USDA Vs. FHA Pro and Con comparison in North-El-Monte, Los Angeles County, CA
As of 2025, the USDA loan threshold for North-El-Monte, found in Los Angeles county, CA, is $657,900. Meanwhile, for a single-family residence, the FHA loan cap is $822,375.
By utilizing the Lendersa® USDA loan calculator, you can explore the best USDA rates in comparison to FHA today and identify the income, credit scores, reserves, and documentation required for qualification. Our sophisticated mortgage calculator presents side-by-side comparisons for USDA, FHA, Conforming, and VA programs, aiding your decision-making on the optimal financial solution in Alabama.
2025 loan limits and downpayment details in North-El-Monte, Los Angeles county, CA
Type of Loan
Maximum Loan Amount
Initial Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Loan Choices with USDA and FHA in North-El-Monte, CA
The objective of Lendersa® is to secure for you the best USDA or FHA loan quickly and easily. Select from three distinct initial options that lead to matched lenders and USDA loan arrangements.
The USDA loan is a type of mortgage backed by the U.S. Department of Agriculture, often known as the USDA Rural Development loan, available exclusively in rural areas. Unlike FHA loans that demand at least a 3.5% down payment, the USDA mortgage requires no down payment at all.
New Omni Bank, National Association is a nationally-chartered, FDIC insured, commercial bank. Founded in 1980 as “Monterey Park National Bank, " we have been proudly serving our community for almost 40 years. We offer a range of deposit and loan products, including residential mortgages, commercial real estate loans, commercial loans, & SBA loans.
Our company is committed to delivering the highest level of service to earn the deepest level of trust. While other agents and loan officers spend most of their time looking for new business, we want to commit ourselves to spending 100% of that time focusing on making sure you have a smooth
AAA Lendings is a direct mortgage lender with over 20 years of lending experience. We have a group of experienced professionals providing services for home buyers and people with mortgage needs. We offer 100+ customized loan programs in conventional, FHA, VA, EZ qualified and foreigner nationalloans.
Uni First Investment company is part of the Investment Firms Industry focuses on educating first time home buyers, saving people money through refinances, giving people the opportunity for a better life through reverse mortgages. We take pride in providing superior customer service and creating satisfied customers.
1055 E. Colorado Boulevard, Suite 500, Pasadena, CA, 91106
Green Street Mortgage Company was founded in 1991, and since it's inception our goal has been to help our clients make informed decisions regarding their real estate financing options. We understand the unique needs of the real estate investor and we possess the knowledge and experience to get the job done right.
33 S. Catalina Ave, Suite 102, Pasadena, CA, 91106
Housing Financial Corp. - Mortgage Lender is located in Pasadena, California, and was founded in 2012. Housing Financial provides residential mortgage financing. This business is working in the following industry: Loan companies. Annual sales for Housing Financial Corp. - Mortgage Lender are around USD 191, 813.00.
1055 E. Colorado Blvd, Suite 500, Pasadena, CA, 91106
Sierra Capital Mortgage has provided clients throughout California the best possible financing solutions by leveraging our experience and extensive network of lending partners. We are committed to providing our clients expert advice, extremely competitive interest rates, and exceptional customer service.
33 S. Catalina Ave, Suite 101, Pasadena, CA, 91106
At Lender Price, we believe in disrupting the mortgage lending industry by equipping the lending community with innovative technologies that enhance user experience and streamlines the mortgage loan process. Lender Price provides an Openly Accessible Marketplace for mortgage loan originators to price mortgage loans
1055 East Colorado Boulevard, Suite 500, Pasadena, CA, 91106
Rose City Realty, Inc., was founded in 1999 and incorporated in 2001 by Preston Howard, a California mortgage broker and licensed real estate broker, with the mission of providing real estate financing solutions with corporate knowledge – with a personal touch. By building a personal network of non-traditional resources to fund loans
600 South Lake Avenue, Suite 408, Pasadena, CA, 91106
We specialize in residential home loans. We offer many unique home buyer programs and refinance programs to help save you thousands of dollars. We are helpful, experience and focus on providing a great service and value to those who entrust in us. residential home loans. We offer many unique home buyer programs
Blue Fox Capital Corp specialize in all kind of commercial loans to owners, investors and developers in need of funding outside the scope of traditional banks and lenders. We offer loans for almost every scenario including residential fix and flip, new construction, transactional funding, and commercial "value add lending.
