USDA Vs. FHA Pro and Con comparison in South-El-Monte, Los Angeles County, CA
In 2025, the USDA loan limit for South-El-Monte, situated in Los Angeles county, CA, is established at $657,900. Meanwhile, for a single-family home, the FHA loan limit is $822,375.
Utilize the Lendersa® USDA loan calculator to compare the most favorable rates currently available between USDA and FHA loans. This tool will help you assess income, credit, reserves, and necessary documents for qualifying. Our comprehensive mortgage calculator exhibits USDA, FHA, Conforming, and VA loans side by side, guiding you toward the best choice for your financial needs in Alabama.
2025 Loan Limits and Down Payment Requirements in South-El-Monte, Los Angeles County, CA
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA Loan Options in South-El-Monte, CA
The objective of Lendersa® is to quickly and efficiently connect you with an ideal USDA or FHA loan without unnecessary hassle. Choose from one of three starting points to connect with matching lenders offering USDA loan programs.
The USDA home loan is backed by the Department of Agriculture, also known as a USDA mortgage or USDA rural development loan, and is designated solely for rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment.
Located in New Orleans, Loan Partners is a real estate investment group and private portfolio lender providing capital for commercial and non owner occupied real estate projects.
Our depth of experience enables us to identify immediate needs and optimal structuring. You can expect to receive a commitment letter detailing the terms
Our mortgage team members will give you the individual attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in purchasing a home, refinancing a mortgage, or tapping into your home equity. So we make a promise to you: we will help you qualify.
"Audubon Mortgage Based in New Orleans, Camie has over twenty years experience in mortgage lending. We strive for excellence and customer service. Please contact us to check our rates this mortgage company Loan Products & Programs are Conforming
FHA/VA
Alternative Low Doc Loans
Nationwide High Balance and more"
Since 1940, First State Bank has been a locally owned bank committed to providing value-added offerings, backed by exceptional service to the local communities we serve. We do so by providing a combination of cutting edge banking products and conveniences and also employing local professionals.
UW Credit Union prides itself on being a financial institution that makes a positive difference with our members and within our communities. Because humanity resides at the heart of everything we do, we've dedicated ourselves to putting our members’ best interest first. Our members know they can count on us to do the right thing—each and every day.
The Bank Of Milan is a branch office of The Bank Of Milan. They provide the following services: Full Service Office Location and are located at 2011 East Van Hook Street in Milan Tennessee.
Mobile and traditional directions to this location can be found below along with ratings, lobby hours, their phone number, online banking website
Since 1955, WBH Employees Federal Credit Union has been serving members with first-class financial services and products. As a member-owned and not-for-profit financial cooperative, the Credit Union operates for just one purpose; to serve the needs of its members-owners. It is this common-bond,
Paducah Bank is the only locally-owned community bank in Paducah, Kentucky, and is the top small business lender and top mortgage lender in its market. Paducah Bank was named the Best Place to Work in Kentucky among medium-sized companies in 2006 by the Kentucky Chamber of Commerce and the Kentucky Society for Human Resource Management.
"Stillman Bank is a local, independently-owned community bank founded in 1882 and has been meeting the financial needs of our customers in northern Illinois for more than a century.
We offer the products and services you expect from big banks, but we do it with a friendly, hometown touch. And, because we are a community bank,"
Resource Federal Credit Union provides its members with a wide variety of products and services to help meet their day-to-day financial management needs. We are committed to 100% customer satisfaction and are continually broadening our product offering to meet the needs of our members.
Patriot Equity Credit Union is a non-profit cooperative organization created for the purpose of providing financial services to its members. Every member is a shareholder or "owner" of the Credit Union. Founded in 1929, Patriot Equity Credit Union serves the employees and family members of the U.S. Postal Service.
The Bank of Jackson’s successful heritage is built on its commitment to the local community of Jackson and Madison County, local lending decisions and local stockholders and board members. The bank is built on the not so little difference that only a hometown community bank can deliver--personal service.
