USDA and FHA Pro and Con in Moss-Beach, San Mateo County, CA
For 2026, the USDA loan limit in Moss-Beach, situated within San Mateo county of CA, stands at $657,900, and the FHA equivalent for a single-family residence is $822,375.
Leverage the Lendersa® USDA loan calculator today to compare USDA and FHA rates, examining income, credit, reserves, and documentation required for qualification. With our sophisticated mortgage calculator, you can simultaneously view USDA, FHA, Conforming, and VA programs to determine the most suitable option for your financial needs in Alabama.
Loan limits and downpayment requirements for 2026 in Moss-Beach, located in San Mateo county, CA
Loan Type
Loan Limit
Down payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA loan choices in Moss-Beach, CA
Lendersa® aims to swiftly help you secure an exceptional USDA or FHA loan, without unnecessary delay. Choose from three starting points that connect you with lenders and USDA loan programs tailored to your needs.
The USDA home loan, endorsed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage, available exclusively in rural areas. In contrast to FHA loans requiring a minimum 3.5% down payment, the USDA mortgage demands no down payment whatsoever.
G&M Services Unlimited, Inc., which was founded in 2002, with what began as our Managing Partner’s desire to assist a local church, utilizing his background in finance. It has since grown to more than a decade of originating commercial loans, including all areas of commercial lending.
1140 Kildaire Farm Road, Suite 308-4, Cary, NC, 27511
Eastern Funding Group is an independent, full service mortgage broker specializing in purchase loans, home equity lines of credit, refinancing, and creative lending solutions. Eastern Funding Group is recognized as an industry leader, with a reputation for integrity, honesty, and consistency
107 Edinburgh South Drive, Suite 202, Cary, NC, 27511
Carolina Mortgage Authority is a low rate, low fee North Carolina Corporation with offices located in Cary and Carolina Beach. We proudly service clients from the Triangle to the Coast & throughout NC and Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
1135 Kildaire Farm Road, Suite 220-2, Cary, NC, 27511
Patriot Financial was created to provide financing solutions and customer service experiences second to none in the mortgage industry for all homeowners. Patriot Financial has three main objectives it strives to achieve on every transaction.we view our company as a one stop shop for all types of mortgages for people from all walks of life.
1143-C Executive Circle, Suite 103, Cary, NC, 27511
Best Mortgage Lending are seasoned veteran professionals providing competent advice, guidance and strategies to our customers. The most important ingredients you’ll find in working with us are: Honesty, Transparency and Fastness. We are independent mortgage professionals, licensed in the State of Florida and North Carolina with over 20+ years
At Miller Lending Group we are always on the lookout for lending partners that offer low interest rates AND an underwriting process that is as simple as possible. That means we offer our customers very competitive interest rates and a process that doesn't make you feel like you've been hit by a truck! When rates move down.
Grayton Mortgage (NMLS 1104545) is a mortgage bank lending in California, New Jersey, and North Carolina. Additionally, Grayton Mortgage is a mortgage broker in New York. Grayton Mortgage intends to redefine mortgage lending by providing unparalleled customer service and strong support to the company's originators.
At Fluxx Mortgage and Financial, we take pride in knowing you chose to work with us, so getting your loan across the finish line is our top priority. Fluxx Mortgage and Financial can help you get pre-qualified and on your way to home ownership Simply fill out our mortgage prequalification form securely on our website
Established in 1971, Lumbee Guaranty Bank proudly opened its doors as the first Native American owned bank in the United States. Today, we’ve grown to manage 14 locations throughout Robeson, Hoke, and Cumberland counties in beautiful North Carolina. We serve thousands of customers every year and hold assets of more than $400 million
