USDA Loan Vs. FHA loan pro & con Chino, San Bernardino County, CA

In 2026, the USDA loan limit for Chino in San Bernardino county, CA, is $776,600, while the FHA cap for a single-family home is $1,089,300.

Utilize Lendersa®'s USDA loan calculator to compare today's USDA against FHA top rates and determine the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator lets you evaluate USDA, FHA, Conforming, and VA options side by side, aiding in selecting the best program in suited to your financial situation.

Exploring USDA and FHA Loan Selections in Chino, CA

Lendersa® aims to efficiently secure the best USDA or FHA loan for you promptly. Choose from three starting paths to find matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CA

A USDA home loan, endorsed by the government Department of Agriculture, often called a USDA rural development loan or USDA mortgage, is offered exclusively in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA mortgages require none.

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(919) 833-9761 Lender's profile and map Reviews First Citizens Bank 4300 Six Forks Road, Raleigh, NC, 27609 First Citizens began as the Bank of Smithfield in Johnston County, N.C. From a single office, First Citizens has grown to more than 550 branches in 19 states. First Citizens today is a full-service banking institution with more than 6, 500 employees. Our parent company, First Citizens BancShares, Inc.
(919) 847-2766 Lender's profile and map Reviews Integrated Funding 4098 Barrett Dr., Raleigh, NC, 27609 Integrated Funding, located near the North Hills shopping center in Raleigh, NC, is not your average mortgage company. We serve clients in Raleigh, Cary, Apex, as well as Charlotte, Wilmington and throughout North Carolina, and we offer custom-fitted mortgage and refinancing options to suit our clients’ individual needs.
(919) 890-3055 Lender's profile and map Reviews Residential Mortgage Advisors, LLC 5711 Six Forks Rd, Suite 308, Raleigh, NC, 27609 At Residential Mortgage Advisors, LLC. We are privileged to be a leader in providing home loans for borrowers in the triangle area and throughout North Carolina. Combining cutting edge technology, experienced loan officers and business partners, and the "best interest rates" in the market. We hope to be your lender of choice.
(877) 882-5782 Lender's profile and map Reviews Five Star Bank 220 Liberty Street, Warsaw, NY, 14569 We provide our customers a dedicated team of over 600 employees who work together in an environment of trust, integrity, and mutual respect. Our customers are at the heart of our organization, where every interaction is an opportunity for us to deliver a friendly, professional, relationship building experience.
(239) 800-9188 Lender's profile and map Reviews American Mortgage Corporation Inc 5576 Hammock Isles Drive, Naples, FL, 34119 American Mortgage Specialties in FHA Mortgage, Veteran Home Loan, Reverse Mortgage, Conventional Mortgage, Jumbo Mortgage, Fannie Mae, One Time Close Construction Loans, Non -Warrantable Condos, Foreign National & ITIN, Commercial Loan, Hard Money Loan, 203K & Homestyle Loan, 2nd & Vacation Homes, Investor Loans, USDA Home Loan, and Freddie Mac.
239-449-3700 Lender's profile and map Reviews Stock Financial 2639 Professional Circle Suite 105, Naples, FL, 34119 Stock Financial is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
(585) 567-4103 Lender's profile and map Reviews Allegany First Federal Credit Union 27 West Main Street, Fillmore, NY, 14735 Allegany First Federal Credit Union has been open since 1977. The credit union has assets totaling $21.28 Million and provides banking services to more than 2, 000 members. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
(540) 635-7133 Lender's profile and map Reviews Front Royal Federal Credit Union 230 North Royal Avenue, Front Royal, VA, 22630 Chartered in 1949, Front Royal Federal Credit Union began its tradition of “people helping people” to save regularly and provide a source from which to borrow at low interest rates. Earnings remaining after expenses and capital reserves are returned to members in the form of more competitive share
(540) 635-1112 Lender's profile and map Reviews CBM Mortgage, Inc 912 Hometown Way, Front Royal, VA, 22630 CBM Mortgage is a locally owned and operated Mortgage Company located in the Shenandoah Valley. We provide home loans for the entire state of Virginia. What makes us different? Customer Service and Accountability. We are a direct lender with control over the entire process from processing, underwriting, to closing.
(919) 616-5713 Lender's profile and map Reviews Ace Mortgage Group LLC 1780 Heritage Center Drive, Suite 103, Wake Forest, NC, 27587 At Ace Mortgage Group LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best-mortgage for you and your family from the many mortgage options.
(919) 562-0207 Lender's profile and map Reviews Prestige Lending, Inc. 123 Capcom Avenue, Suite 101, Wake Forest, NC, 27587 Prestige Lending can offer different programs for the self employed entrepreneurs as well as those that may want to build their own home. We offer product for clients with good credit (Traditional A Paper) as well as products for clients that due to challenges in their lives may not have the best credit.