FHA Vs. USDA loan program for Half-Moon-Bay, San Mateo County, California

In 2025, USDA loan limit in Half-Moon-Bay, county of San Mateo, CA is $657,900 while FHA limit is $822,375 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Half-Moon-Bay, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(239) 344-0444 2471 miles Lender's profile and map Reviews Island Mortgage of SWFL Inc 5237 Summerlin Commons Blvd, Suite 337, Fort Myers, FL, 33907 We specialize in Conventional, FHA, VA, and Jumbo loan products. Whether you’re looking to purchase or refinance, we have the expertise needed to get you the right loan for you and your family. We offer many loan programs that banks do not offer, and we can get you to the closing table faster too!
239-274-9400 2471 miles Lender's profile and map Reviews FLORIDA MORTGAGE FUNDING GROUP LLC 1642 Medical Lane Suite A, Fort Myers, FL, 33907 Florida Mortgage Funding Group is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
(239) 489-1100 2471 miles Lender's profile and map Reviews VIP Realty Group, Inc. 13131 University Dr, Fort Myers, FL, 33907 VIP Realty Group, Inc. is a large contingent of Realtors in the SW Florida area. We have offices in Fort Myers, Naples, Sanibel Island & Captiva Island, and Fort Myers Beach. We have many agents with certain specialties, so if you have a specific product that you would like to bring to the marketplace
(315) 336-7810 2471 miles Lender's profile and map Reviews Rome Teachers Federal Credit Union 924 Turin Street, Rome, NY, 13440 Rome Teachers Federal Credit Union is a SEG based credit union that serves numerous school communities. SEG stands for Select Employee Groups. Schools and other related groups that are affiliated with the credit union are eligible for membership. We proudly serve Employees, Students and Retirees of Adirondack, Camden, Canastota, Holland Patent.
(315) 339-1658 2471 miles Lender's profile and map Reviews Rome Federal Credit Union 937 Seneca Street, Rome, NY, 13440 Rome Federal Credit Union is Rome’s Oldest Credit Union. We are excited to announce that the National Credit Union Administration has approved the Rome Federal Credit Union’s application for a Community Charter. That means that if you live, work, worship or attend school in the city of Rome, you can become a member!
(800) 388-2000 2471 miles Lender's profile and map Reviews AmeriCU Credit Union 1916 Black River Blvd N, Rome, NY, 13440 AmeriCU is a not-for-profit credit union owned by members like you. We offer the same products and services as a bank (plus insurance and financial planning) – but with low or no fees, and better rates. Founded in 1950, today AmeriCU has grown to more than 127, 000 members and more than $1.5 billion in assets.
(570) 826-8244 2472 miles Lender's profile and map Reviews CityMark FCU 225 S River Street, Plains, PA, 18705 CityMark FCU We were originally founded to serve the employees and family members of Wilkes-Barre City. Over the years, we have included Plains Township and Wilkes-Barre Township employees and their family members. In 2016, we were granted a community charter that allows us to serve anyone who lives, works, worships.
(607) 336-4988 2472 miles Lender's profile and map Reviews NORWICH TELOPS FCU 11 East Park Place, Norwich, NY, 13815 NORWICH TELOPS FCU is mutually owned by its members, a group of people united by a common bond, who save their money together and make loans to each other from the accumulated funds. Our objective is not to make a profit, but to help our members manage their money by saving for the future and making intelligent use of available credit.
(252) 523-5800 2472 miles Lender's profile and map Reviews SMC home finance 717 Rosanne Drive, Suite One, Kinston, NC, 28504 SMC Home Finance was established in 1996 by Donald Fader after spending time in management roles with First American Savings and First South Bank. The company is licensed as a non-depository mortgage lender under the supervision and regulation of the North Carolina Commissioner of Banks.
(239) 273-4201 2472 miles Lender's profile and map Reviews Gulf Coast Business Bank 12205 Metro Parkway, Fort Myers, FL, 33966 Gulf Coast Business Bank, the first community bank to be started in 12 years, will fill the void and be operated by experienced and proven bankers from our local community who along with the board will invest more than $3M of the $20M raised in Capital and drive local deposits and loans to support organic and sustainable growth of GCBB.
(866) 725-0151 2472 miles Lender's profile and map Reviews Alliance Mortgage LLC 10491 6 Mile Cypress Parkway, Suite 252 & 253, Fort Myers, FL, 33966 Alliance Mortgage manage your entire loan process in-house, from application to closing, to help your loan close faster. We also consider all the financial factors affecting your mortgage to help you strike the right balance – and our competitive mortgage rates, low closing costs, and wide array of mortgage products.