USDA Vs. FHA your options comparison in Arcadia, Los Angeles County, CA
In the year 2026, the limit for USDA loans in Arcadia, within the county of Los Angeles, CA, has been set at $776,600, while the FHA loan limit for purchasing a single-family home is $1,089,300.
Utilize the Lendersa® USDA loan calculator today to compare the top USDA and FHA rates, and to understand the required income, credit score, reserves, and documents necessary for qualification. Our cutting-edge mortgage calculator allows you to align USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the best financing option for your particular situation while residing in Alabama.
Loan limits and downpayment requirements for 2026 in Arcadia, county of Los Angeles, CA
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Options for USDA and FHA loans in Arcadia, CA
Lendersa® is dedicated to securing you the most favorable USDA or FHA loan swiftly and with minimal hassle. Begin by choosing one of our three routes to connect with lenders and USDA loan programs.
A USDA home loan is guaranteed by the U.S. Department of Agriculture and is often referred to as a USDA rural development loan or USDA mortgage, specifically for rural areas. Unlike FHA loans which demand a minimum 3.5% down payment, USDA loans require no down payment at all.
The experienced team at Gain Equity Mortgage has over 50 years of mortgage experience combined. We are here to help, advise and do everything to get you into your dream home. Everyone is looked at to achieve their dream, some are ready today tomorrow or next year.The team helps you to own your home and become financially successful.
89 Old Trolley Rd, Suite 102, Summerville, SC, 29485
Assurance Financial Services, Inc. is a mortgage brokerage located in South Carolina. We are on our client’s side throughout the transaction and communication is key. We are available 7 days a week to answer questions, provide guidance, and update buyers with each step of the process as it unfolds.
10040 Dorchester Rd, Suite 101, Summerville, SC, 29485
Our mission at Jeff Cook Real Estate is to empower our team to deliver the best service and to empower our clients to reach their real estate goals. Whether you are a buyer, seller, or investor, our team of professionals can answer any questions you might have. If you want someone who will work tirelessly to ensure your satisfaction
1101 Old Trolley Rd, Suite 100, Summerville, SC, 29485
New South Mortgage offers a wide selection of loan packages to meet the needs of each customer’s unique situation. Because we work with many lenders, we take the hassle out of shopping for a loan by doing the shopping for our clients. Our long time relationships with lenders also enable us to offer discounts and rates not available elsewhere.
Bank of Central Florida was founded to serve the financial needs of the local marketplace. The Bank is guided by a local Board of Directors with deep roots in the Central Florida area. These Board members have vast knowledge of the local business climate & are driven by their vision for a financial services institution.
"We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.
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"We are a Mortgage Firm based out of Lakeland, FL working and licensed in the State of Florida.
Principle Home Loans is dedicated to finding great rates and the perfect loan option for you, with the fastest turn time in the industry.
Our goal is to act as your trusted advisor, providing personalized service"
The Seneca Nation of Indians Federal Credit Union (SNIFCU) is a non-profit, member-owned cooperative financial institution.
The Seneca Nation of Indians Federal Credit Union’s (SNIFCU) mission is to provide financial services to our members by designing our products and services to meet their needs.
Pee Dee Federal offers a variety of loan options, including new and used auto loans, personal loans, home equity loans, overdraft protection, revolving lines of credit, secured loans, motorcycles, jet skis, boats, campers. Because each member is unique, we strive to customize each loan to fit your budget by offering affordable monthly payments.
Palmetto First FCU is the longest standing Florence credit union, established in November 1953. The purpose of the Florence ACL Employees Credit Union was twofold: to create thrift through savings of the employee and to provide credit at a minimum rate of interest for members desiring the same.
