USDA Loan Vs. FHA loan for San-Marino, CA 2026

In the year 2026, the USDA loan limit available in San-Marino, located within the county of Los Angeles in CA, stands at $657,900. Meanwhile, the FHA loan limit for a single-family home is set at $822,375. These limits determine the maximum loan amount that can be borrowed under each program.

The Lendersa® USDA loan calculator is designed to help you compare the best available rates between USDA and FHA loans today. This tool is instrumental in understanding the necessary income, credit ratings, reserves, and documents required to qualify for each type of loan. With our advanced mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA loan programs side by side. This comprehensive comparison aids you in selecting the most suitable financial program for your specific circumstances in .

Exploring USDA and FHA Loan Options in San-Marino, CA

At Lendersa®, our mission is to secure the optimal USDA or FHA loan for you promptly and effortlessly. You can initiate your search with one of three starting points that connect you with lenders matching your profile and desired loan programs.

Submit the Ultimate Request for USDA/FHA Loan Optimization - Tailor your request to maximize your chances of getting the best offers.
Investigate USDA and FHA Rates & Terms First - Leverage this resource to survey interest rates and terms before finalizing your decision.
Browse the Extensive USDA Lenders Directory - Access the most comprehensive database to find potential lenders who meet your criteria.

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Understanding USDA Loans in CA

A USDA home loan, guaranteed by the U.S. Department of Agriculture, is also known as a USDA Rural Development Loan or a USDA Mortgage. This type of loan is exclusively available in rural areas. Unlike FHA loans, which require a down payment of at least 3.5%, USDA mortgages require no down payment. This makes them a compelling option for eligible borrowers residing in designated rural regions, allowing for 100% financing of the property.

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(510) 579-8992 Lender's profile and map Reviews Abacus Financial Services 939 Corporate Way, Fremont, CA, 94539 Abacus Financial Services full service mortgage lender. We serve all sectors of the mortgage market. No matter if you purchasing a new home, re-financing with additional cash return, no cash return or no job right now, for home or for investment properties, for fixed or adjustable rates.
(510) 795-2200 Lender's profile and map Reviews Home Advantage Corporation 702 Brown Road, Suite 200, Fremont, CA, 94539 Home Advantage Corp as a real estate office and expanded business to include a loan brokerage and development business. The Real Estate and loan brokerage have been successfully grown and have established name recognition in their niche market. The development business has grown from single custom home to several large multi-family home projects.
(510) 472-8939 Lender's profile and map Reviews Axel Real Estate and Home Loans Inc. 2265 Ocaso Camino, Fremont, CA, 94539 Axel Real Estate and Home loans is a family based business run by husband and wife team. Our Profit margins are so slim that no other Agents can afford to beat. My husband Rizwan (Rizzi) Elahi has 30 years of mortgage processing and underwriting experience. He structures the hardest loan files for successful and on time close of escrow .
(510) 750-2204 Lender's profile and map Reviews Polaris Financing 39560 Stevenson Place, Suite 119, Fremont, CA, 94539 Polaris Financing is a CA Mortgage Broker helping clients with their lending needs throughout CA. Not all lenders are the same & not all offer the same interest rates. As a broker, we can shop your loan to many lenders & get you the best rate on the market, whether you are buying your first home, refinancing your existing home.
(510) 376-8444 Lender's profile and map Reviews Marvel Realty 42003 Via San Carlos, Fremont, CA, 94539 Marvel Realty is a boutique full-service real estate company specializing in homes in the San Francisco Bay Area and the Los Angeles Metropolitan Area. Our number one focus is on representing our clients, combining our intimate understanding of these markets with a client-oriented experience.
(510) 377-9059 Lender's profile and map Reviews Horizon Financial Associates 39680 Mission Boulevard, Fremont, CA, 94539 Horizon Financial Associates has been dedicated to treating our clients like family – with the utmost attention to detail and customer satisfaction. We are pleased to be your comprehensive source for all of your home financing needs – from a first home, to investment property, construction loans, cash out refinances and reverse mortgages.
(510) 257-4020 Lender's profile and map Reviews C&R Premier Funding 360 Yampa Way, Fremont, CA, 94539 At Calphia Realty, we want to empower people both clients and employees to achieve their dreams and goals. We strive to integrate business with a fulfilling life, motivated and a fun place to work. We've assembled a group of highly principled people who have demonstrated high standards of professionalism throughout their careers.
(510) 520-4232 Lender's profile and map Reviews Icon Real Estate and Loans, Inc. 194 Francisco Lane, Suite 108, Fremont, CA, 94539 Icon Real Estate and Loans, Inc over 20 years in the business, I have developed a tried and true method when it comes to designing impressive marketing campaigns and understanding the elements of sales. When it comes to buyers, it's all about understanding their needs and finding the best home.