USDA Loan Vs. FHA loan for Chino, CA 2026

In 2026, the USDA loan limit for Chino in San Bernardino county, CA, is $776,600, while the FHA cap for a single-family home is $1,089,300.

Utilize Lendersa®'s USDA loan calculator to compare today's USDA against FHA top rates and determine the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator lets you evaluate USDA, FHA, Conforming, and VA options side by side, aiding in selecting the best program in suited to your financial situation.

Exploring USDA and FHA Loan Selections in Chino, CA

Lendersa® aims to efficiently secure the best USDA or FHA loan for you promptly. Choose from three starting paths to find matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CA

A USDA home loan, endorsed by the government Department of Agriculture, often called a USDA rural development loan or USDA mortgage, is offered exclusively in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA mortgages require none.

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(707) 445-8801 Lender's profile and map Reviews Coast Central Credit Union 2650 Harrison Avenue, Eureka, CA, 95501 At Coast Central, we make banking easy, with access to your finances – anytime. With a network of over 30,000 free ATMs nationwide, the latest digital banking solutions, and 11 convenient Member Services Branches, one open Monday through Saturday and another open 7 days a week and evenings, control your funds from anywhere you happen to be.
(707) 443-9940 Lender's profile and map Reviews Briton Mortgage 303 Harris Street, Eureka, CA, 95501 "Briton Mortgage purchased their building in 2001. It was a family home in disrepair. Janine made a commitment to the owner and her family that the home would not be torn down, but repaired and restored. The remodeling was complete in 2003 and it has been the proud ""home"" of Briton Mortgage ever since."
707.444.7711 Lender's profile and map Reviews ReProp Financial 735 4th Street, Eureka, CA, 95501 ReProp Financial, a private money lender, is a division of ReProp Investments, Inc., established in 1978. We are a regional, niche real estate collateral lender, specializing in commercial, industrial and agricultural loans. We are a boutique specialty lender with extensive experience in all types of small balance commercial loans.
(801) 416-3565 Lender's profile and map Reviews Quick VA Loans 298 24th Street, Suite 435A, Ogden, UT, 84401 We specialize in loans for veterans & active duty military service members. We work fast and move quick. We get loans done in as fast as 3 weeks from start to finish. No junk LENDER Fee's on VA Loans. We are a "wholesale mortgage lender to the public. We get better terms with zero lender fee's.
(385) 383-0123 Lender's profile and map Reviews Loans Can Be FUN 2355 S 1900 W, Suite B West, Haven, UT, 84401 Making Mortgages FUN, one home at a time! Let's take care of your mortgage AND have some FUN! I love helping people buy and refinance their homes here in Utah. I love Utah! Loans don't have to feel like an applicationscopy. It is my job to help you through this process and make it as stress-free as possible.
(801) 409-5001 Lender's profile and map Reviews Bank of Utah 2605 Washington Blvd, Ogden, UT, 84401 Bank of Utah is a 65-year old stronghold in the financial industry that provides personal and business banking, mortgage and commercial lending, wealth management, trusts, insurance and investment services for thousands of customers across Utah and around the globe. Established by Ogden business executive, Frank M. Browning, on Dec. 1, 1952.
(801) 589-6296 Lender's profile and map Reviews One Point Mortgage 221 25th St, Ogden, UT, 84401 We believe that every customer deserves the best care and service when purchasing or refinancing the home of their dreams. We're here to serve your mortgage needs and have what it takes to make a difference in your next mortgage transaction. We can place all types of mortgages including purchases, refinances, equity takeouts, debt consolidations.
(801) 737-4447 Lender's profile and map Reviews Ogden Mortgage Loans 298 24th ST, Suite 435A, Ogden, UT, 84401 As each person is different with their life experiences, the same is with financing of a home. Some individuals have perfect credit, while some have bruises from different life experiences. As a broker we help each person by finding the right lender that fits each persons situation. That is our specialty.
(385) 321-7456 Lender's profile and map Reviews World Lending Corporation 2610 Adams Avenue, Ogden, UT, 84401 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(385) 626-6660 Lender's profile and map Reviews Mortgage Miracles Happen, LLC 298 24th Street, Suite 435A, Ogden, UT, 84401 Mortgage Miracles Happen is a mortgage broker headquartered in Ogden, Utah. We have relationships with the top wholesale mortgage banks in the country that offers wholesale pricing to mortgage brokerage companies. As a result, we pass the good terms onto our clients with low fees to our clients as this gives us a big competitive advantage.
(801) 391-6566 Lender's profile and map Reviews Great American Lending, LLC 2650 N 300 E St, Suite 220, North Ogden, UT, 84414 At Great American Lending, we provide you peace of mind for your home loan. We have the experience to find great rates and service, not to mention the flexible options you’re looking for. Don’t wait for another company to get around to your loan, come to our mortgage company and see how smooth and painless the home loans process can be.