USDA Vs. FHA your options comparison in La-Puente, Los Angeles County, CA

In 2026, the USDA loan limit for La-Puente, within Los Angeles County, CA, is $657,900. The FHA limit for a single-family home is $822,375.

Utilize the Lendersa® USDA loan calculator to compare current top USDA against FHA rates. Determine the income, credit score, reserves, and documents needed to qualify. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA loans side-by-side, helping you decide the best program for your financial situation in .

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Loan Limits and Downpayment Requirements in La-Puente, Los Angeles, CA for 2026

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

USDA and FHA Loan Options in La-Puente, CA

Lendersa® aims to efficiently secure the most favorable USDA or FHA loan for you without hassle. Choose from three starting points to connect with matching lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CA

A USDA home loan, alternatively known as a USDA rural development loan or USDA mortgage, is guaranteed by the government Department of Agriculture and exclusively available in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, the USDA mortgage requires no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • DC Lending LLC
  • 1111 Main Street, Suite 210, Vancouver, WA, 98660
  • DC Lending started in 1998 as a new family operated mortgage company. As we moved into the second generation of business, one of our sons settled in Portland and another daughter settled in Eastern Washington. With this new generation, our family decided to continue to share our knowledge, and passion for the industry.

  • Davis Financial, LLC
  • 310 West 11th Street, Vancouver, WA, 98660
  • Davis Financial, LLC founer of Howie Davis 16 years of experience as a loan originator, and with degrees in finance and accounting, my background enables me to provide excellent service and sound advice to my clients. Customer service is the cornerstone of my business. I truly enjoy helping and educating clients about the loan process.

  • Twin River National Bank
  • 900 5th Street, Clarkston, WA, 99403
  • Twin River Bank is locally owned by your neighbors and we have invested here in the Lewis Clark Valley Since We have built a reputation as a community bank serving home buyers, real estate investors and builders. We have experienced mortgage lenders that can help you with a purchase, refinance, home improvement or construction lending.

  • Colorado Down Payment Assistance Center
  • 3817 Main St, Timnath, CO, 80547
  • Colorado Down Payment Assistance Center helps first-time home buyers in Colorado understand their options and move toward homeownership with more confidence.

    We exist to make down payment assistance and the home-buying process easier to understand. For many buyers, purchasing a home can feel out of reach when there are questions around credit, upfront costs, monthly payments, or whether they qualify at all. Our goal is to give people clear information and practical guidance.

  • Service First Financial LLC
  • 3098 Majestic View Drive, Timnath, CO, 80547
  • At Service First Financial, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism.

  • Community First Bank WA
  • 8131 W Grandridge Blvd, Kennewick, WA, 99336
  • Community First Bank started twenty years ago with a goal serving our community. We live here, work here and are run by a local board. We offer a full line of lending and business services to small businesses as well as consumer products including investment and trust services.If you want to get to know your banker we look forward to meeting you!

  • Desert Canyon Mortgage Company, LLC
  • 8500 W Gage Blvd, Suite A, Kennewick, WA, 99336
  • Desert Canyon Mortgage different from other lenders in town, besides being one of the few locally owned and operated mortgage brokers, is that our low prices, allows customers to save thousands of dollars in out-of-pocket closing costs compared to our competitors.brokers, is it We have two great locations to serve you"

  • Vision Mortgage
  • 7301 W. Deschutes Ave, Suite A, Kennewick, WA, 99336
  • Vision Mortgage was formed in 1994 by Michael and Gina Alvarez under their corporate name of Northwest Pacific Mortgage Corp. For over 24 years and counting Vision Mortgage has been considered one of Washington’s most experienced, knowledgeable and competitive mortgage brokerages that serve the Pacific Northwest.

  • Estacado Federal Credit Union
  • 2220 N Dal Paso Street, Hobbs, NM, 88240
  • On January 13, 1953, a small group of people from the Hobbs Municipal Schools joined together to establish a credit union to offer its members an opportunity to accumulate their savings and create a source of credit. Since 1953, the credit union has experienced changes such as growth, new products & services, and technological improvements.

  • Lea County State Bank
  • 1017 N Turner St, Hobbs, NM, 88240
  • Chartered on November 2, 1928, during the great oil boom days the original Lea County State Bank of Lovington played an important part in the early development of this area. Dedicated to the people of Lea County, the bank adopted their pioneer spirit, which would eventually make this part of New Mexico great.