In 2026, the USDA loan limit for San-Gabriel, in Los Angeles County, CA, is $657,900. For a single-family home, the FHA limit is $822,375.
Utilize the Lendersa® USDA loan calculator to compare the top rates for USDA versus FHA available today. Determine the needed income, credit, reserves, and documents. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side-by-side, assisting you in deciding the best program for your financial needs in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $657,900 | 0% |
| FHA | $822,375 | 3.5% |
| Conventional Conforming | $822,375 | 3% |
The aim of Lendersa® is to connect you with the best USDA or FHA loan swiftly and without hassle. Choose from three starting points to engage with matching lenders and USDA programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and available only in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans have no down payment requirement.
Enter your location to find out if it qualifies for USDA rural housing loan?
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