USDA Loan Vs. FHA loan for Milpitas, CA [ best of 2023]

In 2025, USDA loan limit in Milpitas, county of Santa Clara, CA is $626,500 while FHA limit is $805,000 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Milpitas, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(912) 270-3178 2301 miles Lender's profile and map Reviews Dove Mortgage, Inc. 617 Windhaven Drive, Hinesville, GA, 31313 Dove Mortgage, Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you
(912) 368-3980 2301 miles Lender's profile and map Reviews Moody Mortgage Corporation 108 S Commerce St, Hinesville, GA, 31313 At Moody Mortgage Corporation we take pride in our great customer service. Our staff is here for you, so don’t hesitate to contact us if you have any questions, problems or maybe a suggestion. We would love to hear from you. Moody Mortgage Corporation works with multiple lenders.
(336) 662-6200 2301 miles Lender's profile and map Reviews Summit Credit Union 8210 West Market Street, Greensboro, NC, 27409 Summit Credit Union is a not-for-profit cooperative serving members since 1935. Summit is a full service financial institution offering products from traditional savings and checking accounts, to lending, financial advising, property, life, casualty insurance, and more. We have eight branches conveniently located throughout North Carolina.
(803) 802-3733 2301 miles Lender's profile and map Reviews Freedom Lending, LLC 146 N. 4th Street, Albemarle, NC, 28002 Freedom Lending, LLC. makes no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the information, products, services, or related graphics contained in/on this website for any purpose and will not be liable for any loss or damage
(814) 887-5555 2301 miles Lender's profile and map Reviews Hamlin Bank and Trust Company 333 West Main Street, Smethport, PA, 16749 Hamlin Bank and Trust Company is a state chartered commercial bank and offers a variety of financial and trust services. Established in 1863, Hamlin Bank and Trust Company was the first bank to service the communities of McKean County in Northwestern Pennsylvania. Hamlin Bank and Trust Company is located in Bradford, PA, United States.
(814) 834-9518 2302 miles Lender's profile and map Reviews Mountain Laurel Federal Credit Union 413 South Michael Street, Saint Marys, PA, 15857 Mountain Laurel Federal Credit Union is a not-for-profit financial institution owned by its members. It is our goal to provide our members with a full range of financial services at competitive rates, while maintaining financial stability. In offering these services, we will promote thrift.
(803) 937-6398 2302 miles Lender's profile and map Reviews Unity Mortgage of SC LLC 1705 Carolina Ave, Orangeburg, SC, 29115 At Unity Mortgage of SC LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options
(716) 373-0155 2303 miles Lender's profile and map Reviews Olean Teachers and Postal County Federal Credit Union 1700 Constitution Avenue, Olean, NY, 14760 The Olean Teachers and Postal Federal Credit Union was chartered in 1952. It is a not-for-profit financial institution owned and controlled by the members and is operated for your benefit through a Board of Directors elected by the members. The Board of Directors is the policy making and the governing body of the Credit Union.
(716) 372-6607 2303 miles Lender's profile and map Reviews Olean Area Federal Credit Union 1201 Wayne Street, Olean, NY, 14760 Olean Area Federal Credit Union is a not-for-profit, financial cooperative owned and operated by our members. For more than 40 years, we have provided excellent service and financial opportunities to our members. From checking, savings and share certificates to our low rate installment, home and mortgage loans as well as credit cards and business p
(336) 209-8819 2303 miles Lender's profile and map Reviews IMG Mortgage Greensboro 5574 Garden Village Way, Suite B-3, Greensboro, NC, 27410 Integrity Mortgage Group offers wide range of lending programs, including first time home buyer/FHA loans as well as loans for well-established customers thinking about second homes, vacation homes, investment properties, rental units, and "fixer-uppers." We also have a variety of money-saving refinancing options.
(336) 852-5572 2303 miles Lender's profile and map Reviews First Carolina Mortgage 102 Dolley Madison Road, Greensboro, NC, 27410 At First Carolina Mortgage, we have been proudly serving the Greensboro, Triad, North Carolina area since 1990. We strive to render professional service in a friendly atmosphere. Our loan officers have the skills and experience to meet your lending needs. Customer satisfaction will always be our top priority.