USDA and FHA Pro and Con in Avocado-Heights, Los Angeles County, CA

For 2025, the USDA loan cap in Avocado-Heights, Los Angeles county, CA is set at $657,900. Meanwhile, the FHA cap for a single-family unit stands at $822,375.

With Lendersa®'s USDA loan calculator, you can juxtapose today's USDA and FHA rates, along with assessing the income, credit, reserves, and documentation to qualify. Our sophisticated mortgage calculator showcases USDA, FHA, Conforming, and VA options side-by-side to guide your decision on the most suitable program for your specific conditions in .

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Review 2025 loan caps and down payment obligations in Avocado-Heights, Los Angeles, CA

Loan Type Maximum Loan Amount Minimum Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Exploring USDA and FHA loans in Avocado-Heights, CA

At Lendersa®, we aim to streamline your experience in securing an optimal USDA or FHA loan. Choose from three initial routes to connect with matching lenders and USDA loan schemes.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CA

A USDA home loan, backed by the U.S. Department of Agriculture, is also called a USDA rural development loan or USDA mortgage. It is specifically designed for rural areas and doesn't necessitate a down payment, unlike FHA loans which require at least 3.5% down.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 1222 W. Pleasant Valley Rd, Parma, OH, 44134
  • Our mission is to help people live frugally, save smarter and borrow for less. Like all credit unions, FFCCU is a not-for-profit, member-owned financial cooperative. Unlike some other financial institutions, our profits go right back to our members in the form of lower loan rates, higher interest on deposits and fewer, lower fees
  • The Merchants & Citizens Bank
  • 6 College Street, Mc Rae Helena, GA, 31055
  • Located in McRae-Helena, Telfair County, Georgia, The Merchants & Citizens Bank has been the "hometown" bank of choice since 1929! We are proud of that record. We are also proud to be a part of the "Crossroads Community". As such, we are privileged to offer our customers that small bank experience while ever expanding their banking needs.
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  • The Steel Valley Federal Credit Union, a not for profit financial cooperative, is organized and managed to provide a safe, economical, and convenient financial institution for our membership. To promote thrift and through competitive dividends for savings, and provide economical loans with competitive interest rates.
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