USDA Vs. FHA Pro and Con comparison in San-Gabriel, Los Angeles County, CA

In 2026, the USDA loan limit for San-Gabriel, in Los Angeles County, CA, is $657,900. For a single-family home, the FHA limit is $822,375.

Utilize the Lendersa® USDA loan calculator to compare the top rates for USDA versus FHA available today. Determine the needed income, credit, reserves, and documents. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side-by-side, assisting you in deciding the best program for your financial needs in .

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2026 Loan Limits and Downpayment Requirements in San-Gabriel, Los Angeles, CA

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Exploring USDA and FHA Loan Options in San-Gabriel, CA

The aim of Lendersa® is to connect you with the best USDA or FHA loan swiftly and without hassle. Choose from three starting points to engage with matching lenders and USDA programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CA

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and available only in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



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