USDA Vs. FHA your options comparison in Santa-Clara, Santa Clara County, CA
In 2025, the county of Santa Clara in Santa-Clara, CA, has a USDA loan limit of $657,900, whereas the FHA limit for a single-family home is $822,375.
Utilize the Lendersa® USDA loan calculator to evaluate today's best USDA versus FHA rates. Determine the necessary income, credit, reserves, and documents for qualification. Our sophisticated mortgage calculator allows you to compare USDA, FHA, Conforming, and VA options, helping you choose the most suitable program in for your specific financial situation.
2025 Loan Limits and Down Payment Requirements in Santa-Clara, Santa Clara County, CA
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Explore USDA and FHA Loan Options in Santa-Clara, CA
Lendersa® aims to provide you with the best USDA or FHA loan quickly and hassle-free. Choose one of three starting points to match with lenders and align with USDA loan programs.
A USDA home loan, insured by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, the USDA loan requires no down payment.
Wisconsin Mortgage Corporation Offering home loan services since 1983, Wisconsin Mortgage Corporation has been providing quality home loans across Wisconsin. Through the years, Wisconsin Mortgage Corporation has always delivered the most progressive mortgage solutions available. Technology and a highly professional team.
Our Banking Team understands the value that local ownership brings to the community. We support community organizations, partner with projects, and remain sensitive to community needs. At Flora Savings Bank, you will receive the "personal touch" that is missing in many financial institutions.
In 1977, a group of area business people noticed that Flora, Illinois had limited choices when it came to financial institutions. These business leaders from Flora and the surrounding communities came together and, on January 19, 1978, Flora Bank & Trust opened for business in a temporary banking facility located at 1010 West North Avenue in Flora.
We are a community bank, with community values. Our employees are your friends and neighbors, which is why we are so passionate about helping our customers and the communities we serve. Live for Today. Bank for Tomorrow. We’ve served the people of Illinois for over 100 years. Now, the good people of Edwardsville are also in those ranks!
Blaw Knox Credit Union is a great place to save your money. Our share accounts provide a great vehicle for saving money for those special events in life. Maybe you are saving for Christmas, or a wedding. It could be for college education, or just for that rainy day. Whatever the reason, Blaw Knox Credit Union provides better
The Mattoon Community Unit #2 Credit Union was formed in 1960 to provide employees of the Mattoon school district a convenient place to save and borrow money. In 1975, the credit union merged with the Charleston Teachers’ Credit Union to form what is now the AREA EDUCATIONAL CREDIT UNION.
The Champaign County School Employees’ Credit Union is a not-for-profit organization owned and operated by its members for the benefit of all who belong. You can become a member if you are employed by any school in Champaign County. Membership is also available to the family of members.
Central Illinois Credit Union is a not-for-profit, member-owned financial institution whose purpose is to provide its membership a full range of quality financial services at competitive rates. We are committed to member service in a friendly atmosphere, long term financial stability, promotion of thrift, and involvement in our community.
First Mid Bank & Trust, N.A. (“First Mid Bank”); First Mid Wealth Management Co.; and First Mid Insurance Group, Inc.First Mid is a $6.0 billion community-focused organization that provides a full-suite of financial services including banking, wealth management, brokerage, ag services, & insurance through a sizeable network of locations throughout.
