USDA Loan Vs. FHA loan pro & con for North-El-Monte, Los Angeles County, CA

In 2025, USDA loan limit in North-El-Monte, county of Los Angeles, CA is $657,900 while FHA limit is $822,375 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in North-El-Monte, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(806) 373-0736 913 miles Lender's profile and map Reviews Santa Fe Federal Credit Union 7600 Hillside Road, Amarillo, TX, 79119 Santa Fe Federal Credit Union is a full-service credit union that is designed to meet all of your financial needs. Our roots are serving the BNSF railroad, but we have now made it possible for YOU to be a member too. From (really) free checking accounts to high interest rates on savings accounts and low interest on loans.
(806) 477-1470 913 miles Lender's profile and map Reviews Spirit Mortgage 4501 First United Bank Parkway, Amarillo, TX, 79119 Roots run deep in West Texas for First United Bank. In fact, all our roots are right here. Since beginning in 1907 as The First State Bank of Dimmitt to First United Bank today, our business model has always been focused on West Texas communities, the people who live and work here and their distinct financial needs.
(806) 290-1920 913 miles Lender's profile and map Reviews Pamela Madore Mortgage 3955 South Soncy, Amarillo, TX, 79119 Pamela Madore has had more than 30 years experience in the Real Estate and Mortgage Industry. Pamela Madore is a Keller Williams Global Property Specialist and is able to market your property throughout the world. She has lived in Maine, Florida and now Texas and has experience is the sales of recreational property, multi-family properties.
(844) 780-5300 913 miles Lender's profile and map Reviews Converse County Bank WY 322 Walnut St, Douglas, WY, 82633 Converse County Bank is able to offer the leading-edge financial products and services of today’s very busy world, we’re still local. Still providing safe harbor. Still committed to fulfilling the dreams of those we serve. We’re here when you need us, with our extended customer service hours.
(406) 442-8870 913 miles Lender's profile and map Reviews Ascent Bank 2037 N Last Chance Gulch, Helena, MT, 59601 In 1970, Paul Caruso, Sr. moved to Helena and established Ascent Bank, formerly First Security Bank of Helena. Paul believed that being a family owned and managed bank meant truly supporting the community and creating a culture that saw every customer as having unique needs. Paul and the entire staff saw finding solutions.
(406) 495-2526 913 miles Lender's profile and map Reviews Valley Bank of Helena 3030 North Montana Ave., Helena, MT, 59601 Valley Bank proudly serves the Helena Valley and surrounding areas, helping businesses and individuals achieve their financial goals every day. We are a division of Glacier Bank, which is owned by Glacier Bancorp, Inc. (GBCI), a regional bank holding company headquartered in Kalispell, Montana.
(406) 442-3080 913 miles Lender's profile and map Reviews Opportunity Bank of Montana 1400 Prospect Ave, Helena, MT, 59601 At our heart we are a Montana community bank. We are part of each community we serve. We volunteer, donate, build, educate, and strive to make our communities stronger. Our mission is to provide strong financial futures for Montanans. Opportunity Bank of Montana opened our doors in Helena, Montana in 1922.
(406) 442-1421 913 miles Lender's profile and map Reviews Vocal Credit Union 2910 Prospect Ave, Helena, MT, 59601 Vocal Credit Union is an established financial institution whose operating principles are guided by our members. Since 1954, we have developed strong relationships with our membership and feel confident offering the full strength of our services to members at all stages of their lives. Our experienced and knowledgeable staff tailor.
(800) 343-5362 913 miles Lender's profile and map Reviews Intrepid Credit Union 915 Kessler St., Helena, MT, 59601 Intrepid Credit Union offers its members the latest in technology as well as a full menu of products — from all types of loans (including mortgage) to 24-hour account information by phone or internet, bill pay, free rewards checking, various savings accounts for all ages, as well as IRAs, Share Certificates, & Mastercard credit cards & debit cards.
(509) 754-5233 914 miles Lender's profile and map Reviews GRANCO Federal Credit Union 217 Alder Street SW, Ephrata, WA, 98823 Since 1956, GRANCO Federal Credit Union has been providing friendly member service in Ephrata, Moses Lake and the surrounding area. The cooperative philosophy that started the credit union still rings true today. GRANCO will consider a member’s credit score, but will not deny any loan due to credit score alone.
(432) 333-5600 914 miles Lender's profile and map Reviews First Basin Credit Union 2740 N. County Road West, Odessa, TX, 79764 First Basin, we strive to provide our members with the latest in technology and ease of access to their accounts. Make a loan payment online, pay your water bill, transfer funds into your savings account, check your balance with your mobile device, and much more... All at your fingertips and for your convenience.