USDA and FHA Pro and Con in Avocado-Heights, Los Angeles County, CA

For 2025, the USDA loan cap in Avocado-Heights, Los Angeles county, CA is set at $657,900. Meanwhile, the FHA cap for a single-family unit stands at $822,375.

With Lendersa®'s USDA loan calculator, you can juxtapose today's USDA and FHA rates, along with assessing the income, credit, reserves, and documentation to qualify. Our sophisticated mortgage calculator showcases USDA, FHA, Conforming, and VA options side-by-side to guide your decision on the most suitable program for your specific conditions in .

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Review 2025 loan caps and down payment obligations in Avocado-Heights, Los Angeles, CA

Loan Type Maximum Loan Amount Minimum Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Exploring USDA and FHA loans in Avocado-Heights, CA

At Lendersa®, we aim to streamline your experience in securing an optimal USDA or FHA loan. Choose from three initial routes to connect with matching lenders and USDA loan schemes.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CA

A USDA home loan, backed by the U.S. Department of Agriculture, is also called a USDA rural development loan or USDA mortgage. It is specifically designed for rural areas and doesn't necessitate a down payment, unlike FHA loans which require at least 3.5% down.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • LoansDirect
  • 25182 Miles Avenue, Lake Forest, CA, 92630
  • LoansDirect customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique and we'll work with you to form a loan that is exclusively for you
  • ICM Real Estate Inc
  • 39 Forster Lake, Forest, CA, 92630
  • ICM Real Estate Inc Our Mortgage team will give you the individual attention that you expect and deserve and treat you with the respect due a valued customer. We understand you're making a commitment in purchasing a home, refinancing a mortgage, or tapping into your home equity. Our promise to you.
  • WE Lending
  • 1 Spectrum Pointe Drive, Suite 200, Lake Forest, CA, 92630
  • At WE Lending we mix talented loan officers and technology to make the mortgage lending process simple for you. WE know that there is no place like home. Your mortgage savings or dream home could be minutes away. WE lending is growing and we are looking for progressive mortgage professionals to join our team.
  • Alliance West Mortgage
  • 23 Orchard Rd, Suite 100, Lake Forest, CA, 92630
  • At Alliance West Mortgage we are committed to responsible mortgage lending, and helping you find a home-loan you can comfortably afford. We understand buying a home is a life changing event, and we’re here to give you the knowledge and resources you need to make informed decisions with confidence.
  • Citadel Servicing Corporation
  • 25531 Commercentre Drive, Suite 160, Lake Forest, CA, 92630
  • Citadel Servicing Corporation (“CSC”), was formed with a focus on providing the industry’s leading tailor-made Non-QM mortgage products. We are partner with industry leaders and mortgage professionals, focusing on delivering programs that center around borrower and industry needs.
  • eLoan Group, Inc.
  • 6740 Tampa Avenue, Reseda, CA, 91335
  • eLoan Group, Inc. is a mortgage brokerage firm specializing in conventional, conforming, FHA, VA, USDA, jumbo, super Jumbo, reverse mortgages, commercial, construction and private money loans. A family business since 1990, we pride ourselves on our exceptional service, decades of experience, and lending programs tailored to our valued clients.
  • Smith and Loans
  • 1101 California Ave, Suite 100, Corona, CA, 92881
  • At Pacific Seal Mortgage, we specialize in matching borrowers with the right mortgages. Conventional and FHA mortgages are among the many loan programs we have available. As a Mortgage Broker, we work with an array of Direct Lenders and can shop around to give you the most competitive rate available.
  • Pacific Mortgage Group
  • 2045 Compton Avenue, Suite 202, Corona, CA, 92881
  • We are a committed team, here to help you find the right mortgage rate for your needs. We understand that every borrower is different, and we offer a variety of services to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by working with the latest financial tools.
  • Prestige Home Services, Inc.
  • 12548 Avocado Way, Riverside, CA, 92503
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.