In 2025, the USDA loan limit for South-El-Monte, situated in Los Angeles county, CA, is established at $657,900. Meanwhile, for a single-family home, the FHA loan limit is $822,375.
Utilize the Lendersa® USDA loan calculator to compare the most favorable rates currently available between USDA and FHA loans. This tool will help you assess income, credit, reserves, and necessary documents for qualifying. Our comprehensive mortgage calculator exhibits USDA, FHA, Conforming, and VA loans side by side, guiding you toward the best choice for your financial needs in Alabama.
Compare loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $657,900 | 0% |
| FHA | $822,375 | 3.5% |
| Conventional Conforming | $822,375 | 3% |
The objective of Lendersa® is to quickly and efficiently connect you with an ideal USDA or FHA loan without unnecessary hassle. Choose from one of three starting points to connect with matching lenders offering USDA loan programs.
The USDA home loan is backed by the Department of Agriculture, also known as a USDA mortgage or USDA rural development loan, and is designated solely for rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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