USDA VS FHA in East-San-Gabriel, Los Angeles County, CA

In 2026, the USDA loan cap in East-San-Gabriel, county of Los Angeles, CA, is $657,900, whereas the FHA limit for a single-family home stands at $822,375.

Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates and determine the necessary income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, assess USDA, FHA, Conforming, and VA loans side by side, helping to choose the best program for your financial situation in .

Compare loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in East-San-Gabriel, Los Angeles County, CA

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

USDA and FHA Loan Choices in East-San-Gabriel, CA

Lendersa® aims to secure the best possible USDA or FHA loan for you quickly and without hassle. Choose one of three starting points that lead to matching lenders and USDA loan options.

Lendersa USDA loan request and matching results

What is a USDA Loan in CA?

A USDA home loan is a government-backed loan by the Department of Agriculture, often called a USDA rural development loan or USDA mortgage, available only in rural areas. Unlike FHA loans, which require a 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • SV Commercial Lending -Marty Lefton Strategic Commercial Mortgage Broker/Owner
  • 10873 Northoak Square, Cupertino, CA, 95014
  • Marty Lefton is dedicated to creating and preserving wealth for clients by providing highly comprehensive and strategic financial lending solutions. He uses a holistic approach by first understanding as many of the pieces of a client’s situation as possible, and then looking at what makes the best financial sense for the client
  • Ocean Mortgage
  • 19620 Stevens Creek Blvd, Suite 280, Cupertino, CA, 95014
  • We can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from. We'll guide you through the process and make it worry-free to improve your interest rate and monthly payment.
  • Ascend Realty and Financial Corporation
  • 957 Vernie Ct, Cupertino, CA, 95014
  • Ascend has had ONE focus in mind - our clients. We live and breathe in Silicon Valley and our team members are often former engineers themselves, so we understand and resonate with our clients and know what matters the most. From commute route, school, up size/down size at different stages for housing, to rate, term.
  • Prince Realty, Inc.
  • 1018 East El Camino Real, Sunnyvale, CA, 94087
  • PrinceRealtyUSA.com is one stop solution for Real Estate and No Cost, No point, No fee Refinance/purchase loan options in California. Prince Realty covers prime properties, REOs in Silicon Valley/Bay Area (Peninsula, East and South Bay Areas) and also wholesale lender we provide pre-approval and excellent interset rate.
  • Googain
  • 1288 Kifer Road, Suite 208, Sunnyvale, CA, 94086
  • We offer robust mortgage tools available on the Internet - easy, convenient, online shopping for comprehensive loan programs and current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.
  • TJ Harder Loan
  • 1288 Kifer Road, Suite 208, Sunnyvale, CA, 94086
  • We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms and costs-to meet your uniq
  • Phoenix Real Estate Investment Corp.
  • 1202 Kifer Rd, Sunnyvale, CA, 94086
  • Phoenix Real Estate Investment Corporation operates a highly professional, ethical, and agent-friendly full-service real estate, mortgage and investment company. The company was founded in 1998 by Murphy Deng, CEO of the firm, and incorporated in 2000. The company has achieved phenomenal growth since then from a single small office,
  • StarRiver Real Estate & Loan Services
  • 1294 Kifer Road, Suite 701, Sunnyvale, CA, 94086
  • We provide one stop real estate and mortgage service to customer to save their time and efforts. Located in the heart of Silicon Valley, San Francisco Bay Area, California. Whether you are buying or selling primary residence, Second home, Investment property, Mutil-family, Luxury home, we can help!
  • Star One Credit Union | Sunnyvale
  • PO Box 3643, Sunnyvale, CA, 94088
  • Star One is one of Silicon Valley’s largest member-owned financial institutions. Membership is open to individuals who live, work or attend school in Santa Clara County and several neighboring counties. Our mission is to improve each member's life by delivering valuable financial services.