USDA Vs. FHA your options comparison in Lake-Nacimiento, San Luis Obispo County, CA
In 2026, for Lake-Nacimiento in San Luis Obispo county, CA, the USDA loan limit is $561,200, whereas the FHA cap for a single-family home is $701,500.
Utilize the Lendersa® USDA loan calculator to compare leading USDA and FHA rates today, determining the necessary income, credit score, reserves, and documentation required to qualify. Our advanced mortgage calculator showcases USDA, FHA, Conforming, and VA options side by side to aid your decision on which program in best fits your financial needs.
2026 Loan Limits and Down Payment Requirements in Lake-Nacimiento, San Luis Obispo, CA
Loan Type
Maximum Limit
Down Payment
USDA
$561,200
0%
FHA
$701,500
3.5%
Conventional Conforming
$701,500
3%
USDA and FHA Loan Options in Lake-Nacimiento, CA
Lendersa® aims to swiftly find the most suitable USDA or FHA loan for you, providing a hassle-free experience. Choose one of three initial strategies leading to compatible lenders and USDA loan programs.
The USDA home loan, guaranteed by the Department of Agriculture—also known as USDA rural development loan or USDA mortgage—is only available in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment.
130 Chieftain Drive, Suite 103, Waxahachie, TX, 75165
We have been originating mortgage loans for over 24 years here in the Dallas and Ellis County area. We pride ourselves on providing our customers with the perfect loan for their situation, good rates and personal service. We work diligently to make your lending experience a good one.
First Commercial Bank, N.A. was founded in 1983 in a small portable building at 1336 East Court Street in Seguin. Then, in March of 1984, construction was completed on the permanent facility that is still the headquarters of First Commercial Bank today. At First Commercial Bank we believe in taking an active role in the community.
The Farmers State Bank of Circleville was chartered October 27, 1900 with $5,000.00 capital. By 1916 the total assets had increased to over $100,000.00. The bank survived a robbery in 1923, the Circleville fire in 1931, and The Depression and resulting bank failures. It was a matter of pride to have been the first bank
The Denison State Bank is a branch office of The Denison State Bank. They provide the following services: Full Service Office Location and are located at 421 New York Avenue in Holton Kansas.
Mobile and traditional directions to this location can be found below along with ratings, lobby hours, their phone number, online banking website
First Family Federal Credit Union has been open since 1956. It's the 21st largest credit union in Oklahoma with assets totaling $122.45 Million and providing banking services to more than 16, 000 members.
The credit union is a community-based financial institution. People living, working
Mesquite Credit Union is incorporated under the laws of the State of Texas and under state law is subject to regulatory oversight by the Texas Credit Union Department.
State chartered credit unions are regulated by their state credit union department. The NCUA administers the federal insurance fund, NCUSIF, which covers all federal credit unio
Our team believes in a tailored approach, ensuring each client gets a solution that fits just right. We're not just lenders; we're problem solvers, specializing in navigating credit challenges and always finding a path to 'yes'. Our unwavering commitment guarantees timely closings with highly competitive rates. With us, you're not merely securing a
Scissortail Financial and Greg Freeman provided one of the best home buying experiences a family could have. We were pretty specific with what we were looking for with little knowledge of how to find it. We set up a meeting with Greg as our first step to buying our home with every intention.
At Advantage One Mortgage, where we specialize in residential mortgages. At Advantage One Mortgage, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
Established in 1934, TTCU Federal Credit Union is a $2.1 billion financial institution with a full complement of depository, lending and financial advisory services.TTCU is the second-largest credit union in Oklahoma with 18 branch locations. You may be one of over almost a million people in Oklahoma eligible to join TTCU.
