In 2025, the USDA loan limit in El-Monte, found in Los Angeles County, CA, is $657,900. For a single-family home, the FHA limit is $822,375.
Use the Lendersa® USDA loan calculator to compare the best rates of USDA vs. FHA today and determine the necessary income, credit, reserves, and documentation for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side to decide which program in suits your financial situation best.
Loan Limits and Down Payment Details for 2025 in El-Monte, Los Angeles County, CA
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Options for USDA and FHA Loans in El-Monte, CA
Lendersa® aims to secure the best USDA or FHA loan for you swiftly and without stress. Choose one of three starting points for matching lenders and suitable USDA loan programs.
A USDA home loan, government-backed by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans that demand a minimum down payment of 3.5%, a USDA loan requires no down payment.
Icon Capital has built its mortgage practice based on planning with the lowest cost loan strategy over time. Utilizing competitive rates and loan products that can easily be managed and interwove into your overall short and long term financial goals to maximize wealth creation, cash flow and cost.
Alpen Mortgage has been in business for over a decade in Northern Nevada. Our experienced team of Investment professionals will work with you to get your hard earned funds placed ONLY into the deals you are most comfortable with. Our net return to investors range from 8% to 12% and yields are payed out monthly.
Farm Bureau Bank, FSB, a wholly-owned subsidiary of FB BanCorp, was established in 1999 to serve the unique financial needs of Farm Bureau members. Headquartered in Reno, Nevada, with an operations center in San Antonio, Texas, the bank currently offers a full range of competitively priced products and services to members in 44 states
Monarch Mortgage rates are at an all time low, so if you are considering buying a new home, or refinancing - now is the time and Your more than just a number at Monarch Mortgage - get the personal attention you deserve and also Mortgage Products FHA, VA, CONVENTIONAL, JUMBO and USDA
"We specialize in private money (aka “hard money”). By working directly with private money lenders and investors, we are able to finance many “out of the box” transactions. We can fund even the most difficult of situations.
Contact a NewMark representative today for more information and to discuss your hard money lending needs."
RC Advantage offers refinance and purchase transactions with the best possible financing. We are a licensed California mortgage lender, and pride ourselves in offering real estate purchasers and refinancers the best financing terms available. #1665027vantage offers refinance and purchase transactions with the best possible financing.
426 Sutton Way, Suite 114, Grass Valley, CA, 95945
We know that each client has unique goals and financial objectives. For this reason, we take the time to provide detailed information and guidance to help our clients navigate through the somewhat confusing loan application process. We take pride in being a part of your home-buying team and will always take the approach
1740 E. Main Street, Suite 102, Grass Valley, CA, 95945
Olympia Mortgage and Investment Company, Inc. is a premier lending institution and investment company specializing in mortgage loans secured by California real estate funded by private investors.Olympia Mortgage and Investment Company, Inc. provides the finest in long and short-term financing balancing needs of both borrower and investor.
