USDA Vs. FHA your options comparison in San-Gabriel, Los Angeles County, CA

In 2025, the USDA loan limit for San-Gabriel, in Los Angeles County, CA, is $657,900. For a single-family home, the FHA limit is $822,375.

Utilize the Lendersa® USDA loan calculator to compare the top rates for USDA versus FHA available today. Determine the needed income, credit, reserves, and documents. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side-by-side, assisting you in deciding the best program for your financial needs in .

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2025 Loan Limits and Downpayment Requirements in San-Gabriel, Los Angeles, CA

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Exploring USDA and FHA Loan Options in San-Gabriel, CA

The aim of Lendersa® is to connect you with the best USDA or FHA loan swiftly and without hassle. Choose from three starting points to engage with matching lenders and USDA programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CA

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and available only in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Mortgage Advocates Inc
  • 12670 Northwest Barnes Road, Suite 102, Portland, OR, 97229
  • Mortgage Advocates Inc professional mortgage specialist, and I'm committed to being personal and intentional with you, the client. I fill out applications with you as opposed to leaving you to complete online forms by yourself and Because I gain business by referral, we have the same goal your happiness.
  • Trinity Capital Funding LLC
  • 830 NW 118th Ave., Portland, OR, 97229
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • MORTGAGE EXPERTS, INC
  • 15188 NW Central Dr, Suite 217, Portland, OR, 97229
  • At Mortgage Experts, customers come first. Fast answers are a call away. Brokers are available. What is your biggest asset? For most Americans it's your home. What is your largest liability? For most Americans it your mortgage. If your answer was your home & mortgage? Then who your Mortgage Broker is becomes critical to your financial prosperity.
  • U-Mortgage
  • 201 NE Park Plaza Dr, Suite 135, Vancouver, WA, 98684
  • Our mission is to serve our clients with honesty, integrity and competence. Our goal is to not only provide home loans, but to educate our clients so they have a complete understanding on how the loan itself works. It is our belief that the more you know and understand how your loan operates.
  • Lloyd White, Jr
  • 13115 NE 4th Street, Suite 160, Vancouver, WA, 98684
  • Summit Mortgage Corporation - NMLS 3236, NMLS Access https://nmlsconsumeraccess.org/, is a Portland-based direct lender licensed in Oregon, Washington, California, and Idaho. We've been embedded in the Pacific Northwest since 1997. We like to consider ourselves locals and pride ourselves in doing so.
  • NW Funding Group- Bill Black
  • 12411 SE 2nd circle, Vancouver, WA, 98684
  • We are a full-service mortgage company based in Vancouver, WA. We specialize in Jumbo- 12 month Bank Statement in Vancouver. We also serve the surrounding cities in Clark County. We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, a better rate and term, we can assist you.
  • Key One Financial Inc.
  • 15524 SE Mill Plain Blvd, Suite 200A, Vancouver, WA, 98684
  • Working with Erin and Key One Financial Inc., you can expect to be kept completely up to date on your loan process, giving you the peace of mind needed to focus on the other aspects of buying a home. Erin addresses the far reaching impact the mortgage will have today and well into the future through his expertise with different situations.
  • DIRECTORS MORTGAGE
  • 315 NE 192nd Ave, Suite, Suite 305, Vancouver, WA, 98684
  • Directors Mortgage specializes in residential mortgage loans, purchases, refinances, construction loans, reverse mortgages & debt consolidation. Each Sr. Mortgage Specialist on our team has an average of 10 years experience in the mortgage industry. We are no stranger to getting our clients into the homes of their dreams..