USDA VS FHA in Rancho-San-Diego, San Diego County, CA
This year, 2025, the USDA loan limit for Rancho-San-Diego in San Diego county, CA, stands at $615,000. Meanwhile, the FHA limit for a single-family home is $753,250.
Leverage the Lendersa® USDA loan calculator to gauge today’s competitive rates between USDA and FHA loan offers. This tool aids in determining the necessary income, credit rating, reserves, and documentation needed for eligibility. Our comprehensive mortgage calculator provides a side-by-side analysis of USDA, FHA, Conforming, and VA loans, helping you pick the best program for your financial scenario in Alabama.
Loan Limits and Down Payment Requirements for 2025 in Rancho-San-Diego, County San Diego, CA
Loan Type
Loan Limit
Down Payment
USDA
$615,000
0%
FHA
$753,250
3.5%
Conventional Conforming
$753,250
3%
Exploring USDA and FHA Loan Options in Rancho-San-Diego, CA
Lendersa® is committed to connecting you quickly with the most advantageous USDA or FHA loan options. Choose from three different starting points to connect with lenders and secure USDA loan programs.
The USDA home loan, officially backed by the U.S. Department of Agriculture, is known as a USDA rural development loan or USDA mortgage, accessible exclusively in rural areas. Unlike FHA loans that need a minimum down payment of 3.5%, the USDA offers a no-down-payment mortgage option.
55 John Clarke Road, Unit A16, Middletown, RI, 02842
"Newport Mortgage LLC is a residential, and commercial mortgage company, located in Newport RI. Newport Mortgage LLC is owned and operated by Mark Jernstedt.
Mr. Jernstedt brings over 25 years of experience, originating residential and commercial loans. When you apply for a loan with Newport Mortgage LLC,"
Boston Mortgage Solutions, LLC specializes in residential and commercial real estate mortgages. We are licensed in MA (NMLS MB2403) and NH (NMLS 12978-MBR) and we make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices.
"Elite Lending is a full service mortgage bank and brokerage with an impeccable reputation for 20 years of lending in Hawaii and California. Select a Loan Officer below to get started.
and Elite Lending is a mortgage bank with operations in two states. Elite Lending offers numerous mortgage programs including conventional and more"
"Spirit of Alaska Federal Credit Union (Spirit of Alaska) was founded in 1960. In the beginning, it was a small organization located in the Constitution Hall’s Viking Room at the University of Alaska Fairbanks. When it opened, Spirit of Alaska had $32, stored in a metal cash box.
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Denali State Bank. We’re a full-service community Bank based in FairBanks, Alaska.We opened our doors in 1986 with the belief that our community and customers want and deserve to work with a Bank where all Bank decisions impacting their financial security are made right here in FairBanks.
Mt. McKinley Bank is the oldest and largest local financial institution in FairBanks. For over 50 years we have provided millions of dollars in residential mortgage financing offering in-house loans and local servicing in our effort to provide the best possible customer service. Today, our goals as a mutual Bank are the same as they were in 1965.
At MortgageINQ, we treat each customer as an individual, not a number. We will take the time to analyze your personal financial situation and fit you with home financing that fits your long and short term financial goals. We represent multiple "A" rated lenders with extremely competitive rates and programs.
MorningTide Financial Group, Inc. We are a full-service, licensed mortgage broker company based in Lexington, MA. We specialize in FHA, Conventional,Renovation, Jumbo & VA Mortgages in MA. Whether you are buying a home or refinancing, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.
We provide expert advice on mortgage lending. Whether you are purchasing or refinancing, a primary home or a second mortgage, a condominium or a multi-family, we can handle the transaction. We do what we do best, Mortgages.We are a team of professionals, dedicated to our work and thrilled to help families gain home ownership.
175 Highland Ave, Suite 303, Needham Heights, MA, 02494
Our goal is to offer you great friendly and professional service. Rates and fees will be reasonable, fair and affordable. As mortgage brokers, Mortgage Resources works with many lenders and investors. With literally hundreds of different and unique programs to choose from, our mortgage specialists
Direct Federal is a community chartered credit union. This means that ANYONE who lives, works (or regularly conducts business in), worships, or attends school in Norfolk or Middlesex Counties, Massachusetts; or, has an immediate family member that lives, works (or regularly conducts business in), worships, or attends school in Norfolk
