USDA Vs. FHA Pro and Con comparison in Templeton, San Luis Obispo County, CA
In 2025, the USDA loan limit in Templeton, county of San Luis Obispo, CA is set at $644,000. Meanwhile, the FHA limit for a single-family home is $911,950.
Utilize Lendersa® USDA loan calculator to compare today's USDA and FHA rates. Determine the necessary income, credit, reserves, and documents required for qualification. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA options side by side to guide you in choosing the best program for your financial situation in .
2025 Loan Limits and Downpayment Requirements in Templeton, San Luis Obispo, CA
Loan Type
Loan Limit
Down Payment
USDA
$644,000
0%
FHA
$911,950
3.5%
Conventional Conforming
$911,950
3%
USDA and FHA Loan Options in Templeton, CA
Lendersa® is committed to efficiently finding the best USDA or FHA loan for you, with minimal hassle. Choose from three starting points to connect with matching lenders and available USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or mortgage, is guaranteed by the U.S. Department of Agriculture and is available only in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require none.
First State Bank is a Michigan Based Community Bank serving southeastern Michigan and is a full-service bank with 11 branches, Loan Centers in Clinton Township and Farmington Hills and headquarters in St. Clair Shores. First State Bank offers consumer and business checking and savings accounts, mortgages, home equity loans, credit cards.
Citizens Home Loan Specialize in purchase and refinance transactions in Michigan and Colorado. Loan Types: Jumbo, Conventional, FHA, VA and USDA (rural development) NMLS 142908 Jay Wojciechowski 14 years of experience in Residential Mortgage Lending for purchase and refinance transactions. Conventional, FHA, VA, USDA & Jumbo
81 Kercheval Avenue, Suite 204, Grosse Pointe, MI, 48236
Hill Mortgage is based in Grosse Pointe Farms, Michigan. Founded by Jason Kaleta, Brendan Fossee & Dane Fossee. We are one of Michigan’s fastest growing mortgage brokerages. Our number one priority is customer service and creating meaningful and lasting relationships with our clients
27735 Jefferson Ave, Saint Clair Shores, MI, 48081
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan by utilizing the 23 years of experience.
Harvest Financial Associates, LLC, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it! We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today.
Platinum Federal Credit Union was founded in December 1999 to serve the financial needs of Shia Imami Ismaili Community Members. we are among the fastest growing credit union.Our mission is to provide convenient sources of credit and other financial services to allow our members to accomplish their financial goals
Prime Home Loans Inc Founded in 2004 offers the most efficient and the simplest way to getting a mortgage. Getting your mortgage approved is very similar to an artistic drawing. We gather all the required documents to really help you get the clear picture on a product that can fit your needs.
11555 Medlock Bridge Road, Suite 100, Johns Creek, GA, 30097
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
