In 2025, the USDA loan cap for El-Paso-de-Robles in San Luis Obispo County, CA is $561,200, whereas the FHA limit for a single-family home is set at $701,500.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates and evaluate the income, credit, reserves, and necessary documents to qualify. With our enhanced mortgage calculator, observe USDA, FHA, Conforming, and VA loans side by side to help determine the best program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $561,200 | 0% |
| FHA | $701,500 | 3.5% |
| Conventional Conforming | $701,500 | 3% |
The objective of Lendersa® is to assist you in obtaining the best USDA or FHA loan promptly and effortlessly. Choose one of the three provided approaches to find matching lenders and available USDA loan options.
A USDA home loan is a government-backed loan offered by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is available only in rural areas. In contrast to FHA loans, which require a minimum down payment of 3.5%, USDA loans do not necessitate any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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