USDA VS FHA in La-Puente, Los Angeles County, CA

In 2025, USDA loan limit in La-Puente, county of Los Angeles, CA is $657,900 while FHA limit is $822,375 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in La-Puente, county of Los Angeles, CA

Loan Type Loan Limit Down payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

USDA and FHA loan options in La-Puente, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Bank of Whittier
  • 15141 East Whittier Boulevard, Whittier, CA, 90603
  • Bank of Whittier began Its operation at its present location in Whittier California on December 20, 1982. In July 2011 Bank of Whittier expanded its unique brand of RF (Riba-Free) services by opening a second branch in the city of Richardson, Texas to serve the Dallas Fort Worth area.
  • Encore Mortgage
  • 15111 Whittier Blvd, Suite 101-B, Whittier, CA, 90603
  • A full spectrum of loan products from which to choose. Sharing our expertise to personally assist hundreds of families with sustainable home finance Helping you Become a HOMEOWNER with the Best Personal Loan Rates and also When financing your home, you need an experienced, reputable company and an agent who gives you facts, not opinions.
  • American Finance House Lariba
  • 15141 East Whittier Boulevard, Suite 400, Whittier, CA, 90603
  • American Finance LARIBA NMLS#:3280 Bank of Whittier N.A NMLS#:405611 Riba/Interest free mortgage for your Home, cars and businesses. We at the Bank of Whittier aspire to cultivate a bigger and more prosperous family, the Family of the Bank of Whittier. We believe that our role as your trusted community bank.
  • Allianze Mortgage Services Inc.
  • 15820 Whittier Boulevard, Suite G, Whittier, CA, 90603
  • "Allianze Mortgage Services DRE License Number 01403147, NMLS I D 346138. Mortgage lending specialist with nearly 32 years experience. Specializing in structuring custom mortgage loans tailored to meet client needs. Our mission is to serve our customers with honesty, integrity and competence."
  • Trinity Home Loans Inc.
  • 15820 East Whittier Boulevard, Suite D, Whittier, CA, 90603
  • Trinity Realty can expect the same extra degree of service and experience, and will have access to multiple solutions for financing, an experienced home search consultant, and accomplished transaction coordinators to ensure the smoothest closing possible. When making an offer on a home.
  • Primera Financial Services
  • 122 A East Foothill Blvd, Suite 169, Arcadia, CA, 91006
  • Primera Financial Services specialized in niche products. We can help you secure a residential mortgage loan, even if you have bad credit history or challenging circumstances. We pride ourselves upon finding the best mortgage for you in the shortest possible time, plus making the experience as hassle-free as possible.
  • HLOANPRO
  • 4115 East Live Oak Avenue, Suite 11, Arcadia, CA, 91006
  • HLOANPRO We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.
  • Target Mortgage Inc.
  • 230 East Foothill Boulevard, Arcadia, CA, 91006
  • Target Mortgage Inc mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Pacific Integrated Capital
  • 128 East Huntington Drive, Suite B, Arcadia, CA, 91006
  • Pacific Integrated Capital, has over 40 years of experience in the residential and commercial real estate market. PIC is here to provide commercial brokerage services to clients with properties in the Los Angeles, Orange, Bernardino, Riverside, Ventura, and San Diego counties. We can assist clients with acquisitions
  • Liberty Bridge Financial
  • 16224 Whittier Boulevard, Whittier, CA, 90603
  • "Liberty Bridge Financial is a neighborhood mortgage lender that was built on core values of integrity, honesty and reliability. We seek lifelong relationships with our clients. We strive to provide the highest level of service that each customer expects and deserves. In return we have received raves of fans."