USDA and FHA Pro and Con in Rancho-San-Diego, San Diego County, CA
This year, 2025, the USDA loan limit for Rancho-San-Diego in San Diego county, CA, stands at $615,000. Meanwhile, the FHA limit for a single-family home is $753,250.
Leverage the Lendersa® USDA loan calculator to gauge today’s competitive rates between USDA and FHA loan offers. This tool aids in determining the necessary income, credit rating, reserves, and documentation needed for eligibility. Our comprehensive mortgage calculator provides a side-by-side analysis of USDA, FHA, Conforming, and VA loans, helping you pick the best program for your financial scenario in Alabama.
Loan Limits and Down Payment Requirements for 2025 in Rancho-San-Diego, County San Diego, CA
Loan Type
Loan Limit
Down Payment
USDA
$615,000
0%
FHA
$753,250
3.5%
Conventional Conforming
$753,250
3%
Exploring USDA and FHA Loan Options in Rancho-San-Diego, CA
Lendersa® is committed to connecting you quickly with the most advantageous USDA or FHA loan options. Choose from three different starting points to connect with lenders and secure USDA loan programs.
The USDA home loan, officially backed by the U.S. Department of Agriculture, is known as a USDA rural development loan or USDA mortgage, accessible exclusively in rural areas. Unlike FHA loans that need a minimum down payment of 3.5%, the USDA offers a no-down-payment mortgage option.
330 Himmarshee Street, Suite 111, Fort Lauderdale, FL, 33312
We are internet-based mortgage company with offices in Ohio, Florida and Maine. While our team is spread out across the country, we have developed a system that allows us to offer a personalized home-buying experience to any person in any location. Society Mortgage is committed to building
Christina has helped buyers and sellers from the around the world with their South Florida real estate transactions and personally invests in properties throughout Florida & New England. In 2018, Christina became a license real estate broker in Connecticut and expanded The Home Agency.
2699 Stirling Road, Suite C101, Fort Lauderdale, FL, 33312
Mortgage Masters Inc, a "frustration-free zone" where we get you started toward qualifying and applying for a mortgage loan. Our mortgage professionals can get you approved in record time! That's because we take advantage of the very latest and best automated tools to speed you hassle-free toward your new home, new mortgage or home equity cash!
2650 W. State Rd 84 Suite 101, Fort Lauderdale, FL, 33312
Mutual Mortgage a Florida-based mortgage firm.Since the beginning, our company has dedicated our resources to serving the needs of both residential and commercial clients. Our goal is simple, we want our clients to pay less and get more. In order to achieve this goal, we seek to find our clientele the most suitable loan at the lowest possible rate.
The Mortgage Gallery Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
11547 South West 109 Road, Suite 26-Z, Miami, FL, 33176
Pacific Mortgage Services Corp. is a licensed mortgage brokerage business in the state of Florida. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract)
10689 North Kendall Drive, Suite 319, Miami, FL, 33176
1st Florida Mortgage Lending came about through the culmination of nearly twenty years of serving Floridians with honesty, integrity and competence. A “Boutique Style” business focusing mainly on our clientele’s experience as we work diligently to provide the best rates and products.
14411 South Dixie Hwy, Suite 209, Palmetto Bay, FL, 33176
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Xcellence Mortgage is currently working with Several of the Top Lenders & Investors in the Nation allowing us to provide a wide variety of loan options. Mortgage Broker Business serving the state of FL. We Love what we do so we do it with Passion & Strive for the highest level of Xcellence.
11160 N. Kendall Drive, Suite 106, Miami, FL, 33176
At M.C. Financial Group, Inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Columbus Capital Lending is the premier mortgage lender in the Hispanic market. Its headquarters are located in Miami Florida, with licenses in Florida, Texas, California, Illinois, North Carolina, Georgia, Michigan, and Colorado. The mission at Columbus is to strengthen America’s social fabric through sustainable homeownership.
