For 2026, the USDA loan limit in Moss-Beach, situated within San Mateo county of CA, stands at $657,900, and the FHA equivalent for a single-family residence is $822,375.
Leverage the Lendersa® USDA loan calculator today to compare USDA and FHA rates, examining income, credit, reserves, and documentation required for qualification. With our sophisticated mortgage calculator, you can simultaneously view USDA, FHA, Conforming, and VA programs to determine the most suitable option for your financial needs in Alabama.
Explore loan offers from 100 lenders
| Loan Type | Loan Limit | Down payment |
| USDA | $657,900 | 0% |
| FHA | $822,375 | 3.5% |
| Conventional Conforming | $822,375 | 3% |
Lendersa® aims to swiftly help you secure an exceptional USDA or FHA loan, without unnecessary delay. Choose from three starting points that connect you with lenders and USDA loan programs tailored to your needs.
The USDA home loan, endorsed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage, available exclusively in rural areas. In contrast to FHA loans requiring a minimum 3.5% down payment, the USDA mortgage demands no down payment whatsoever.
Enter your location to find out if it qualifies for USDA rural housing loan?
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