USDA Loan Vs. FHA loan for Lake-Nacimiento, CA [San Luis Obispo County ]

In 2025, for Lake-Nacimiento in San Luis Obispo county, CA, the USDA loan limit is $561,200, whereas the FHA cap for a single-family home is $701,500.

Utilize the Lendersa® USDA loan calculator to compare leading USDA and FHA rates today, determining the necessary income, credit score, reserves, and documentation required to qualify. Our advanced mortgage calculator showcases USDA, FHA, Conforming, and VA options side by side to aid your decision on which program in best fits your financial needs.

USDA and FHA Loan Options in Lake-Nacimiento, CA

Lendersa® aims to swiftly find the most suitable USDA or FHA loan for you, providing a hassle-free experience. Choose one of three initial strategies leading to compatible lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CA

The USDA home loan, guaranteed by the Department of Agriculture—also known as USDA rural development loan or USDA mortgage—is only available in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment.

Get top 10
USDA LENDERS
customized to yout needes

(231) 352-9691 Lender's profile and map Reviews State Savings Bank MI 703 Main Street, Frankfort, MI, 49635 Since 1901, State Savings Bank has been caring for the financial needs of our neighbors in northwest Michigan. Because our roots run deep here, we can better serve you—whether you're buying a home, running a business, investing for your future, or just looking for a friendly place to bank.
(615) 956-7419 Lender's profile and map Reviews Optimal Mortgage Services Llc 239 Veterans Parkway, Suite B-2, Murfreesboro, TN, 37128 Optimal Mortgage Services' primary focus is based on our customers' needs in the ever changing regulatory environment. We provide services to multiple lending institutions regardless of size or type. Optimal Mortgage Services offers reviews for Post Funding, Early Payment Default, Adverse Action, Repurchase Defense, Discretionary.
(615) 412-1212 Lender's profile and map Reviews TrueLink Capital Solutions 2255 Memorial Blvd, Suite 11211, Murfreesboro, TN, 37129 At TrueLink Capital Solutions, we want to help you by offering one of the best tools in the world of business: commercial finance. Small business loans can make it possible to make huge improvements, undertake exciting projects, increase profits, or simply get back on your feet.
(615) 890-1111 Lender's profile and map Reviews FirstBank 615 Memorial Blvd, Murfreesboro, TN, 37129 We started in 1906 as Farmers State Bank, when local banks in West Tennessee weren’t just creating profits. They were creating the towns and communities like Scotts Hill where our flagship branch still remains today. Times change, but the things that make being part of a community great, like strong ties and trusted relationships, never change.
(615) 890-5626 Lender's profile and map Reviews First Vision Mortgage 372 W Northfield Blvd, Murfreesboro, TN, 37129 First Vision Bank initially opened for business in November, 2005 with two locations: Tullahoma and Decherd/Winchester, with our administrative offices located in Tullahoma. The Bank was founded with the guiding principles of being a solid, profitable, and superior service-oriented bank in southern Middle Tennessee.
(615) 622-7600 Lender's profile and map Reviews A Mortgage Boutique 1574 Medical Center Pkwy, Suite 101, Murfreesboro, TN, 37129 We believe financing a home shouldn’t be a painful, stressful process. It’s why AMB’s founders walked away from big mortgage corporations to build something smaller and better — right in our home community. Our staff has hundreds of years of combined experience in the mortgage business
(800) 464-8626 Lender's profile and map Reviews FIRST COMMUNITY MORTGAGE GROUP, INC. 275 Robert Rose Drive, Murfreesboro, TN, 37129 Each of us has our own version of the American Dream. Whatever it is, it usually involves a place we call home. Since 2002, it’s been our mission at First Community Mortgage to help more and more people secure their piece of the American Dream. Because when people have a home, it gives them a foundation from which to grow, to do bigger things
(256) 797-1264 Lender's profile and map Reviews MoveHome Southeast Mortgage, LLC 8097 Madison Boulevard, Suite 103, Madison, AL, 35758 The mortgage process can be confusing. Our mortgage experts help make the process easy to understand! With a single application and credit report, we can show you customized options from great lenders and make sure to find the right loan for you! With a single application and credit report, we can show you great options from multiple lenders.
(251) 338-2092 Lender's profile and map Reviews Progressive Federal Credit Union 1065 Springhill Ave, Mobile, AL, 36604 Our philosophy is: "Once a Member, Always a Member." You may remain a member of the credit union for the rest of your life, as long as you maintain the minimum share (savings) balance. When you join Progressive Federal Credit Union, your money goes farther. Membership in this nonprofit institution gives you access to low-cost loans and affordable.
(251) 438-7464 Lender's profile and map Reviews Gulf Coast Federal Credit Union 1001 Springhill Avenue, Mobile, AL, 36604 Live, work, worship, or attend school in Mobile County – You can join Gulf Coast Federal Credit Union. Your immediate family members may also qualify for membership in the credit union. Visit our newly renovated credit union office at 1001 Springhill Ave., Mobile, Alabama and our branch office at 4313 Downtowner Loop South, Mobile, Alabama.