USDA and FHA Pro and Con in El-Cajon, San Diego County, CA
As of 2025, the USDA loan limit in El-Cajon, located in San Diego county, CA, stands at $615,000. Conversely, the FHA loan cap for a single-family home is $753,250.
Leverage the Lendersa® USDA loan calculator to compare today's prime USDA versus FHA rates. Determine the necessary income, credit score, reserves, and documentation required for qualification. Our sophisticated mortgage calculator displays a side-by-side comparison of USDA, FHA, Conforming, and VA loans, assisting you in selecting the most suitable program for your financial needs in .
Loan Limits and Down Payment Requirements in El-Cajon, San Diego, CA for 2025
Loan Type
Maximum Limit
Required Down Payment
USDA
$615,000
0%
FHA
$753,250
3.5%
Conventional Conforming
$753,250
3%
Exploring USDA and FHA Loan Options in El-Cajon, CA
Lendersa®'s aim is to efficiently secure the top USDA or FHA loan for you with minimal fuss. Choose one of three starting routes to connect with compatible lenders and USDA loan programs.
A USDA home loan, endorsed by the U.S. Department of Agriculture and referred to as a USDA rural development loan or mortgage, is designated for rural areas exclusively. In contrast to FHA loans which necessitate a 3.5% minimum down payment, USDA mortgages do not require a down payment at all.
Home Federal Credit Union (formerly known as CWV TEL Federal Credit Union) has been open since 1950 with assets totaling $34.47 Million and providing banking services to more than 3, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups,
CAPE Federal Credit Union currently serves those who live, work, worship or attend school in Harrison County. CAPE will also partner with businesses like yours to become members of our Credit Union! Credit Union currently serves those who live, work, worship or attend school in Harrison County.
554 Joffre Cherry Valley Road, Burgettstown, PA, 15021
Brunot Island Federal Credit Union has as its mission the responsibility for providing an efficient, effective, and well-managed financial institution that meets the needs of its membership. In order to accomplish this mission, the B.I. Federal Credit Union will continue a sound yet progressive asset management strategy
At Unity Mortgage of SC LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options
Ohmstar Home Lending, LLC. is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
Blue Dolphin Capital is a mortgage brokerage that specializes in residential and commercial loans. As a company, we understand the benefits of new technology and work closely with some of the most innovative lenders in the industry, to provide an array of loan programs that can best suit our clients. As a leader
Dozcon Investment Group is a premier Residential Lender for Non-Owner-Occupied Investment Properties offering transparent and stress-free Funding
We offer financing solutions for fix & flip real estate investors
As a Lender for Real Estate Investors we do most of the leg-work for you while you build up your Real Estate Portfolio and cash-flo
110 Peppers Ferry Road NW, Christiansburg, VA, 24073
Virginia Community Capital is a Community Development Financial Institution (CDFI) with a mission to create jobs, energize places, and promote an enhanced quality of life for Virginians. With offices in Christiansburg, Norfolk, and Richmond, we offer innovative and flexible financing tools throughout the state.
PowerNet Credit Union is the largest labor-based credit union in Florida and serves the Building and Construction Trade local Unions and their members throughout the state since 1961. Membership is open to all Florida building and Construction unions, their members, retirees as pensioners or annuitants of said local unions
Suncoast Credit Union is the largest credit union in the state of Florida, the ninth largest in the United States based on membership, and the 10th largest in the United States based on its $12.6 billion in assets. Chartered in 1934 as Hillsborough County Teachers Credit Union, Suncoast Credit Union currently operates 74 full-service branches
10150 Highland Manor Dr, Suite 200, Tampa, FL, 33610
Sistar Mortgage have today announced a partnership that will see the nationwide lender become the Presenting Partner of the upcoming series of Minor League Cricket Franchise Exhibition Matches. As part of the sponsorship, Sistar Mortgage will also have prominent branding on the playing shirts of all 24 Minor League
Mercy Federal Credit Union was chartered on April 12, 1976 with fourteen employees of St. Joseph Hospital being the charter members. They elected a board of directors, a supervisory committee and a credit committee and began accepting members.
To provide personal, professional service while offering a variety of products
