USDA Vs. FHA your options comparison in Alum-Rock, Santa Clara County, CA

In 2024, USDA loan limit in Alum-Rock, county of Santa Clara, CA is $657,900 while FHA limit is $822,375 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2024 loan limits and downpayment requirments in Alum-Rock, county of Santa Clara, CA

Loan Type Loan Limit Down payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

USDA and FHA loan options in Alum-Rock, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • The Waggoner National Bank of Vernon
  • 1818 Texas Street, Vernon, TX, 76384
  • At the time the Waggoner National Bank received its charter as a national bank this country was at war with Spain. The Famous Oklahoma land rush was on the calendar for that year. With a population estimated at 2, 800 Vernon had two cotton gins with the capacity to process 80 bales of cotton a day.
  • Central Nebraska FCU
  • 609 South Locust, Grand Island, NE, 68801
  • Central Nebraska Federal Credit Union has been open since 1985. The credit union has assets totaling $12.21 Million and provides banking services to more than 1, 000 members. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
  • Home Federal Bank
  • 221 S Locust St, Grand Island, NE, 68801
  • Home Federal Bank To provide solutions to our customers that enhance their financial security in the most convenient and efficient way possible while striving to provide the most value and return to our stakeholders. Home Federal Bank was founded by Buck Beltzer in May of 1935. Home Federal Bank's first office was located in the Grand Island.
  • San Angelo Federal Credit Union
  • 235 W 1st Street, San Angelo, TX, 76903
  • San Angelo Federal Credit Union was organized in 1939 and is the oldest federal credit union in the area. Our philosophy has always been to provide affordable credit, help educate members to make sound decisions with their financial matters and offer competitive products and services.
  • Goodyear San Angelo Federal Credit Union
  • 809 Knickerbocker Road, Suite E, San Angelo, TX, 76903
  • We have been giving our membership one-on-one service since 1974. We want to do the same for you. Call Marshall for pre-approval on loans and schedule time for him so he is available when "you" go shopping. Whether you buy in town or out of town, we will be available to talk to you and your salesperson so the purchase goes quickly and smoothly.
  • Concho Valley Credit Union
  • 1002 South Abe Street, San Angelo, TX, 76903
  • Concho Valley Credit Union was organized in 1930 for the postal workers and was named Postal Credit Union. In 1980, the name was changed to Concho Valley Government Employees Credit Union to reflect the true membership covered. Then, in the summer of 2005, our name was changed once again to Concho Valley Credit Union.
  • Western Shamrock Corporation
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  • Western Shamrock Corporation is the corporate successor to a single, small-loan office opened by the Company's founder, Milton Pierce, in 1965 in Lubbock, Texas. From this single location in the Texas panhandle, the Company has grown to nearly two hundred offices in four states..
  • Fairview Savings and Loan Association
  • 301 North Main, Fairview, OK, 73737
  • Fairview Building and Loan Association was to provide working class people with a means of purchasing a home. This goal was accomplished by a concept which began in England in the eighteen century whereby individuals deposited their money with the building and loan in exchange for the future opportunity to borrow funds to purchase a home. Loans wer
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  • Trans Texas Southwest Credit Union
  • 3401 Loop 306, San Angelo, TX, 76904
  • The mission of Trans Texas Southwest Credit Union is to provide quality financial services to our members through the offering of deposit accounts to meet investment needs and to insure the availability of a competitive lending program handled in a cooperative spirit. Trans Texas Southwest Credit Union Chartered in 1954.
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  • Concho Educators Federal Credit Union was chartered in 1941 to fulfill the financial needs of Educators within Tom Green County. The initial field of membership for the credit union was limited to teachers and administrators employed by the San Angelo Independent School District.