USDA and FHA Pro and Con in El-Granada, San Mateo County, CA

In the year 2025, the USDA loan limit for El-Granada in San Mateo county, CA is set at $657,900, while the FHA limit for a single-family home is $822,375.

With the Lendersa® USDA loan calculator, you can compare the best current rates between USDA and FHA loans and evaluate the income, credit, reserves, and documents necessary to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, assisting you in determining which program best suits your financial situation in .

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Loan Limits and Down Payment Requirements for 2025 in El-Granada, San Mateo, CA

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Exploring USDA and FHA Loan Options in El-Granada, CA

The goal of Lendersa® is to efficiently secure you the best USDA or FHA loan without hassle. Choose from three starting points to connect with matching lenders and USDA programs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in CA

A USDA home loan, guaranteed by the U.S. Department of Agriculture, is also known as a USDA rural development loan. Available only in rural areas, it does not require any down payment, unlike FHA loans which necessitate a minimum down payment of 3.5%.

Enter your location to find out if it qualifies for USDA rural housing loan?



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