USDA Loan Vs. FHA loan for East-Foothills, CA [ best of 2023]

In 2025, USDA loan limit in East-Foothills, county of Santa Clara, CA is $657,900 while FHA limit is $822,375 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in East-Foothills, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(208) 525-8778 664 miles Lender's profile and map Reviews InterWest Mortgage 1275 E 17th St, Idaho Falls, ID, 83404 InterWest Mortgage, who recently merged with Eagle Bank & Trust, has built a strong reputation as an outstanding mortgage company. Under the leadership of SVP/Branch Manager Joni Kepler, InterWest has regularly been recognized as one of Idaho Falls’ and Bonneville County’s top lenders.
(208) 243-9100 664 miles Lender's profile and map Reviews Idaho First Mortgage 3340 Merlin Dr, Suite 200, Idaho Falls, ID, 83404 We have built a strong reputation as an outstanding mortgage lender, serving the needs of homebuyers throughout the state. We’re a full service mortgage lender with an experienced staff offering expertise in every area of mortgage lending…from purchase to refinance to construction lending.
(360) 872-3565 665 miles Lender's profile and map Reviews Rick Slaughter, Mortgage Lender 207 Van Scoyoc Ave SW, Orting, WA, 98360 We're a full service lender who provides Conventional, VA, FHA and USDA home loans. We also lend on 2nd homes, rental properties, manufactured homes and rehab properties. We also offer down payment assistance, bridge loans, and recast options as well. Conventional, VA, FHA and USDA home loans.
(360) 754-1945 666 miles Lender's profile and map Reviews Washington Business Bank 223 5th Avenue SE, Olympia, WA, 98501 Washington Business Bank provides financial services that enable our clients to become more successful.We may not be the largest bank in the area, but that doesn’t mean we are any less sophisticated when it comes to providing everything you need from your bank. Our team of banking professionals is dedicated to providing you.
(360) 943-7676 666 miles Lender's profile and map Reviews evergreenDIRECT Credit Union. 6001 Capitol Boulevard SW, Tumwater, WA, 98501 evergreenDIRECT Credit Union is owned by each and every member that we serve. It's no surprise our sole focus is to provide quality, flexible services to our members at a reasonable price. Something we call "Banking. At your speed.Banks, on the other hand, are different. They have shareholders and investors to whom they have to pay large profits.
(360) 352-5033 666 miles Lender's profile and map Reviews WCLA Credit Union 2419 Pacific Avenue SE, Olympia, WA, 98501 WCLA Credit Union is committed to providing competitive dividends on deposit accounts and reasonable rates on loans. The money that members deposit into the credit union goes straight back to the logging and timber industry through business loans that finance the purchase of vital equipment.
(800) 893-7824 666 miles Lender's profile and map Reviews One Washington Financial 400 Union Ave SE, Olympia, WA, 98501 We promise our credit unions and their members professional, accurate and efficient service. We value each and every relationship and we are dedicated to making life easier for our credit unions and their members. We commit ourselves to providing a service-first, competitive and compliant mortgage servicing solution for the credit union industry.
(360) 352-2101 666 miles Lender's profile and map Reviews St. Julien Home Loans 204 Custer Way SW, Suite 102, Tumwater, WA, 98501 St Julien Home Loans is a family-owned mortgage solutions company with over 42 years of experience. Located in Tumwater, Washington we service loans all across the state and partner with several banks and credit unions. Founded in 2005 by Bonnie and Wendy St. Julien, a mother and daughter team.
0000000000 666 miles Lender's profile and map Reviews NTFN, INC 711 CAPITOL WAY S, Suite 204, Olympia, WA, 98501 NTFN is a full service mortgage banker established in 1992 originally as Park Cities Mortgage. It was started by two men that felt they could create a better experience for their borrowers. They founded the company on the premise of excellent service, increased control and a faster more flexible process
(360) 791-9220 666 miles Lender's profile and map Reviews Mortgage Northwest 507 Hidden Forest Drive, Olympia, WA, 98513 We are a full-service mortgage company based in Olympia, WA. We specialize in Refinance, Home Purchase, Loans, and Great Rate Mortgages in Olympia, Lacey, Tumwater, Yelm, Tacoma, Shelton, Centralia, Chehalis, and Dupont. We offer a wide range of refinance options, designed to best meet the needs of local borrowers.