USDA Vs. FHA Pro and Con comparison in Half-Moon-Bay, San Mateo County, CA
For 2025 in Half-Moon-Bay, located in San Mateo county, CA, the USDA loan ceiling is set at $657,900, compared to the FHA limit, which is $822,375 for a standard single-family home.
Utilize the Lendersa® USDA loan calculator to effectively contrast today's top USDA versus FHA rates and understand the income, credit, reserves, and documentation necessary for qualification. Our sophisticated mortgage calculator presents USDA, FHA, Conforming, and VA loan programs side by side, aiding you in choosing the optimal option for your financial needs in Alabama.
2025 Loan Limits and Down Payment Requirements in Half-Moon-Bay, San Mateo, CA
Loan Type
Loan Limit
Down payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Explore USDA and FHA Loan Options in Half-Moon-Bay, CA
At Lendersa®, our primary aim is to swiftly connect you to the most favorable USDA or FHA loan options without unnecessary complications. Select one of the three pathways that facilitate matching you with the best lenders and USDA loan programs.
The USDA home loan, officially backed by the U.S. Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is specifically for properties in rural areas. Unlike FHA loans, which require a 3.5% down payment at minimum, the USDA mortgage allows for no down payment at all.
At iCapital Option, we're not just a lender; we're your financial partner in realizing your real estate and business aspirations. With a commitment to your success, we offer a diverse range of funding options designed to cater to your unique needs and goals.
iCapital Option is here to provide you with the financial support necessary to achieve
PIC Group was founded on the belief that access to flexible and reliable funding should be within reach for individuals and businesses alike. Our journey began with a vision to bridge the gap between aspirations and achievements by providing tailored financial solutions. Over the years, we have honed our expertise and expanded our offerings
1545 River Park Drive, Suite 335, Sacramento, CA, 95815
Optimus Capital, Inc. offers fast and creative financing solutions for real estate investors, through private hard money loans. As a full-service private money lender, we can help cash flow all your deals while you build up your real estate portfolio Whether it’s for wholesale, a renovation project or ground up construction.
707 Commons Drive, Suite 103, Sacramento, CA, 95825
As an experienced mortgage professional, I have the knowledge and expertise to empower you as you explore your options. Ensuring that you make the right choice for your unique situation is my ultimate goal.
I hope you'll browse my website and various available loan programs, check out my decision-making tools and calculators
2100 Northrop Avenue, Suite 900, Sacramento, CA, 95825
Headquartered in Sacramento, The Chris Kennedy Team represents all individuals/families that are in the market for buying, selling, or ReFinancing their home. We offer many loan products for a wide variety of borrowers, including first-time homebuyers, military families and rural residents. We also offer programs for medical physicians
3400 Cottage Way, Suite 6235, Sacramento, CA, 95825
Complete Mortgage are buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
555 University Avenue, Suite 210, Sacramento, CA, 95825
At Home and Commercial Loan Company. We are a full-service mortgage company, serving both the home and commercial sides of lending. We are a nationwide lender that can service loans throughout the fifty states. In terms of Purchase Loan programs, We offer a wide range of refinancing options,
1111 Howe Avenue, Suite 510, Sacramento, CA, 95825
Our mission is Fast, Easy and Affordable so we built a company using fresh technology, we over communicate and we’re nice. We’ve partnered with the nation’s Top Wholesale Mortgage Lenders to deliver the best rates, service and technology available. New Way Mortgage, Inc. is a Real Estate Broker licensed by the California Dept of Real Estate.
PMG Home Loans has been committed to helping homebuyers and homeowners throughout California get the highest quality home loans, with the fastest possible approvals and delivery times. We understand clients’ needs when it comes to financing, whether it’s a first-time homebuyer, a homeowner looking to renovate after settling into a career.
Whether your buying, selling or looking to invest into real estate my goal is to serve each client’s individual needs by providing exceptional customer service and dedication to find your ideal home. I will guide you along the way through buying/selling process to achieve outstanding results.
2335 American River Drive, Suite 40, Sacramento, CA, 95825
Capital City Lending is partnered with some of the top lenders in the country. The company prides itself on its commitment to provide exceptional customer service and competitive financing solutions from experienced mortgage professionals. Our goal is to make sure that every client receives a thorough evaluation
