USDA and FHA Pro and Con in El-Cajon, San Diego County, CA
As of 2026, the USDA loan limit in El-Cajon, located in San Diego county, CA, stands at $615,000. Conversely, the FHA loan cap for a single-family home is $753,250.
Leverage the Lendersa® USDA loan calculator to compare today's prime USDA versus FHA rates. Determine the necessary income, credit score, reserves, and documentation required for qualification. Our sophisticated mortgage calculator displays a side-by-side comparison of USDA, FHA, Conforming, and VA loans, assisting you in selecting the most suitable program for your financial needs in .
Loan Limits and Down Payment Requirements in El-Cajon, San Diego, CA for 2026
Loan Type
Maximum Limit
Required Down Payment
USDA
$615,000
0%
FHA
$753,250
3.5%
Conventional Conforming
$753,250
3%
Exploring USDA and FHA Loan Options in El-Cajon, CA
Lendersa®'s aim is to efficiently secure the top USDA or FHA loan for you with minimal fuss. Choose one of three starting routes to connect with compatible lenders and USDA loan programs.
A USDA home loan, endorsed by the U.S. Department of Agriculture and referred to as a USDA rural development loan or mortgage, is designated for rural areas exclusively. In contrast to FHA loans which necessitate a 3.5% minimum down payment, USDA mortgages do not require a down payment at all.
10009 Indian Queen Point Road, Fort Washington, MD, 20744
Potomac Trust Mortgage we are committed to providing customers with the best service and rates available. We are a local company who’s professional staff goes above and beyond to assist our clients with the entire loan process. Our goal is to make the loan process as simple and stress-free as possible.
The USNEP Employees FCU was chartered in 1935 and now has over $15 million in assets. Our philosophy has always been to keep overhead down, safe investments and offer our members services that yield maximum benefits on savings and borrowing. USNEP Employees Federal Credit Union serves employees and their family members of the United States.
260 Crandon Blvd, Suite 9, Key Biscayne, FL, 33149
We closed our first loan in 1989 and from then on it has been a fantastic road in helping homeowners achieve their dreams of financing their property. Centrally located in Key Biscayne, Florida and servicing the whole South Florida area, we are partnered with the top Wholesale lenders in the country. Maria is the owner
Construction, Private, & Hard Money Lending - London Financial Company (LFC)
965 Crandon Boulevard, Key Biscayne, FL, 33149
London Financial Company (LFC) our underwriting is flexible, individual, and tailored to your requirements. We have no hard and fast rules to determine the terms of your loan. Whether it be a construction or hard money/private equity loan, we pride ourselves on coming up with fair terms on a case-by-case basis.
First Savings Mortgage Providing outstanding customer service, through in‐house pricing, processing, underwriting and closing we save you time, closing your loan quickly.We help individuals looking to purchase, refinance or invest in property in the Washington DC metro area. We are experts on Capitol Hill where we have been part of the community.
Kerins Associates goal is to help families meet their personal and financial goals with the lowest monthly mortgage payment. Making dreams come true is what drives me to excel every day. With my many years in the mortgage business I have built relationships with top lenders to provide elite programs and pricing.
12501 Prosperity Dr, Suite 430, Silver Spring, MD, 20904
Advanced Mortgage our Mission is to serve individuals and families with the utmost integrity. Advanced Mortgage. Financing a home is one of the biggest commitments you will ever make. Let Advanced Mortgage help guide you through the entire loan process, from application to closing and beyond. Advanced Mortgage LLC,
Choice Home Finance is a licensed mortgage broker committed to responsible lending. We are experts in locating the best mortgage for your individual circumstances. We have extensive experience in most of the products and programs that are available today. We can help you secure a residential mortgage loan,
Through out the years, we have developed relationships with some of the strongest mortgage investors in the country. These relationships allow us to offer a complete range of loan programs and pricing to fit the needs of our customers. These loan programs include conventional, government, & non-conforming with fixed rate & adjustable rate options.
Through out the years, we have developed relationships with some of the strongest mortgage investors in the country. These relationships allow us to offer a complete range of loan programs and pricing to fit the needs of our customers. These loan programs include conventional, government, and non-conforming with fixed rate.
The Treasury Department Federal Credit Union (TDFCU) founded in 1935, is a full service financial institution with a voluntary Board of Directors that is elected by our membership. Each member is an owner of the credit union with an equal vote Our purpose is to improve the quality of life of our members by providing affordable financial products an
CCU was founded in 1936 with the goal of helping Corning Glass Works employees with their financial needs. We started with 42 members and $420 in assets. Over the years, we've opened offices in North Carolina and Pennsylvania, in addition to the 10 offices in the Corning/Elmira, New York area.
