USDA VS FHA in Moss-Beach, San Mateo County, CA

For 2026, the USDA loan limit in Moss-Beach, situated within San Mateo county of CA, stands at $657,900, and the FHA equivalent for a single-family residence is $822,375.

Leverage the Lendersa® USDA loan calculator today to compare USDA and FHA rates, examining income, credit, reserves, and documentation required for qualification. With our sophisticated mortgage calculator, you can simultaneously view USDA, FHA, Conforming, and VA programs to determine the most suitable option for your financial needs in Alabama.

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Loan limits and downpayment requirements for 2026 in Moss-Beach, located in San Mateo county, CA

Loan Type Loan Limit Down payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Exploring USDA and FHA loan choices in Moss-Beach, CA

Lendersa® aims to swiftly help you secure an exceptional USDA or FHA loan, without unnecessary delay. Choose from three starting points that connect you with lenders and USDA loan programs tailored to your needs.

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Understanding the USDA Loan in CA

The USDA home loan, endorsed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage, available exclusively in rural areas. In contrast to FHA loans requiring a minimum 3.5% down payment, the USDA mortgage demands no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



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