USDA Loan Vs. FHA loan pro & con for Half-Moon-Bay, San Mateo County, CA

In 2024, USDA loan limit in Half-Moon-Bay, county of San Mateo, CA is $657,900 while FHA limit is $822,375 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Half-Moon-Bay, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(603) 742-4680 https://www.firstseacoastbank.com/ 2699 miles Lender's profile and map Reviews First Seacoast Bank 633 Central Avenue, Dover, NH, 03820 At First Seacoast Bank, it’s all about you. You’re the first thing we think about with every product, service, and technology we introduce. Products and services that help you secure and manage your finances affordably. Technology that helps you get where you’re going without ever getting in your way.
617 765 4880 https://www.boardwalkcap.com/ 2699 miles Lender's profile and map Reviews Boardwalk 361 Newbury Street, Fifth Floor, Boston, MA, 02115 Boardwalk is a private firm that offers liquidity to small business owners who may also seek transition of day-to-day management. Our goal is to partner with owners to build long-term value, one business at a time. Boardwalk looks for companies with a history of profitable growth and a loyal client base.
(617) 551-2462 https://ecsb.com/ 2700 miles Lender's profile and map Reviews East Cambridge Savings Bank 292 Cambridge Street, Cambridge, MA, 02141 East Cambridge Savings Bank is a full-service mutually-held savings bank that believes in connecting with customers. The Bank was established in 1854 and is dedicated to providing businesses and individuals with a full line of banking services in the communities it serves. Headquartered in Cambridge, the Bank has locations in Arlington.
6177501756 https://www.assetviewcapital.com 2700 miles Lender's profile and map Reviews Asset View Capital 45 Dan Road, Canton, MA, 02021 Asset View Capital is your preferred hard money lender for residential fix and flip investments in Massachusetts and beyond. As a leading commercial real estate finance firm, we present diverse loan origination options from commercial and residential rental property, residential fix and flip, ground up construction in Massachusetts and other U.S
(508) 678-7641 https://baycoast.bank/ 2700 miles Lender's profile and map Reviews BayCoast Bank 330 Swansea Mall Drive, Swansea, MA, 02777 BayCoast Bank has 24 locations: Berkley, Dartmouth, Fairhaven, Fall River, Foxborough, New Bedford, North Dighton, Somerset, Swansea, Seekonk, Westport in Massachusetts and Bristol, Cranston, Little Compton, Providence, Tiverton, Portsmouth in Rhode Island. Each branch has at least one ATM, and ITMs are located at select branches.
(781) 828-8811 https://cantoncoopbank.com/ 2700 miles Lender's profile and map Reviews Canton Co-operative Bank 671 Washington Street, Canton, MA, 02021 Canton Co-operative Bank has been Canton’s hometown bank since 1891. Our approach to banking is simple – we combine old-fashioned personalized service with today’s cutting-edge technology. As a customer, we get to know you and create a banking relationship unique to your needs. We are a 100% independent Bank open to anyone living or working in MA.
(508) 379-1056 http://www.sdfcreditunion.org/ 2700 miles Lender's profile and map Reviews St. Dominic's Federal Credit Union 1723 Grand Army of the Republic Highway, Swansea, MA, 02777 St. Dominic’s Federal Credit Union is “Your Community Credit Union”. The staff of St. Dominic's Federal Credit Union will provide the best services possible to the members we serve. We are a non-profit organization that has been in operation for over forty years, dedicated to the communities we serve.
(781) 298-7670 https://flatleyfinancial.com/ 2700 miles Lender's profile and map Reviews Flatley Financial Services 45 Dan Road, Suite 320, Canton, MA, 02021 Flatley Financial Services finances the acquisition and construction of real estate projects such as fix-and-flips or new builds. Our loans are asset-backed, and we underwrite based on the prospective property and the expected value of the property after work is completed. Our borrowers are contractors, investors, and developers.
(888) 828-1690 https://www.thebankofcanton.com/ 2700 miles Lender's profile and map Reviews Bank of Canton 490 Turnpike Street, Canton, MA, 02021 Bank of Canton is a Massachusetts-chartered mutual savings bank that offers its consumer, business and government banking customers access to a full array of deposit, loan, investment and convenience service options. All deposits at Bank of Canton are insured in full with at least $250, 000 insured by the Federal Deposit Insurance Corporation.
(877) 466-2678 https://www.baycoastmortgage.com/ 2700 miles Lender's profile and map Reviews BayCoast Mortgage Company, LLC 330 Swansea Mall Drive, Swansea, MA, 02777 BayCoast Mortgage, LLC is a full service lender providing industry best solutions in residential purchase, refinance, renovation, and construction loans. Our product offering complements customers throughout the East Coast including FNMA, FHLC, VA, FHA, Jumbo, MA Housing, RI Housing and BayCoast Portfolio .
(781) 245-4924 http://www.pioneermortgagecorp.com/ 2700 miles Lender's profile and map Reviews Pioneer Mortgage Corp 40 Salem Street, Building 1, Lynnfield, MA, 01940 We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.