USDA Vs. FHA your options comparison in Arcadia, Los Angeles County, CA
In the year 2025, the limit for USDA loans in Arcadia, within the county of Los Angeles, CA, has been set at $776,600, while the FHA loan limit for purchasing a single-family home is $1,089,300.
Utilize the Lendersa® USDA loan calculator today to compare the top USDA and FHA rates, and to understand the required income, credit score, reserves, and documents necessary for qualification. Our cutting-edge mortgage calculator allows you to align USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the best financing option for your particular situation while residing in Alabama.
Loan limits and downpayment requirements for 2025 in Arcadia, county of Los Angeles, CA
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Options for USDA and FHA loans in Arcadia, CA
Lendersa® is dedicated to securing you the most favorable USDA or FHA loan swiftly and with minimal hassle. Begin by choosing one of our three routes to connect with lenders and USDA loan programs.
A USDA home loan is guaranteed by the U.S. Department of Agriculture and is often referred to as a USDA rural development loan or USDA mortgage, specifically for rural areas. Unlike FHA loans which demand a minimum 3.5% down payment, USDA loans require no down payment at all.
Grasslands is a cooperative, not-for-profit financial institution, chartered by the federal government, owned and controlled by our members. We are governed by a five member volunteer Board of Directors elected by the membership. Associate directors with non-voting rights are welcome to apply for appointment to serve.
Fort Peck Community Federal Credit Union is a member-owned, not-for-profit organization whose objective is to meet the financial needs of our members. We take pride in helping our members get the best value for their money Fort Peck Community Federal Credit Union was started in 1952 by nine Fort Peck residents.
Custer Federal State Bank we pride ourselves on giving each customer the most convenient and secure financial services available adorned with a superior customer service experience and hometown feel. Custer Federal State Bank has all the tools you need to achieve your financial goals.
The Mission of Nebraska State Bank & Trust Company is to provide strategic growth for our customers, our communities & our employees by supporting economic success through sound financial principles. Since 1917, our integrity and passion have enabled us to offer innovative products, deliver superior service & make local decisions for our customers.
Comanche County Federal Credit Union has been open since 1964. The credit union has assets totaling $33.98 Million and provides banking services to more than 4, 000 members.
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups
Liberty National Bank is a real bank for real people; a bank you can trust in and grow with.
We believe in hard work, can-do attitudes, and helping people get ahead.
Above all, we’re committed to providing our customers with personalized banking relationships based on their individual needs and financial goals.
First State Bank, Anadarko was established in 1909. The bank has grown every year since that time and continues to grow today. After all those years we are still the only "locally" owned bank in this community. The banking industry has changed a lot over these many years and we have changed to face the electronic age head on,
Cooperative Employees’ Credit Union (CECU) conducts business for the benefit of its member-owners. CECU provides a full spectrum of quality financial products that create opportunities for its members’ financial growth and stability. The Credit Union will earn and be worthy of our members’ trust by being fair, empathetic
Dakota Western Bank, established in 1910, is an independent, locally-owned bank that is headquartered and operated in southwest North Dakota. DWB is the local financial services leader that partners with our customers, employees and communities to achieve economic success and DWB employees provide a positive banking experience for our valued custom
The First National Bank of Fletcher is and has always been locally owned and operated. We offer the services of a modern financial institution while maintaining the integrity of a community bank where decisions are made locally. We take pride in having served our community since 1901.
