As of 2026, the USDA loan threshold for North-El-Monte, found in Los Angeles county, CA, is $657,900. Meanwhile, for a single-family residence, the FHA loan cap is $822,375.
By utilizing the Lendersa® USDA loan calculator, you can explore the best USDA rates in comparison to FHA today and identify the income, credit scores, reserves, and documentation required for qualification. Our sophisticated mortgage calculator presents side-by-side comparisons for USDA, FHA, Conforming, and VA programs, aiding your decision-making on the optimal financial solution in Alabama.
Compare various loan offers from a hundred lenders
| Type of Loan | Maximum Loan Amount | Initial Down Payment |
| USDA | $657,900 | 0% |
| FHA | $822,375 | 3.5% |
| Conventional Conforming | $822,375 | 3% |
The objective of Lendersa® is to secure for you the best USDA or FHA loan quickly and easily. Select from three distinct initial options that lead to matched lenders and USDA loan arrangements.
The USDA loan is a type of mortgage backed by the U.S. Department of Agriculture, often known as the USDA Rural Development loan, available exclusively in rural areas. Unlike FHA loans that demand at least a 3.5% down payment, the USDA mortgage requires no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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