USDA Vs. FHA Pro and Con comparison in La-Puente, Los Angeles County, CA

In 2025, the USDA loan limit for La-Puente, within Los Angeles County, CA, is $657,900. The FHA limit for a single-family home is $822,375.

Utilize the Lendersa® USDA loan calculator to compare current top USDA against FHA rates. Determine the income, credit score, reserves, and documents needed to qualify. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA loans side-by-side, helping you decide the best program for your financial situation in .

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Loan Limits and Downpayment Requirements in La-Puente, Los Angeles, CA for 2025

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

USDA and FHA Loan Options in La-Puente, CA

Lendersa® aims to efficiently secure the most favorable USDA or FHA loan for you without hassle. Choose from three starting points to connect with matching lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CA

A USDA home loan, alternatively known as a USDA rural development loan or USDA mortgage, is guaranteed by the government Department of Agriculture and exclusively available in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, the USDA mortgage requires no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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