FHA Vs. USDA loan program for Rancho-San-Diego, San Diego County, California

In 2025, USDA loan limit in Rancho-San-Diego, county of San Diego, CA is $615,000 while FHA limit is $753,250 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Rancho-San-Diego, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(610) 820-0145 2334 miles Lender's profile and map Reviews Lehigh Valley Educators Credit Union 3720 Hamilton Boulevard, Allentown, PA, 18103 Lehigh Valley Educators Credit Union came into existence on January 19, 1934, chartered in the State of Pennsylvania as a State Credit Union. Its purpose was to promote thrift among its members and make a means of credit available for provident and productive purposes. The original field of membership consisted of teachers
(610) 791-2376 2334 miles Lender's profile and map Reviews Allentown Federal Credit Union 1325 Oxford Drive, Allentown, PA, 18103 Allentown Federal Credit Union has been open since 1955. The credit union has assets totaling $88.95 Million and provides banking services to more than 6, 000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves federal, state
(610) 797-7440 2334 miles Lender's profile and map Reviews People First Mortgage 2141 Downyflake Lane, Allentown, PA, 18103 People First Federal Credit Union is a not-for-profit and member-owned, caring provider of financial services. We are dedicated to helping the people of the Lehigh Valley and beyond improve their lives and secure a better future. Our mission is to provide the highest quality of financial services in a friendly, convenient, personalized atmosphere.
(610) 432-2222 2334 miles Lender's profile and map Reviews Bright Financial Group 1255 S. Cedar Crest Blvd, Suite 1630, Allentown, PA, 18103 Bright Financial Group is a Mortgage Brokerage. We pride ourselves on exceeding our customer’s expectations in finding the competitive rates, service, and options for a home loan that’s right for you. Whether you want a better rate, a large amount of guidance, or a more complex financing package, we realize you are unique and we’ll work with you.
(610) 442-9804 2334 miles Lender's profile and map Reviews PARKWAY FINANCIAL LLC 1255 S. Cedar Crest Blvd. STE 1620, Allentown, PA, 18103 We pride ourselves on exceeding our customer’s expectations in finding the competitive rates, service, and options for a home loan that’s right for you. Whether you want a better rate, a large amount of guidance, or a more complex financing package, we realize you are unique and we’ll work with you to form a loan that is for you.
(610) 722-0440 2334 miles Lender's profile and map Reviews Old Glory Mortgage Inc 10 East Lancaster Avenue, Paoli, PA, 19301 Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs
(215) 880-0235 2334 miles Lender's profile and map Reviews EXCEL MORTGAGE CORP USA 34 Darby Road, Paoli, PA, 19301 Excel Mortgage Corp, USA was established in 2007 by Ryan Hall and Chris Pappa. Ryan and Chris wanted to take their experience in the industry and expand it to really focus on the client. Meeting with borrowers throughout the process, attending settlements and having a live person answering
(610) 262-7811 2334 miles Lender's profile and map Reviews Northampton Area School District Employees Credit Union 2014 Laubach Avenue, Northampton, PA, 18067 A Credit Union is organized by members of a group having a common bond. The Northampton Area School District Employees Federal Credit Union is comprised of public school employees, this being the common bond. The Northampton Area School District Employees Federal Credit Union began in 1939.
(610) 821-6870 2334 miles Lender's profile and map Reviews Lehigh Financial Group LLC 1244 W. Hamilton Street, Suite 200, Allentown, PA, 18102 Lehigh Financial Group, LLC is a leading source of innovative real estate capital solutions. Whether you are a business owner or a real estate investor, you have come to the right place for commercial financing. We at Lehigh Financial Group, LLC understand your commercial financing needs. Central to our approach is not just what we deliver,
(302) 385-5000 2334 miles Lender's profile and map Reviews The Bancorp Bank 409 Silverside Road, Wilmington, DE, 19809 At The Bancorp Lending we strive to meet all of your needs in a timely fashion. We have designed The Bancorp Lending to enable you to do your banking online, and most of your needs will be met within the website. Upon occasion you may need information that is not addressed on the site. If so, please contact us and an experienced representative.
(856) 339-5099 2334 miles Lender's profile and map Reviews PSEG Nuclear Employees Federal Credit Union End of Alloway Creek Neck Road, Hancocks Bridge, NJ, 08038 The PSEG Nuclear Employees Federal Credit Union is an independent financial institution owned by and operated for its members. Our Mission is to provide competitive, quality service to meet our members' needs, while securing the operational security and financial stability of the credit union.