching results

What Defines a USDA Loan in CA?

The USDA home loan, also known as the USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and available exclusively in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA mortgages require no down payment at all.

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East-Foothills Lenders
(408) 205-6701 Lender's profile and map American Asian European African, Inc. 2670 South White Road, Suite 233, San Jose, CA, 95148 Lends in California "Committed to the highest level of personal service and integrity since 1988, Joe brings hard work, fairness, and caring to his profession. Joe Tran was joining and got training from Century 21, ERA, Realty World. When Joe is representing a buyer or seller, he gives them his full attention."
(408) 528-7299 Lender's profile and map Sharp Point Mortgage Group 2680 South White Road, Suite 110, San Jose, CA, 95148 Lends in California Sharp Point Mortgage Group Raul Peregrino is a business owner that's been in the Bay Area most of his childhood and adult life. He graduated from Mount Pleasant High School and San Jose State University. He is a San Jose native that knows every part of the bay area. He built his reputation as a no non-sense professional that will help his client.
(408) 270-3850 Lender's profile and map Global Homes & Mortgage Corporation 2670 S. White Rd, Suite 275, San Jose, CA, 95148 Lends in California GLOBAL HOMES AND MORTGAGE CORPORATION is licensed by the California Department of Real Estate as a corporate real estate brokerage firm . Its base of operations is located in San Jose, CA in the heart of what is dubbed in the high technology community as Silicon The Company was incorporated in April 23, 2018 following months of meticulous planning
(408) 433-0404 Lender's profile and map Access Mortgage 1900 McCarthy Blvd, Suite 100, Milpitas, CA, 95035 Lends in California Since 1989, Access Mortgage has been committed to providing clients with the highest quality home loans, combined with some of the lowest mortgage rates available in all of California. Whether you are a first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our expertise
(408) 280-6474 Lender's profile and map Supreme Financial Services 1649 S Main, Suite 107, Milpitas, CA, 95035 Lends in California Supreme Financial Services We are committed to providing the absolute best quality to each and every one of our customers. Over the last 30 years, since our start as a family, we have continued to grow while staying true to our original mission — to give you, the customer, a winning service that you can rely on
(510) 686-2280 Lender's profile and map ERS Mortgage 1313 N. Milpitas Blvd, Suite 100, Milpitas, CA, 95035 Lends in California ERS Mortgage Our real estate and mortgage company puts the power in the hands of our employees and agents to provide a higher quality and efficient service to our clients. We provide the resources, skills and training necessary for success. As our presence continues to expand, we are looking for motivated people to help us grow.
(408) 230-2009 Lender's profile and map Visoochi Realty 630 N 1st Street, San Jose, CA, 95116 Lends in California Vinpaul Corporation Dba Visoochi Realty began operating as a tax services company in the year 2007, with a passion not just for growing itself, but helping people as well. It was with this vision that it expanded its services. Through the years from the tax Service Company, it forcefully entered the real estate, insurance,
(408) 834-7464 Lender's profile and map AARAX Home Loans, Inc. 1313 North Milpitas Boulevard, Suite 120, Milpitas, CA, 95035 Lends in California AARAX Home Loans Inc is customer driven and no wonder 90% of our business comes from referrals, word of mouth from our satisfied Customers. We pride in our service with a smile attitude that makes the loan procedure smooth, swift, timely, efficient and easy for our Clients. We pride in providing hassle free easy Home Loans
(510) 468-4508 Lender's profile and map Abundance 99, Inc. 105 Serra Way, Suite 448, Milpitas, CA, 95035 Lends in California Formed in 2009, we at Abundance are passionate about finding the best financing solutions for our clients’ needs and overall strategy. We are experienced in a wide range of loan options, including home purchase & re-fi, rental properties, short-term bridge loans, fix & flips, constructions, multi-family, and commercial.
(408) 457-1650 Lender's profile and map Indigo Realty Corporation 1551 McCarthy Blvd, Suite 203, Milpitas, CA, 95035 Lends in California We specialize in providing all kind of commercial loans to owners, investors & developers in need of funding outside the scope of traditional banks and lenders. While traditional lenders could take months to close, we can complete the process in days. We provides commercial financing solutions with an outstanding history of service and dedication.