USDA and FHA Pro and Con in West-Puente-Valley, Los Angeles County, CA

In 2025, the USDA loan limit in West-Puente-Valley, part of Los Angeles county, CA, is established at $657,900, whereas for an FHA single-family home, the limit is $822,375.

Utilize the Lendersa® USDA loan calculator to effectively compare today's top USDA versus FHA rates and determine the necessary income, credit, reserves, and documentation to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side to assist in deciding which program best fits your financial situation in Alabama.

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Loan Limits and Down Payment Requirements for 2025 in West-Puente-Valley, Los Angeles, CA

Loan Type Loan Limit Down payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Exploring USDA and FHA Loan Options in West-Puente-Valley, CA

The primary objective of Lendersa® is to promptly connect you to the ideal USDA or FHA loan solutions, minimizing hassle. Select one of three starting points that facilitate aligning with relevant lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CA

The USDA home loan, supported by the U.S. Department of Agriculture, also known as the USDA rural development loan or mortgage, is intended for rural areas exclusively. Unlike FHA loans, which require a minimum 3.5% down payment, the USDA mortgage needs no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Louisiana Land Bank
  • 3640 Bayou Rapides Road, Alexandria, LA, 71303
  • Louisiana Land Bank, ACA is headquartered in Monroe, Louisiana, with 11 locations state-wide to meet your agriculture and rural financing needs. Louisiana Land Bank has been Louisiana's premier agricultural lender for over 100 years. We are a locally owned and operated lending cooperative whose specialty and expertise are making agricultural loans.
  • Southern Heritage Bank
  • 5211 Jackson Street, Alexandria, LA, 71303
  • Let Southern Heritage Bank help celebrate one of the most exciting times of your life by choosing us for your mortgage needs! While buying a home is one of the biggest decisions you'll ever make, selecting the right mortgage loan can be just as important. Your lifestyle. Your budget. Your comfort level.
  • Monroe Telco Federal Credit Union
  • 4705 Cypress Street, West Monroe, LA, 71291
  • Monroe Telco's mission is to serve our members and our community by remaining committed to the credit union's philosophy of "People Helping People". Maximizing our financial partnership with our members by providing "Friendly Hometown Service". Our Motto is "Members Come First". Monroe Telco Federal Credit Union Established in 1936.
  • Centric Federal Credit Union
  • 3711 Cypress Street, Suite 1, West Monroe, LA, 71291
  • Centric has been thriving for nearly 80 years! A credit union, first formed in 1937 for Brown Paper Co., has grown to serve more than 32, 000 members within Northeast Louisiana, today. Our desire is to hire the best of the best in financial and retail services. It is our privilege and honor to serve our members on their financial journey!
  • Prime Security Bank
  • 201 Main Street North, Karlstad, MN, 56732
  • Prime Security Bank has provided its customers with high quality service since 1925. Since our inception, business and personal customers have appreciated the differences we offer that are not commonly available from the large banks. We know our customers as friends and neighbors. We work for you and make decisions at a local level.
  • Ouachita Valley Federal Credit Union
  • 1420 Natchitoches Street, West Monroe, LA, 71292
  • Our Mission is to be remarkable in the way we affect and improve the lives of our members and our community, by providing a Legendary Experience beyond every expectation. Our Vision is to make the biggest impact on our community’s well-being and be the leading provider of the best financial solutions for our member’s lives.
  • Northwoods Bank of Minnesota
  • 1200 East First Street, Park Rapids, MN, 56470
  • Northwoods Bank of Minnesota has an interesting history. Chartered over a century ago in the small town of Dorset MN, the bank successfully navigated through the depths of the depression, the expansion years of the 1980’s and 1990’s, a charter re-location and name change, and most recently, the “great recession”.
  • The Citizens National Bank of Park Rapids
  • 300 1st Street West, Park Rapids, MN, 56470
  • On January 1, 1933, a group of dedicated community leaders began providing full service banking to the Park Rapids area when the doors were opened at the Citizens National Bank of Park Rapids. One of those involved in that achievement was Harold Bishop of Bishop's Department Store.
  • Marshall County State Bank
  • 118 East Minnesota Avenue, Newfolden, MN, 56738
  • Marshall County State Bank is a full-service bank. The bank accepts deposits, makes loans and provides other services for the public. Serving the heart of Marshall County. We are here to serve you! Offering personal banking needs, loan services and insurance. Marshall County State Bank is your trusted local partner for all types of mortgage loans.
  • Midwest Mortgage Consultants
  • 600 Soo Lane, Suite 6, Buffalo, MN, 55313
  • At Midwest Mortgage Consultants, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Community Bank Owatonna
  • 640 Bridge Street, Owatonna, MN, 55060
  • Community Bank Owatonna is committed to helping businesses grow and expand. We offer a full range of lending products designed, competitive rates and terms, and local decision making to help your business meet its financial goals. Our lenders, each with more than 25 years of banking experience, take pride in structuring the most effective loan.