USDA Vs. FHA your options comparison in Milpitas, Santa Clara County, CA
In the year 2026, the USDA loan limit for Milpitas, situated in Santa Clara county, CA, is $626,500, whereas for a single-family residence, the FHA limit is $805,000.
Explore the Lendersa® USDA loan calculator to compare today’s premium USDA and FHA rates, assessing necessary income, credit, reserves, and documentation to qualify. Our sophisticated mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA options, assisting you in selecting the optimum program in for your financial needs.
Loan Limits and Required Down Payments for 2026 in Milpitas, Santa Clara County, CA
Loan Category
Max Limit
Initial Payment
USDA
$626,500
0%
FHA
$805,000
3.5%
Conventional Conforming
$805,000
3%
Options for USDA and FHA Loans in Milpitas, CA
Lendersa® is dedicated to helping you find the best USDA or FHA loan quickly and efficiently. Choose any of three starting options that connect you with suitable lenders and USDA loan opportunities.
A USDA home loan, supported and guaranteed by the U.S. Department of Agriculture, is also referred to as a USDA rural development loan or USDA mortgage. It is specifically available for rural areas. In contrast to FHA loans that require a 3.5% minimum down payment, USDA mortgage loans involve no down payment.
495 North Keller Road, Suite 550A, Maitland, FL, 32751
At Mattamy Home Funding, we believe home buyers deserve the best financing available. We have helped thousands of home buyers finance their homes in communities throughout the United States. Our mortgage team includes highly motivated and talented individuals. Every employee plays an important role in making a homeowner's financing
At Fidelity Funding, we know that each customer has specific needs such as first time home buyers, move-up buyers, and investors. As a direct lender, we offer a wide variety of loan products to meet this broad range of borrowers needs. We provide financing to FHA, VA, FNMA, FHLMC, USDA, and Construction Perm loans.
670 N. Orlando Avenue, Suite 101, Maitland, FL, 32751
Clifton Mortgage Services LLC is a Licensed Mortgage Lender, giving our clients the ability to obtain the best rates an terms in the market place with out the hassle of shopping with multiple banks. The overall strength of the Firm is derived by the quality, commitment, and expertise of its Executive Members
Whether you are a new home buyer, realtor, or mortgage broker seeking assistance on a challenging mortgage request, it is our dedication to creative underwriting, quality presentation; ultimately providing creative mortgage solutions even in the toughest situations which make us stand out.
Homelife International Mortgage is the choice for all residential and commercial funding needs. Since 2002 HLIM originated and funded thousands of conventional, subprime and private money loans throughout the United States and We pride ourselves on being the most creative mortgage company in our industry.
Streamline Mortgage Solutions in 2005 to offer customized services that allow clients access to the industry’s best pricing. We are now leaders in our field, offering mortgage options to anyone purchasing a home in the state of Florida. If you’re looking for one of the best mortgage brokers in Florida to take care of you
"Strategic Funding provide mortgages in Orlando, Winter Park and all of central Florida. Service is our top priority. We will work tirelessly to obtain the lowest cost loan in the least possible time. We pride ourselves on exceeding our customer's expectations in finding the best rates, service and options for a home.
Absolute Home Mortgage Corporation headquartered in Fairfield, NJ provides quality mortgage banking services to existing homeowners and new home buyers. We're committed to the integrity of our business and providing exceptional lending services to people at every stage of owning a home.
15400 Calhoun Drive, Suite 120, Rockville, MD, 20855
Fairway Asset Corporation has a mission to provide the best mortgage broker and lender services in an honest, professional manner that reflects the highest industry standards. We provide customized mortgage solutions for clients by utilizing experienced know-how and professional knowledge to satisfy each client’s specific goals, needs, and risk.
At Aspen Home Mortgage, Inc. we utilize all of the current technological advances available to expedite the application process without ever losing site of the fact that we are in the service business. We have a team of highly trained and knowledgeable Loan Officers placed in strategic locations.
11551 Nuckols Road, Suite G, Glen Allen, VA, 23059
Colonial 1st Mortgage We are a broker, which gives us the ability to shop multiple banks to find the right loan for you. We process your loan in house so that you are talking directly with us from beginning to end We offer an online application process or if you prefer to apply in person we are right here in Richmond.
