USDA and FHA Pro and Con in Avocado-Heights, Los Angeles County, CA

For 2026, the USDA loan cap in Avocado-Heights, Los Angeles county, CA is set at $657,900. Meanwhile, the FHA cap for a single-family unit stands at $822,375.

With Lendersa®'s USDA loan calculator, you can juxtapose today's USDA and FHA rates, along with assessing the income, credit, reserves, and documentation to qualify. Our sophisticated mortgage calculator showcases USDA, FHA, Conforming, and VA options side-by-side to guide your decision on the most suitable program for your specific conditions in .

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Review 2026 loan caps and down payment obligations in Avocado-Heights, Los Angeles, CA

Loan Type Maximum Loan Amount Minimum Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Exploring USDA and FHA loans in Avocado-Heights, CA

At Lendersa®, we aim to streamline your experience in securing an optimal USDA or FHA loan. Choose from three initial routes to connect with matching lenders and USDA loan schemes.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CA

A USDA home loan, backed by the U.S. Department of Agriculture, is also called a USDA rural development loan or USDA mortgage. It is specifically designed for rural areas and doesn't necessitate a down payment, unlike FHA loans which require at least 3.5% down.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • P1 Home Loans
  • 7141 North 51st Avenue, Suite D1, D2, Glendale, AZ, 85301
  • P1 Home Loans mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Sequoia Federal Credit Union
  • 530 El Camino Real, Redwood City, CA, 94063
  • Sequoia Federal Credit Union is a member-owned cooperative, providing friendly, professional financial services, while ensuring safety, stability, and future growth. On February 25, 1952, a small group of teachers held a final organizational meeting to establish the Redwood City Elementary Schools Credit Union and to elect its initial officers.
  • Polam Federal Credit Union
  • 770 Marshall Street, Redwood City, CA, 94063
  • Polam Federal Credit Union believes that helping people enrich their financial well-being and attain their goals is the best reward a company can receive. With this in mind, we have dedicated ourselves to providing premiere products and services to help our members reach these goals faster.
  • My Credit Union
  • 510 Veterans Blvd, Suite B, Redwood City, CA, 94063
  • "My Credit Union is a full-service financial institution offering an array of savings and loan products to meet your financial needs. Serving our members since 1963, My Credit Union continually strives to provide exceptional member service and quality produts and services. The vision of MYCU is to be A Credit Union You Can Call Your Own."
  • Fidelity Brokers Inc.
  • 465 Convention Way, Suite 2, Redwood City, CA, 94063
  • Fidelity Brokers is located in Fremont, CA, United States and is part of the Activities Related to Credit Intermediation Industry. We are passionate about our job, love our neighborhood and keep up with the latest trends and strategies so that we can pass them on to our clients. Arturo Rodriguez Broker/Owner, Fidelity Brokers Inc.
  • California Consumer Lending
  • 260 Main Street, Suite B, Redwood City, CA, 94063
  • California Consumer Lending is a full service mortgage broker with offices in Los Angeles and San Francisco. We are also available online at BestRateLending.com with the same service and the convenience of the internet. Rather you are buying or Refinancing a home we can provide personal service through our office or online.
  • Redwood Realty Inc.
  • 611 Veterans Boulevard, Suite 200, Redwood City, CA, 94063
  • Founded in 2003, we have established a reputation for providing our clients with unparalleled service, regular communication and always dealing with our clients in a fair manner. Redwood Realty believes that the more transparent we are the more confidence our clients have in the services we provide.
  • UMAX Mortgage
  • 2000 Broadway Street, Redwood City, CA, 94063
  • UMAX Mortgage You may be wondering how a mortgage company can assist in ‘Helping you Live Better’. Like many lenders, we offer low rates, great service and a wide array of loan options to fit your unique needs but that is just the starting point for us and also Our team of experts will seamlessly guide you through the home financing process.
  • Capital Mortgage Center
  • 558 Brewster Ave, Redwood City, CA, 94063
  • Capital Mortgage Center was established with the knowledge and efforts of highly experienced lending professionals, with an excellent reputation in the mortgage banking field. With this vast pool of experience, we have grown quickly to become a true contender in this industry. We are a dedicated team of mortgage professionals determined